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Bank Leumi Le-Israel BMBLMIF 71 Return-on-Tangible-Asset is 1.06% as of Mar. 2026, which is 22% above its 10-year median of 0.87. GuruFocus rates BLMIF with a GF Score™ of 71/100 and a GF Value™ of $14.34 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,529 Banks companies, Bank Leumi Le-Israel BM ranks better than 64.09% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Bank Leumi Le-Israel BM's annualizedNet Income for the quarter that ended in Mar. 2026 was $3,129 Mil. Bank Leumi Le-Israel BM's average total tangible assets for the quarter that ended in Mar. 2026 was $296,237 Mil. Therefore, Bank Leumi Le-Israel BM's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.06%.
The historical rank and industry rank for Bank Leumi Le-Israel BM's Return-on-Tangible-Asset or its related term are showing as below:
BLMIF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.41 Med: 0.87 Max: 1.29
Current: 1.21
During the past 13 years, Bank Leumi Le-Israel BM's highest Return-on-Tangible-Asset was 1.29%. The lowest was 0.41%. And the median was 0.87%.
BLMIF's Return-on-Tangible-Asset is ranked better than 64.09% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs BLMIF: 1.21
Bank Leumi Le-Israel BM (OTCPK:BLMIF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Bank Leumi Le-Israel BM Return-on-Tangible-Asset Related Terms
Bank Leumi Le-Israel BM Return-on-Tangible-Asset Historical Data
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The historical data trend for Bank Leumi Le-Israel BM's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Leumi Le-Israel BM Return-on-Tangible-Asset Chart
BLMIF vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Bank Leumi Le-Israel BM's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Leumi Le-Israel BM Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank Leumi Le-Israel BM's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Bank Leumi Le-Israel BM's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.06% mean?
Bank Leumi Le-Israel BM (BLMIF) has a Return-on-Tangible-Asset of 1.06% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank Leumi Le-Israel BM and its competitors. This is 22% above median its historical median of 0.87. Over the past decade, Bank Leumi Le-Israel BM's Return-on-Tangible-Asset has ranged from 0.41 to 1.29. According to the industry distribution chart, Bank Leumi Le-Israel BM ranks #549 out of 1529 companies in the Banks industry, placing it in the top 35.9%.
Is Bank Leumi Le-Israel BM's Return-on-Tangible-Asset too high?
Bank Leumi Le-Israel BM's current Return-on-Tangible-Asset of 1.06% is 22% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 1.29. The Banks industry median Return-on-Tangible-Asset is 0.99. Bank Leumi Le-Israel BM's value of 1.06% is 7.1% above this industry median. Based on the distribution chart, Bank Leumi Le-Israel BM ranks #549 out of 1529 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Leumi Le-Israel BM has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Leumi Le-Israel BM's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Bank Leumi Le-Israel BM ranks #549 out of 1529 companies for Return-on-Tangible-Asset. This puts Bank Leumi Le-Israel BM in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Bank Leumi Le-Israel BM's value of 1.06% is 7.1% above this benchmark. Historically, Bank Leumi Le-Israel BM's own Return-on-Tangible-Asset has ranged from 0.41 to 1.29 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.99, Bank Leumi Le-Israel BM has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Leumi Le-Israel BM's current Return-on-Tangible-Asset of 1.06% is 7.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank Leumi Le-Israel BM and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Leumi Le-Israel BM's current Return-on-Tangible-Asset is 1.06%, which is 22% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Leumi Le-Israel BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Leumi Le-Israel BM (BLMIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.34, compared to a current price of $21.80 — trading 52% above its estimated fair value. The current Return-on-Tangible-Asset is 1.06%, which is 22% above median its 10-year median of 0.87 and 7.1% above the Banks industry median of 0.99. Bank Leumi Le-Israel BM's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bank Leumi Le-Israel BM (BLMIF), the current Return-on-Tangible-Asset is 1.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Leumi Le-Israel BM (BLMIF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Leumi Le-Israel BM stock appears to be overvalued.
The current stock price of $21.80 is trading 52% above its estimated GF Value™ of $14.34.
GuruFocus considers Bank Leumi Le-Israel BM to be Significantly Overvalued.
Key valuation signals for BLMIF:
Return-on-Tangible-Asset: 1.06% (22% above median its 10-year median of 0.87)
GF Value™: $14.34 vs. price of $21.80 (52% above fair value)
Industry Position: 7.1% above the Banks median (#549 of 1529)
No single metric tells the full story. See the BLMIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Leumi Le-Israel BM is an Israeli banking and financial services company. The products and services offered by the company include consumer loans, mortgages, commercial banking services, and capital market services, among others. The company organizes itself into the following operating segments: Banking, Mortgages, Commercial, Corporate banking, Real estate, Capital markets, and Others. The company generates the majority of its revenue through the provision of banking and services to private customers and small businesses, and a vast majority of its revenue is earned in Israel.
71GF Score
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