BLMIF (Bank Leumi Le-Israel BM) Retained Earnings: $20,793 Mil (As of Mar. 2026)

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BLMIF Bank Leumi Le-Israel BM BLMIF
71 GF Score
Price $21.80
GF Value $14.35
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Bank Leumi Le-Israel BM Retained Earnings?

Bank Leumi Le-Israel BM BLMIF 71 Retained Earnings is $20,793 Mil as of Mar. 2026. GuruFocus rates BLMIF with a GF Score™ of 71/100 and a GF Value™ of $14.35 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank Leumi Le-Israel BM's retained earnings for the quarter that ended in Mar. 2026 was $20,793 Mil.

Bank Leumi Le-Israel BM's quarterly retained earnings increased from Sep. 2025 ($20,092 Mil) to Dec. 2025 ($20,435 Mil) and increased from Dec. 2025 ($20,435 Mil) to Mar. 2026 ($20,793 Mil).

Bank Leumi Le-Israel BM's annual retained earnings increased from Dec. 2023 ($15,912 Mil) to Dec. 2024 ($18,322 Mil) and increased from Dec. 2024 ($18,322 Mil) to Dec. 2025 ($20,435 Mil).


Bank Leumi Le-Israel BM  (OTCPK:BLMIF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bank Leumi Le-Israel BM Retained Earnings Historical Data

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The historical data trend for Bank Leumi Le-Israel BM's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Leumi Le-Israel BM Retained Earnings Chart

Bank Leumi Le-Israel BM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12,406.93 14,262.52 15,911.71 18,322.14 20,435.48

Bank Leumi Le-Israel BM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18,887.99 19,517.85 20,091.70 20,435.48 20,792.59
BLMIF
71GF Score
Bank Leumi Le-Israel BM BLMIF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Leumi Le-Israel BM Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $20,793 Mil mean?
Bank Leumi Le-Israel BM (BLMIF) has a Retained Earnings of $20,793 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank Leumi Le-Israel BM and its competitors.
Is Bank Leumi Le-Israel BM's Retained Earnings too high?
Bank Leumi Le-Israel BM's current Retained Earnings is $20,793 Mil. Overall, Bank Leumi Le-Israel BM has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Leumi Le-Israel BM's Retained Earnings compare to PNC and USB?
Bank Leumi Le-Israel BM's Retained Earnings of $20,793 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank Leumi Le-Israel BM and its competitors. Bank Leumi Le-Israel BM's current Retained Earnings is $20,793 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Leumi Le-Israel BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Leumi Le-Israel BM (BLMIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.35, compared to a current price of $21.80 — trading 51.9% above its estimated fair value. The current Retained Earnings is $20,793 Mil. Bank Leumi Le-Israel BM's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank Leumi Le-Israel BM (BLMIF), the current Retained Earnings is $20,793 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Leumi Le-Israel BM (BLMIF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Leumi Le-Israel BM stock appears to be overvalued. The current stock price of $21.80 is trading 51.9% above its estimated GF Value™ of $14.35. GuruFocus considers Bank Leumi Le-Israel BM to be Significantly Overvalued.

Key valuation signals for BLMIF:

  • Retained Earnings: $20,793 Mil
  • GF Value™: $14.35 vs. price of $21.80 (51.9% above fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the BLMIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Leumi Le-Israel BM Business Description

Other Exchanges LUMI:Israel
Address 34 Yehuda Halevi Street, Tel Aviv, ISR, 651316
Bank Leumi Le-Israel BM is an Israeli banking and financial services company. The products and services offered by the company include consumer loans, mortgages, commercial banking services, and capital market services, among others. The company organizes itself into the following operating segments: Banking, Mortgages, Commercial, Corporate banking, Real estate, Capital markets, and Others. The company generates the majority of its revenue through the provision of banking and services to private customers and small businesses, and a vast majority of its revenue is earned in Israel.
71GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.80
Price
$14.35
GF Value