CWBC (Community West Bancshares) Cyclically Adjusted Book per Share: $20.76 (As of Jun. 2026)

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CWBC Community West Bancshares CWBC
60 GF Score
Price $25.83
GF Value $21.53
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Community West Bancshares Cyclically Adjusted Book per Share?

Community West Bancshares CWBC +1.41% 60 Cyclically Adjusted Book per Share is $20.76 as of Jun. 2026. GuruFocus rates CWBC with a GF Score™ of 60/100 and a GF Value™ of $21.53 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Community West Bancshares's adjusted book value per share for the three months ended in Jun. 2026 was $22.403. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $20.76 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Community West Bancshares's average Cyclically Adjusted Book Growth Rate was 5.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.10% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Community West Bancshares was 8.60% per year. The lowest was 4.40% per year. And the median was 5.80% per year.

As of today (2026-08-13), Community West Bancshares's current stock price is $25.83. Community West Bancshares's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $20.76. Community West Bancshares's Cyclically Adjusted PB Ratio of today is 1.24.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Community West Bancshares was 1.93. The lowest was 0.71. And the median was 1.23.


Community West Bancshares  (NAS:CWBC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Community West Bancshares's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=25.83/20.76
=1.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Community West Bancshares was 1.93. The lowest was 0.71. And the median was 1.23.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Community West Bancshares Cyclically Adjusted Book per Share Related Terms


Community West Bancshares Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Community West Bancshares's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community West Bancshares Cyclically Adjusted Book per Share Chart

Community West Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.46 17.57 18.31 19.13 20.00

Community West Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.71 19.94 20.00 20.47 20.76

CWBC vs BCAL, RCBC, MSBI: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Community West Bancshares's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community West Bancshares Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community West Bancshares's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Community West Bancshares's Cyclically Adjusted PB Ratio falls into.


CWBC
60GF Score
Community West Bancshares CWBC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community West Bancshares Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Community West Bancshares's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=22.403/333.9520*333.9520
=22.403

Current CPI (Jun. 2026) = 333.9520.

Community West Bancshares Quarterly Data

Book Value per Share CPI Adj_Book
201609 14.106 241.428 19.512
201612 13.507 241.432 18.683
201703 13.946 243.801 19.103
201706 14.508 244.955 19.779
201709 14.840 246.819 20.079
201712 15.300 246.524 20.726
201803 15.121 249.554 20.235
201806 15.319 251.989 20.302
201809 15.471 252.439 20.467
201812 15.975 251.233 21.235
201903 16.626 254.202 21.842
201906 17.175 256.143 22.392
201909 17.531 256.759 22.802
201912 17.478 256.974 22.714
202003 17.532 258.115 22.683
202006 18.292 257.797 23.696
202009 18.850 260.280 24.185
202012 19.586 260.474 25.111
202103 19.309 264.877 24.344
202106 20.362 271.696 25.028
202109 20.566 274.310 25.038
202112 20.798 278.802 24.912
202203 16.307 287.504 18.941
202206 14.530 296.311 16.376
202209 13.537 296.808 15.231
202212 14.884 296.797 16.747
202303 15.487 301.836 17.135
202306 15.862 305.109 17.361
202309 15.375 307.789 16.682
202312 17.521 306.746 19.075
202403 17.894 312.332 19.133
202406 18.492 314.175 19.656
202409 19.187 315.301 20.322
202412 19.114 315.605 20.225
202503 19.527 319.799 20.391
202506 19.863 322.561 20.564
202509 20.773 324.800 21.358
202512 21.374 324.054 22.027
202603 21.851 330.213 22.098
202606 22.403 333.952 22.403

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $20.76 mean?
Community West Bancshares (CWBC) has a Cyclically Adjusted Book per Share of $20.76 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Community West Bancshares and its competitors.
Is Community West Bancshares' Cyclically Adjusted Book per Share too high?
Community West Bancshares' current Cyclically Adjusted Book per Share is $20.76. Overall, Community West Bancshares has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community West Bancshares' Cyclically Adjusted Book per Share compare to BCAL and RCBC?
Community West Bancshares' Cyclically Adjusted Book per Share of $20.76 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Community West Bancshares and its competitors. Community West Bancshares's current Cyclically Adjusted Book per Share is $20.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community West Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Community West Bancshares (CWBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.53, compared to a current price of $25.83 — trading 20% above its estimated fair value. The current Cyclically Adjusted Book per Share is $20.76. Community West Bancshares' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Community West Bancshares (CWBC), the current Cyclically Adjusted Book per Share is $20.76 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community West Bancshares (CWBC) Overvalued in 2026?

Based on GuruFocus' analysis, Community West Bancshares stock appears to be overvalued. The current stock price of $25.83 is trading 20% above its estimated GF Value™ of $21.53. GuruFocus considers Community West Bancshares to be Modestly Overvalued.

Key valuation signals for CWBC:

  • Cyclically Adjusted Book per Share: $20.76
  • GF Value™: $21.53 vs. price of $25.83 (20% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the CWBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community West Bancshares Business Description

Address 7100 North Financial Drive, Suite 101, Fresno, CA, USA, 93720
Community West Bancshares is a bank holding company whose principal business is to serve as the holding company for its wholly-owned subsidiary Community West Bank N.A. Through CWB, the company provides a variety of financial products and full-service Banking Centers within California's Greater Sacramento, San Joaquin Valley, and Central Coast regions, that provide Commercial Lending, Real Estate, Agribusiness, Private Banking, and Cash Management Departments. The company has one reportable segment: Banking operations. Loans and leases, investment securities, interest-bearing deposits and non-interest income provide the revenues of the banking operation.
60GF Score

Get the complete analysis for CWBC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.83
Price
$21.53
GF Value