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Community West BancsharesCWBC -0.79%61 EV-to-OCF is 15.83 as of Aug. 09, 2026, which is 66% above its 10-year median of 9.55. GuruFocus rates CWBC with a GF Score™ of 61/100 and a GF Value™ of $21.36 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,498 Banks companies, Community West Bancshares ranks worse than 83.11% on this metric.
The historical rank and industry rank for Community West Bancshares's EV-to-OCF or its related term are showing as below:
CWBC'
s EV-to-OCF Range Over the Past 10 Years
Min: 1.61 Med: 9.55 Max: 23.87
Current: 15.83
During the past 13 years, the highest EV-to-OCF of Community West Bancshares was 23.87. The lowest was 1.61. And the median was 9.55.
CWBC's EV-to-OCF is ranked worse than 83.11% of 1498
companies
in the Banks industry
Industry Median: 4.04
vs CWBC: 15.83
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Community West Bancshares (NAS:CWBC) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Community West Bancshares's PE Ratio (TTM) for today is calculated as:
Community West Bancshares's share price for today is $25.23.
Community West Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.850.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Community West Bancshares EV-to-OCF Related Terms
Community West Bancshares EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community West Bancshares's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community West Bancshares EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Community West Bancshares's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Community West Bancshares's EV-to-OCF falls into.
Community West Bancshares's current Enterprise Value is $728.0 Mil.
Community West Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $46.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community West Bancshares (CWBC) has a EV-to-OCF of 15.83 as of Aug. 09, 2026. This is 66% above median its historical median of 9.55. Over the past decade, Community West Bancshares' EV-to-OCF has ranged from 1.61 to 23.87. According to the industry distribution chart, Community West Bancshares ranks #1245 out of 1498 companies in the Banks industry, placing it in the top 83.1%.
Is Community West Bancshares' EV-to-OCF too high?
Community West Bancshares' current EV-to-OCF of 15.83 is 66% above median its 10-year median of 9.55. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 23.87. The Banks industry median EV-to-OCF is 4.04. Community West Bancshares' value of 15.83 is 291.8% above this industry median. Based on the distribution chart, Community West Bancshares ranks #1245 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Community West Bancshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community West Bancshares' EV-to-OCF compare to BCAL and RCBC?
According to the Banks industry distribution chart, Community West Bancshares ranks #1245 out of 1498 companies for EV-to-OCF. This places Community West Bancshares in the lower half of its industry. The industry median EV-to-OCF is 4.04. Community West Bancshares' value of 15.83 is 291.8% above this benchmark. Historically, Community West Bancshares' own EV-to-OCF has ranged from 1.61 to 23.87 over the past decade. While the company's 10-year median is 9.55 vs. the industry median of 4.04, Community West Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.04, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community West Bancshares's current EV-to-OCF of 15.83 is 291.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community West Bancshares's current EV-to-OCF is 15.83, which is 66% above median its own 10-year median of 9.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community West Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Community West Bancshares (CWBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.36, compared to a current price of $25.23 — trading 18.1% above its estimated fair value. The current EV-to-OCF is 15.83, which is 66% above median its 10-year median of 9.55 and 291.8% above the Banks industry median of 4.04. Community West Bancshares' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Community West Bancshares (CWBC), the current EV-to-OCF is 15.83 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community West Bancshares (CWBC) Overvalued in 2026?
Based on GuruFocus' analysis, Community West Bancshares stock appears to be overvalued.
The current stock price of $25.23 is trading 18.1% above its estimated GF Value™ of $21.36.
GuruFocus considers Community West Bancshares to be Modestly Overvalued.
Key valuation signals for CWBC:
EV-to-OCF: 15.83 (66% above median its 10-year median of 9.55)
GF Value™: $21.36 vs. price of $25.23 (18.1% above fair value)
Industry Position: 291.8% above the Banks median (#1245 of 1498)
No single metric tells the full story. See the CWBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community West Bancshares is a bank holding company whose principal business is to serve as the holding company for its wholly-owned subsidiary Community West Bank N.A. Through CWB, the company provides a variety of financial products and full-service Banking Centers within California's Greater Sacramento, San Joaquin Valley, and Central Coast regions, that provide Commercial Lending, Real Estate, Agribusiness, Private Banking, and Cash Management Departments. The company has one reportable segment: Banking operations. Loans and leases, investment securities, interest-bearing deposits and non-interest income provide the revenues of the banking operation.
61GF Score
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