Community West BancsharesCWBC -0.86%60 FCF Margin % is 21.44% as of Mar. 2026, which is 23% below its 10-year median of 27.87. GuruFocus rates CWBC with a GF Score™ of 60/100 and a GF Value™ of $23.62 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,504 Banks companies, Community West Bancshares ranks better than 52.39% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community West Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community West Bancshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Community West Bancshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Community West Bancshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community West Bancshares (CWBC) has a FCF Margin % of 21.44% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Community West Bancshares and its competitors. This is 23% below median its historical median of 27.87. Over the past decade, Community West Bancshares' FCF Margin % has ranged from 15.03 to 52.17. According to the industry distribution chart, Community West Bancshares ranks #716 out of 1504 companies in the Banks industry, placing it in the top 47.6%.
Is Community West Bancshares' FCF Margin % too high?
Community West Bancshares' current FCF Margin % of 21.44% is 23% below median its 10-year median of 27.87. Over the past 10 years, this metric has ranged from a low of 15.03 to a high of 52.17. The Banks industry median FCF Margin % is 26.50. Community West Bancshares' value of 21.44% is 19.1% below this industry median. Based on the distribution chart, Community West Bancshares ranks #716 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Community West Bancshares has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community West Bancshares' FCF Margin % compare to AMBZ and THVB?
According to the Banks industry distribution chart, Community West Bancshares ranks #716 out of 1504 companies for FCF Margin %. This puts Community West Bancshares in the upper half of its industry. The industry median FCF Margin % is 26.50. Community West Bancshares' value of 21.44% is 19.1% below this benchmark. Historically, Community West Bancshares' own FCF Margin % has ranged from 15.03 to 52.17 over the past decade. While the company's 10-year median is 27.87 vs. the industry median of 26.50, Community West Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community West Bancshares's current FCF Margin % of 21.44% is 19.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Community West Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community West Bancshares's current FCF Margin % is 21.44%, which is 23% below median its own 10-year median of 27.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community West Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Community West Bancshares (CWBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.62, compared to a current price of $26.64 — trading 12.8% above its estimated fair value. The current FCF Margin % is 21.44%, which is 23% below median its 10-year median of 27.87 and 19.1% below the Banks industry median of 26.50. Community West Bancshares' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Community West Bancshares (CWBC), the current FCF Margin % is 21.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community West Bancshares (CWBC) Overvalued in 2026?
Based on GuruFocus' analysis, Community West Bancshares stock appears to be overvalued.
The current stock price of $26.64 is trading 12.8% above its estimated GF Value™ of $23.62.
GuruFocus considers Community West Bancshares to be Modestly Overvalued.
Key valuation signals for CWBC:
FCF Margin %: 21.44% (23% below median its 10-year median of 27.87)
GF Value™: $23.62 vs. price of $26.64 (12.8% above fair value)
Industry Position: 19.1% below the Banks median (#716 of 1504)
No single metric tells the full story. See the CWBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community West Bancshares is a bank holding company whose principal business is to serve as the holding company for its wholly-owned subsidiary Community West Bank N.A. Through CWB, the company provides a variety of financial products and full-service Banking Centers within California's Greater Sacramento, San Joaquin Valley, and Central Coast regions, that provide Commercial Lending, Real Estate, Agribusiness, Private Banking, and Cash Management Departments. The company has one reportable segment: Banking operations. Loans and leases, investment securities, interest-bearing deposits and non-interest income provide the revenues of the banking operation.
60GF Score
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