BLMIF (Bank Leumi Le-Israel BM) Cyclically Adjusted Book per Share: $11.49 (As of Jun. 2026)

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BLMIF Bank Leumi Le-Israel BM BLMIF
70 GF Score
Price $24.75
GF Value $15.88
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bank Leumi Le-Israel BM Cyclically Adjusted Book per Share?

Bank Leumi Le-Israel BM BLMIF 70 Cyclically Adjusted Book per Share is $11.49 as of Jun. 2026. GuruFocus rates BLMIF with a GF Score™ of 70/100 and a GF Value™ of $15.88 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Bank Leumi Le-Israel BM's adjusted book value per share for the three months ended in Jun. 2026 was $16.228. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $11.49 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Bank Leumi Le-Israel BM's average Cyclically Adjusted Book Growth Rate was 9.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Bank Leumi Le-Israel BM was 9.60% per year. The lowest was 8.10% per year. And the median was 8.30% per year.

As of today (2026-08-17), Bank Leumi Le-Israel BM's current stock price is $24.75. Bank Leumi Le-Israel BM's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $11.49. Bank Leumi Le-Israel BM's Cyclically Adjusted PB Ratio of today is 2.15.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank Leumi Le-Israel BM was 2.35. The lowest was 0.71. And the median was 1.17.


Bank Leumi Le-Israel BM  (OTCPK:BLMIF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bank Leumi Le-Israel BM's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=24.75/11.49
=2.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank Leumi Le-Israel BM was 2.35. The lowest was 0.71. And the median was 1.17.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Bank Leumi Le-Israel BM Cyclically Adjusted Book per Share Related Terms


Bank Leumi Le-Israel BM Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Bank Leumi Le-Israel BM's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Leumi Le-Israel BM Cyclically Adjusted Book per Share Chart

Bank Leumi Le-Israel BM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.01 8.25 7.42 8.59 10.87

Bank Leumi Le-Israel BM Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.34 9.99 10.87 11.84 11.49

BLMIF vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Bank Leumi Le-Israel BM's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Leumi Le-Israel BM Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Leumi Le-Israel BM's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank Leumi Le-Israel BM's Cyclically Adjusted PB Ratio falls into.


BLMIF
70GF Score
Bank Leumi Le-Israel BM BLMIF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Leumi Le-Israel BM Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Leumi Le-Israel BM's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=16.228/333.9520*333.9520
=16.228

Current CPI (Jun. 2026) = 333.9520.

Bank Leumi Le-Israel BM Quarterly Data

Book Value per Share CPI Adj_Book
201609 6.939 241.428 9.598
201612 6.965 241.432 9.634
201703 7.167 243.801 9.817
201706 7.226 244.955 9.851
201709 7.284 246.819 9.855
201712 7.367 246.524 9.980
201803 7.453 249.554 9.974
201806 7.737 251.989 10.254
201809 7.824 252.439 10.350
201812 7.839 251.233 10.420
201903 8.140 254.202 10.694
201906 8.140 256.143 10.613
201909 8.067 256.759 10.492
201912 7.859 256.974 10.213
202003 8.438 258.115 10.917
202006 8.416 257.797 10.902
202009 8.648 260.280 11.096
202012 8.772 260.474 11.247
202103 9.111 264.877 11.487
202106 9.514 271.696 11.694
202109 9.733 274.310 11.849
202112 9.691 278.802 11.608
202203 9.883 287.504 11.480
202206 10.819 296.311 12.193
202209 10.531 296.808 11.849
202212 10.837 296.797 12.194
202303 10.914 301.836 12.075
202306 11.397 305.109 12.474
202309 11.641 307.789 12.631
202312 12.110 306.746 13.184
202403 12.695 312.332 13.574
202406 13.015 314.175 13.834
202409 13.476 315.301 14.273
202412 13.876 315.605 14.683
202503 14.381 319.799 15.017
202506 14.838 322.561 15.362
202509 15.230 324.800 15.659
202512 15.538 324.054 16.013
202603 15.761 330.213 15.939
202606 16.228 333.952 16.228

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $11.49 mean?
Bank Leumi Le-Israel BM (BLMIF) has a Cyclically Adjusted Book per Share of $11.49 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank Leumi Le-Israel BM and its competitors.
Is Bank Leumi Le-Israel BM's Cyclically Adjusted Book per Share too high?
Bank Leumi Le-Israel BM's current Cyclically Adjusted Book per Share is $11.49. Overall, Bank Leumi Le-Israel BM has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Leumi Le-Israel BM's Cyclically Adjusted Book per Share compare to PNC and USB?
Bank Leumi Le-Israel BM's Cyclically Adjusted Book per Share of $11.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank Leumi Le-Israel BM and its competitors. Bank Leumi Le-Israel BM's current Cyclically Adjusted Book per Share is $11.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Leumi Le-Israel BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Leumi Le-Israel BM (BLMIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.88, compared to a current price of $24.75 — trading 55.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is $11.49. Bank Leumi Le-Israel BM's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Bank Leumi Le-Israel BM (BLMIF), the current Cyclically Adjusted Book per Share is $11.49 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Leumi Le-Israel BM (BLMIF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Leumi Le-Israel BM stock appears to be overvalued. The current stock price of $24.75 is trading 55.9% above its estimated GF Value™ of $15.88. GuruFocus considers Bank Leumi Le-Israel BM to be Significantly Overvalued.

Key valuation signals for BLMIF:

  • Cyclically Adjusted Book per Share: $11.49
  • GF Value™: $15.88 vs. price of $24.75 (55.9% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the BLMIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Leumi Le-Israel BM Business Description

Other Exchanges LUMI:Israel
Address 34 Yehuda Halevi Street, Tel Aviv, ISR, 651316
Bank Leumi Le-Israel BM is an Israeli banking and financial services company. The products and services offered by the company include consumer loans, mortgages, commercial banking services, and capital market services, among others. The company organizes itself into the following operating segments: Banking, Mortgages, Commercial, Corporate banking, Real estate, Capital markets, and Others. The company generates the majority of its revenue through the provision of banking and services to private customers and small businesses, and a vast majority of its revenue is earned in Israel.
70GF Score

Get the complete analysis for BLMIF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.75
Price
$15.88
GF Value