CWBC (Community West Bancshares) Cyclically Adjusted PS Ratio: 3.55 (As of Jul. 09, 2026) — Near Median


CWBC Community West Bancshares CWBC
60 GF Score
Price $26.41
GF Value $24.02
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Community West Bancshares Cyclically Adjusted PS Ratio?

Community West Bancshares CWBC -2.29% 60 Cyclically Adjusted PS Ratio is 3.55 as of Jul. 09, 2026, which is 5% above its 10-year median of 3.39. GuruFocus rates CWBC with a GF Score™ of 60/100 and a GF Value™ of $24.02 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,301 Banks companies, Community West Bancshares ranks worse than 54.73% on this metric.

As of today (2026-07-09), Community West Bancshares's current share price is $26.41. Community West Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $7.43. Community West Bancshares's Cyclically Adjusted PS Ratio for today is 3.55.

The historical rank and industry rank for Community West Bancshares's Cyclically Adjusted PS Ratio or its related term are showing as below:

CWBC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2   Med: 3.39   Max: 4.89
Current: 3.55

During the past years, Community West Bancshares's highest Cyclically Adjusted PS Ratio was 4.89. The lowest was 2.00. And the median was 3.39.

CWBC's Cyclically Adjusted PS Ratio is ranked worse than
54.73% of 1301 companies
in the Banks industry
Industry Median: 3.29 vs CWBC: 3.55

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Community West Bancshares's adjusted revenue per share data for the three months ended in Mar. 2026 was $1.999. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $7.43 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Community West Bancshares  (NAS:CWBC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Community West Bancshares Cyclically Adjusted PS Ratio Related Terms


Community West Bancshares Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Community West Bancshares's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community West Bancshares Cyclically Adjusted PS Ratio Chart

Community West Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.71 3.43 3.37 2.80 3.10

Community West Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.62 2.74 2.88 3.10 3.13

CWBC vs IBCP, CARE, WASH: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Community West Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community West Bancshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community West Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Community West Bancshares's Cyclically Adjusted PS Ratio falls into.


CWBC
60GF Score
Community West Bancshares CWBC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community West Bancshares Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Community West Bancshares's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=26.41/7.43
=3.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community West Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Community West Bancshares's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.999/330.2130*330.2130
=1.999

Current CPI (Mar. 2026) = 330.2130.

Community West Bancshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.208 241.018 1.655
201609 1.154 241.428 1.578
201612 1.165 241.432 1.593
201703 1.230 243.801 1.666
201706 1.421 244.955 1.916
201709 1.277 246.819 1.708
201712 1.223 246.524 1.638
201803 1.283 249.554 1.698
201806 1.283 251.989 1.681
201809 1.301 252.439 1.702
201812 1.430 251.233 1.880
201903 1.329 254.202 1.726
201906 1.478 256.143 1.905
201909 1.446 256.759 1.860
201912 1.310 256.974 1.683
202003 1.727 258.115 2.209
202006 1.381 257.797 1.769
202009 1.425 260.280 1.808
202012 1.548 260.474 1.962
202103 1.525 264.877 1.901
202106 1.585 271.696 1.926
202109 1.669 274.310 2.009
202112 1.765 278.802 2.090
202203 1.614 287.504 1.854
202206 1.733 296.311 1.931
202209 1.823 296.808 2.028
202212 1.921 296.797 2.137
202303 1.946 301.836 2.129
202306 1.836 305.109 1.987
202309 1.855 307.789 1.990
202312 1.835 306.746 1.975
202403 1.731 312.332 1.830
202406 1.579 314.175 1.660
202409 1.609 315.301 1.685
202412 1.756 315.605 1.837
202503 1.798 319.799 1.857
202506 1.844 322.561 1.888
202509 1.953 324.800 1.986
202512 1.967 324.054 2.004
202603 1.999 330.213 1.999

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.55 mean?
Community West Bancshares (CWBC) has a Cyclically Adjusted PS Ratio of 3.55 as of Jul. 09, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Community West Bancshares and its competitors. This is near median its historical median of 3.39. Over the past decade, Community West Bancshares' Cyclically Adjusted PS Ratio has ranged from 2.00 to 4.89. According to the industry distribution chart, Community West Bancshares ranks #712 out of 1301 companies in the Banks industry, placing it in the top 54.7%.
Is Community West Bancshares' Cyclically Adjusted PS Ratio too high?
Community West Bancshares' current Cyclically Adjusted PS Ratio of 3.55 is near median its 10-year median of 3.39. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 4.89. The Banks industry median Cyclically Adjusted PS Ratio is 3.29. Community West Bancshares' value of 3.55 is 7.9% above this industry median. Based on the distribution chart, Community West Bancshares ranks #712 out of 1301 companies in the Banks industry, which is below the industry midpoint. Overall, Community West Bancshares has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Community West Bancshares' Cyclically Adjusted PS Ratio compare to IBCP and CARE?
According to the Banks industry distribution chart, Community West Bancshares ranks #712 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Community West Bancshares in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.29. Community West Bancshares' value of 3.55 is 7.9% above this benchmark. Historically, Community West Bancshares' own Cyclically Adjusted PS Ratio has ranged from 2.00 to 4.89 over the past decade. While the company's 10-year median is 3.39 vs. the industry median of 3.29, Community West Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.29, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community West Bancshares's current Cyclically Adjusted PS Ratio of 3.55 is 7.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Community West Bancshares and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community West Bancshares's current Cyclically Adjusted PS Ratio is 3.55, which is near median its own 10-year median of 3.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community West Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Community West Bancshares (CWBC) is currently considered Fairly Valued. The stock's GF Value™ is $24.02, compared to a current price of $26.41 — trading 10% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.55, which is near median its 10-year median of 3.39 and 7.9% above the Banks industry median of 3.29. Community West Bancshares' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Community West Bancshares (CWBC), the current Cyclically Adjusted PS Ratio is 3.55 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community West Bancshares (CWBC) Overvalued in 2026?

Based on GuruFocus' analysis, Community West Bancshares stock appears to be overvalued. The current stock price of $26.41 is trading 10% above its estimated GF Value™ of $24.02. GuruFocus considers Community West Bancshares to be Fairly Valued.

Key valuation signals for CWBC:

  • Cyclically Adjusted PS Ratio: 3.55 (near median its 10-year median of 3.39)
  • GF Value™: $24.02 vs. price of $26.41 (10% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 7.9% above the Banks median (#712 of 1301)

No single metric tells the full story. See the CWBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community West Bancshares Business Description

Address 7100 North Financial Drive, Suite 101, Fresno, CA, USA, 93720
Community West Bancshares is a bank holding company whose principal business is to serve as the holding company for its wholly-owned subsidiary Community West Bank N.A. Through CWB, the company provides a variety of financial products and full-service Banking Centers within California's Greater Sacramento, San Joaquin Valley, and Central Coast regions, that provide Commercial Lending, Real Estate, Agribusiness, Private Banking, and Cash Management Departments. The company has one reportable segment: Banking operations. Loans and leases, investment securities, interest-bearing deposits and non-interest income provide the revenues of the banking operation.
60GF Score

Get the complete analysis for CWBC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.41
Price
$24.02
GF Value