BLMIF (Bank Leumi Le-Israel BM) Cyclically Adjusted FCF per Share: $1.22 (As of Jun. 2026)

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BLMIF Bank Leumi Le-Israel BM BLMIF
71 GF Score
Price $25.80
GF Value $16.81
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bank Leumi Le-Israel BM Cyclically Adjusted FCF per Share?

Bank Leumi Le-Israel BM BLMIF 71 Cyclically Adjusted FCF per Share is $1.22 as of Jun. 2026. GuruFocus rates BLMIF with a GF Score™ of 71/100 and a GF Value™ of $16.81 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Bank Leumi Le-Israel BM's adjusted free cash flow per share for the three months ended in Jun. 2026 was $0.011. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $1.22 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Bank Leumi Le-Israel BM's average Cyclically Adjusted FCF Growth Rate was -35.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -0.60% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 0.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Bank Leumi Le-Israel BM was 3.80% per year. The lowest was -1.40% per year. And the median was -0.60% per year.

As of today (2026-08-22), Bank Leumi Le-Israel BM's current stock price is $25.80. Bank Leumi Le-Israel BM's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $1.22. Bank Leumi Le-Israel BM's Cyclically Adjusted Price-to-FCF of today is 21.15.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Leumi Le-Israel BM was 20.14. The lowest was 3.10. And the median was 5.57.


Bank Leumi Le-Israel BM  (OTCPK:BLMIF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bank Leumi Le-Israel BM's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=25.80/1.22
=21.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Leumi Le-Israel BM was 20.14. The lowest was 3.10. And the median was 5.57.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Bank Leumi Le-Israel BM Cyclically Adjusted FCF per Share Related Terms


Bank Leumi Le-Israel BM Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Bank Leumi Le-Israel BM's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Leumi Le-Israel BM Cyclically Adjusted FCF per Share Chart

Bank Leumi Le-Israel BM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 1.58 1.30 1.66 1.62

Bank Leumi Le-Israel BM Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.67 1.77 1.62 1.44 1.22

BLMIF vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Bank Leumi Le-Israel BM's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Leumi Le-Israel BM Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Leumi Le-Israel BM's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Leumi Le-Israel BM's Cyclically Adjusted Price-to-FCF falls into.


BLMIF
71GF Score
Bank Leumi Le-Israel BM BLMIF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Leumi Le-Israel BM Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Leumi Le-Israel BM's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.011/333.9520*333.9520
=0.011

Current CPI (Jun. 2026) = 333.9520.

Bank Leumi Le-Israel BM Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.563 241.428 -0.779
201612 -0.119 241.432 -0.165
201703 0.350 243.801 0.479
201706 -0.016 244.955 -0.022
201709 0.771 246.819 1.043
201712 0.239 246.524 0.324
201803 -0.064 249.554 -0.086
201806 -0.129 251.989 -0.171
201809 0.665 252.439 0.880
201812 -0.213 251.233 -0.283
201903 1.395 254.202 1.833
201906 0.548 256.143 0.714
201909 0.541 256.759 0.704
201912 0.183 256.974 0.238
202003 -2.069 258.115 -2.677
202006 1.125 257.797 1.457
202009 0.891 260.280 1.143
202012 1.214 260.474 1.556
202103 0.609 264.877 0.768
202106 0.236 271.696 0.290
202109 -0.287 274.310 -0.349
202112 0.513 278.802 0.614
202203 0.558 287.504 0.648
202206 -0.835 296.311 -0.941
202209 0.320 296.808 0.360
202212 1.100 296.797 1.238
202303 0.761 301.836 0.842
202306 -0.926 305.109 -1.014
202309 0.181 307.789 0.196
202312 -0.227 306.746 -0.247
202403 1.989 312.332 2.127
202406 -0.270 314.175 -0.287
202409 0.694 315.301 0.735
202412 0.742 315.605 0.785
202503 -1.304 319.799 -1.362
202506 1.195 322.561 1.237
202509 1.540 324.800 1.583
202512 0.920 324.054 0.948
202603 -1.742 330.213 -1.762
202606 0.011 333.952 0.011

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $1.22 mean?
Bank Leumi Le-Israel BM (BLMIF) has a Cyclically Adjusted FCF per Share of $1.22 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Leumi Le-Israel BM and its competitors.
Is Bank Leumi Le-Israel BM's Cyclically Adjusted FCF per Share too high?
Bank Leumi Le-Israel BM's current Cyclically Adjusted FCF per Share is $1.22. Overall, Bank Leumi Le-Israel BM has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Leumi Le-Israel BM's Cyclically Adjusted FCF per Share compare to PNC and USB?
Bank Leumi Le-Israel BM's Cyclically Adjusted FCF per Share of $1.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Leumi Le-Israel BM and its competitors. Bank Leumi Le-Israel BM's current Cyclically Adjusted FCF per Share is $1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Leumi Le-Israel BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Leumi Le-Israel BM (BLMIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.81, compared to a current price of $25.80 — trading 53.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $1.22. Bank Leumi Le-Israel BM's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Bank Leumi Le-Israel BM (BLMIF), the current Cyclically Adjusted FCF per Share is $1.22 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Leumi Le-Israel BM (BLMIF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Leumi Le-Israel BM stock appears to be overvalued. The current stock price of $25.80 is trading 53.5% above its estimated GF Value™ of $16.81. GuruFocus considers Bank Leumi Le-Israel BM to be Significantly Overvalued.

Key valuation signals for BLMIF:

  • Cyclically Adjusted FCF per Share: $1.22
  • GF Value™: $16.81 vs. price of $25.80 (53.5% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the BLMIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Leumi Le-Israel BM Business Description

Other Exchanges LUMI:Israel
Address 34 Yehuda Halevi Street, Tel Aviv, ISR, 651316
Bank Leumi Le-Israel BM is an Israeli banking and financial services company. The products and services offered by the company include consumer loans, mortgages, commercial banking services, and capital market services, among others. The company organizes itself into the following operating segments: Banking, Mortgages, Commercial, Corporate banking, Real estate, Capital markets, and Others. The company generates the majority of its revenue through the provision of banking and services to private customers and small businesses, and a vast majority of its revenue is earned in Israel.
71GF Score

Get the complete analysis for BLMIF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.80
Price
$16.81
GF Value