Bank Leumi Le-Israel BMBLMIF 72 ROA % is 1.06% as of Mar. 2026, which is 22% above its 10-year median of 0.87. GuruFocus rates BLMIF with a GF Score™ of 72/100 and a GF Value™ of $13.52 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,530 Banks companies, Bank Leumi Le-Israel BM ranks better than 64.71% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Bank Leumi Le-Israel BM's annualizedNet Income for the quarter that ended in Mar. 2026 was $3,143 Mil.
Bank Leumi Le-Israel BM's average Total Assets over the quarter that ended in Mar. 2026 was $297,581 Mil. Therefore, Bank Leumi Le-Israel BM's annualized ROA % for the quarter that ended in Mar. 2026 was 1.06%.
The historical rank and industry rank for Bank Leumi Le-Israel BM's ROA % or its related term are showing as below:
BLMIF'
s ROA % Range Over the Past 10 Years
Min: 0.41 Med: 0.87 Max: 1.29
Current: 1.21
During the past 13 years, Bank Leumi Le-Israel BM's highest ROA % was 1.29%. The lowest was 0.41%. And the median was 0.87%.
BLMIF's ROA % is ranked better than 64.71% of 1530
companies
in the Banks industry
Industry Median: 0.98
vs BLMIF: 1.21
Bank Leumi Le-Israel BM (OTCPK:BLMIF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Leumi Le-Israel BM's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Leumi Le-Israel BM ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Leumi Le-Israel BM's ROA % distribution charts can be found below:
* The bar in red indicates where Bank Leumi Le-Israel BM's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Bank Leumi Le-Israel BM (BLMIF) has a ROA % of 1.06% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Bank Leumi Le-Israel BM and its competitors. This is 22% above median its historical median of 0.87. Over the past decade, Bank Leumi Le-Israel BM's ROA % has ranged from 0.41 to 1.29. According to the industry distribution chart, Bank Leumi Le-Israel BM ranks #540 out of 1530 companies in the Banks industry, placing it in the top 35.3%.
Is Bank Leumi Le-Israel BM's ROA % too high?
Bank Leumi Le-Israel BM's current ROA % of 1.06% is 22% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 1.29. The Banks industry median ROA % is 0.98. Bank Leumi Le-Israel BM's value of 1.06% is 8.2% above this industry median. Based on the distribution chart, Bank Leumi Le-Israel BM ranks #540 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Leumi Le-Israel BM has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Leumi Le-Israel BM's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Leumi Le-Israel BM ranks #540 out of 1530 companies for ROA %. This puts Bank Leumi Le-Israel BM in the upper half of its industry. The industry median ROA % is 0.98. Bank Leumi Le-Israel BM's value of 1.06% is 8.2% above this benchmark. Historically, Bank Leumi Le-Israel BM's own ROA % has ranged from 0.41 to 1.29 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.98, Bank Leumi Le-Israel BM has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Leumi Le-Israel BM's current ROA % of 1.06% is 8.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Bank Leumi Le-Israel BM and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Leumi Le-Israel BM's current ROA % is 1.06%, which is 22% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Leumi Le-Israel BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Leumi Le-Israel BM (BLMIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.52, compared to a current price of $21.50 — trading 59% above its estimated fair value. The current ROA % is 1.06%, which is 22% above median its 10-year median of 0.87 and 8.2% above the Banks industry median of 0.98. Bank Leumi Le-Israel BM's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Bank Leumi Le-Israel BM (BLMIF), the current ROA % is 1.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Leumi Le-Israel BM (BLMIF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Leumi Le-Israel BM stock appears to be overvalued.
The current stock price of $21.50 is trading 59% above its estimated GF Value™ of $13.52.
GuruFocus considers Bank Leumi Le-Israel BM to be Significantly Overvalued.
Key valuation signals for BLMIF:
ROA %: 1.06% (22% above median its 10-year median of 0.87)
GF Value™: $13.52 vs. price of $21.50 (59% above fair value)
Industry Position: 8.2% above the Banks median (#540 of 1530)
No single metric tells the full story. See the BLMIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Leumi Le-Israel BM is an Israeli banking and financial services company. The products and services offered by the company include consumer loans, mortgages, commercial banking services, and capital market services, among others. The company organizes itself into the following operating segments: Banking, Mortgages, Commercial, Corporate banking, Real estate, Capital markets, and Others. The company generates the majority of its revenue through the provision of banking and services to private customers and small businesses, and a vast majority of its revenue is earned in Israel.
72GF Score
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