BLMIF (Bank Leumi Le-Israel BM) Moat Score: 6/10 (As of Jul. 02, 2026)


BLMIF Bank Leumi Le-Israel BM BLMIF
72 GF Score
Price $21.50
GF Value $14.29
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Bank Leumi Le-Israel BM Moat Score?

Bank Leumi Le-Israel BM BLMIF 72 Moat Score is 6 as of Jul. 02, 2026. GuruFocus rates BLMIF with a GF Score™ of 72/100 and a GF Value™ of $14.29 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,611 Banks companies, Bank Leumi Le-Israel BM ranks better than 97.83% on this metric.

Bank Leumi Le-Israel BM has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Bank Leumi Le-Israel BM has Narrow Moat: Bank Leumi has a strong narrow moat due to its significant market share in Israel, brand strength, and regulatory barriers. However, it lacks the global scale and network effects to be considered a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank Leumi Le-Israel BM might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Bank Leumi Le-Israel BM  (OTCPK:BLMIF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank Leumi Le-Israel BM Moat Score Related Terms

BLMIF vs PNC, USB: Moat Score Comparison

For the Banks - Regional subindustry, Bank Leumi Le-Israel BM's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Leumi Le-Israel BM Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank Leumi Le-Israel BM's Moat Score distribution charts can be found below:

* The bar in red indicates where Bank Leumi Le-Israel BM's Moat Score falls into.


BLMIF
72GF Score
Bank Leumi Le-Israel BM BLMIF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Bank Leumi Le-Israel BM (BLMIF) has a Moat Score of 6 as of Jul. 02, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Bank Leumi Le-Israel BM ranks #35 out of 1611 companies in the Banks industry, placing it in the top 2.2%.
Is Bank Leumi Le-Israel BM's Moat Score too high?
Bank Leumi Le-Israel BM's current Moat Score is 6. Based on the distribution chart, Bank Leumi Le-Israel BM ranks #35 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Leumi Le-Israel BM has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Leumi Le-Israel BM's Moat Score compare to PNC and USB?
According to the Banks industry distribution chart, Bank Leumi Le-Israel BM ranks #35 out of 1611 companies for Moat Score. This places Bank Leumi Le-Israel BM in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Bank Leumi Le-Israel BM's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Leumi Le-Israel BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Leumi Le-Israel BM (BLMIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.29, compared to a current price of $21.50 — trading 50.5% above its estimated fair value. The current Moat Score is 6. Bank Leumi Le-Israel BM's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Bank Leumi Le-Israel BM (BLMIF), the current Moat Score is 6 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Leumi Le-Israel BM (BLMIF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Leumi Le-Israel BM stock appears to be overvalued. The current stock price of $21.50 is trading 50.5% above its estimated GF Value™ of $14.29. GuruFocus considers Bank Leumi Le-Israel BM to be Significantly Overvalued.

Key valuation signals for BLMIF:

  • Moat Score: 6
  • GF Value™: $14.29 vs. price of $21.50 (50.5% above fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the BLMIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Leumi Le-Israel BM Business Description

Other Exchanges LUMI:Israel
Address 34 Yehuda Halevi Street, Tel Aviv, ISR, 651316
Bank Leumi Le-Israel BM is an Israeli banking and financial services company. The products and services offered by the company include consumer loans, mortgages, commercial banking services, and capital market services, among others. The company organizes itself into the following operating segments: Banking, Mortgages, Commercial, Corporate banking, Real estate, Capital markets, and Others. The company generates the majority of its revenue through the provision of banking and services to private customers and small businesses, and a vast majority of its revenue is earned in Israel.
72GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.50
Price
$14.29
GF Value