BLMIF (Bank Leumi Le-Israel BM) 3-Year RORE % : 8.39% (As of Mar. 2026)


BLMIF Bank Leumi Le-Israel BM BLMIF
72 GF Score
Price $23.50
GF Value $14.31
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Bank Leumi Le-Israel BM 3-Year RORE %?

Bank Leumi Le-Israel BM BLMIF +9.30% 72 3-Year RORE % is 8.39 as of Mar. 2026. GuruFocus rates BLMIF with a GF Score™ of 72/100 and a GF Value™ of $14.31 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,473 Banks companies, Bank Leumi Le-Israel BM ranks worse than 53.97% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Bank Leumi Le-Israel BM's 3-Year RORE % for the quarter that ended in Mar. 2026 was 8.39%.

The industry rank for Bank Leumi Le-Israel BM's 3-Year RORE % or its related term are showing as below:

BLMIF's 3-Year RORE % is ranked worse than
53.97% of 1473 companies
in the Banks industry
Industry Median: 9.87 vs BLMIF: 8.39

Bank Leumi Le-Israel BM  (OTCPK:BLMIF) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Bank Leumi Le-Israel BM 3-Year RORE % Related Terms


Bank Leumi Le-Israel BM 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Bank Leumi Le-Israel BM's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Leumi Le-Israel BM 3-Year RORE % Chart

Bank Leumi Le-Israel BM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.71 45.90 4.25 10.98 18.67

Bank Leumi Le-Israel BM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.55 12.60 14.69 18.67 8.39

BLMIF vs PNC, USB: 3-Year RORE % Comparison

For the Banks - Regional subindustry, Bank Leumi Le-Israel BM's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Leumi Le-Israel BM 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Leumi Le-Israel BM's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Bank Leumi Le-Israel BM's 3-Year RORE % falls into.


BLMIF
72GF Score
Bank Leumi Le-Israel BM BLMIF
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Leumi Le-Israel BM 3-Year RORE % Calculation

Bank Leumi Le-Israel BM's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 2.281-1.925 )/( 6.285-2.03 )
=0.356/4.255
=8.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 8.39 mean?
Bank Leumi Le-Israel BM (BLMIF) has a 3-Year RORE % of 8.39 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bank Leumi Le-Israel BM and its competitors. According to the industry distribution chart, Bank Leumi Le-Israel BM ranks #795 out of 1473 companies in the Banks industry, placing it in the top 54%.
Is Bank Leumi Le-Israel BM's 3-Year RORE % too high?
Bank Leumi Le-Israel BM's current 3-Year RORE % is 8.39. The Banks industry median 3-Year RORE % is 9.87. Bank Leumi Le-Israel BM's value of 8.39 is 15% below this industry median. Based on the distribution chart, Bank Leumi Le-Israel BM ranks #795 out of 1473 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Leumi Le-Israel BM has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Leumi Le-Israel BM's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Leumi Le-Israel BM ranks #795 out of 1473 companies for 3-Year RORE %. This places Bank Leumi Le-Israel BM in the lower half of its industry. The industry median 3-Year RORE % is 9.87. Bank Leumi Le-Israel BM's value of 8.39 is 15% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Leumi Le-Israel BM's current 3-Year RORE % of 8.39 is 15% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bank Leumi Le-Israel BM and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Leumi Le-Israel BM's current 3-Year RORE % is 8.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Leumi Le-Israel BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Leumi Le-Israel BM (BLMIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.31, compared to a current price of $23.50 — trading 64.2% above its estimated fair value. The current 3-Year RORE % is 8.39 and 15% below the Banks industry median of 9.87. Bank Leumi Le-Israel BM's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Bank Leumi Le-Israel BM (BLMIF), the current 3-Year RORE % is 8.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Leumi Le-Israel BM (BLMIF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Leumi Le-Israel BM stock appears to be overvalued. The current stock price of $23.50 is trading 64.2% above its estimated GF Value™ of $14.31. GuruFocus considers Bank Leumi Le-Israel BM to be Significantly Overvalued.

Key valuation signals for BLMIF:

  • 3-Year RORE %: 8.39
  • GF Value™: $14.31 vs. price of $23.50 (64.2% above fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 15% below the Banks median (#795 of 1473)

No single metric tells the full story. See the BLMIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Leumi Le-Israel BM Business Description

Other Exchanges LUMI:Israel
Address 34 Yehuda Halevi Street, Tel Aviv, ISR, 651316
Bank Leumi Le-Israel BM is an Israeli banking and financial services company. The products and services offered by the company include consumer loans, mortgages, commercial banking services, and capital market services, among others. The company organizes itself into the following operating segments: Banking, Mortgages, Commercial, Corporate banking, Real estate, Capital markets, and Others. The company generates the majority of its revenue through the provision of banking and services to private customers and small businesses, and a vast majority of its revenue is earned in Israel.
72GF Score

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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.50
Price
$14.31
GF Value