Community West BancsharesCWBC +2.46%61 5-Year Yield-on-Cost % is 1.94 as of Jul. 09, 2026, which is 17% below its 10-year median of 2.33. GuruFocus rates CWBC with a GF Score™ of 61/100 and a GF Value™ of $24.02 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,254 Banks companies, Community West Bancshares ranks worse than 82.54% on this metric.
The historical rank and industry rank for Community West Bancshares's 5-Year Yield-on-Cost % or its related term are showing as below:
CWBC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.13 Med: 2.33 Max: 4.4
Current: 1.94
During the past 13 years, Community West Bancshares's highest Yield on Cost was 4.40. The lowest was 1.13. And the median was 2.33.
CWBC's 5-Year Yield-on-Cost % is ranked worse than 82.54% of 1254
companies
in the Banks industry
Industry Median: 3.94
vs CWBC: 1.94
Community West Bancshares (NAS:CWBC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Community West Bancshares 5-Year Yield-on-Cost % Related Terms
CWBC vs IBCP, CARE, WASH: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Community West Bancshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community West Bancshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Community West Bancshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Community West Bancshares's 5-Year Yield-on-Cost % falls into.
Community West Bancshares 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Community West Bancshares (CWBC) has a 5-Year Yield-on-Cost % of 1.94 as of Jul. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Community West Bancshares and its competitors. This is 17% below median its historical median of 2.33. Over the past decade, Community West Bancshares' 5-Year Yield-on-Cost % has ranged from 1.13 to 4.40. According to the industry distribution chart, Community West Bancshares ranks #1035 out of 1254 companies in the Banks industry, placing it in the top 82.5%.
Is Community West Bancshares' 5-Year Yield-on-Cost % too high?
Community West Bancshares' current 5-Year Yield-on-Cost % of 1.94 is 17% below median its 10-year median of 2.33. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 4.40. The Banks industry median 5-Year Yield-on-Cost % is 3.94. Community West Bancshares' value of 1.94 is 50.8% below this industry median. Based on the distribution chart, Community West Bancshares ranks #1035 out of 1254 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Community West Bancshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community West Bancshares' 5-Year Yield-on-Cost % compare to IBCP and CARE?
According to the Banks industry distribution chart, Community West Bancshares ranks #1035 out of 1254 companies for 5-Year Yield-on-Cost %. This places Community West Bancshares in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.94. Community West Bancshares' value of 1.94 is 50.8% below this benchmark. Historically, Community West Bancshares' own 5-Year Yield-on-Cost % has ranged from 1.13 to 4.40 over the past decade. While the company's 10-year median is 2.33 vs. the industry median of 3.94, Community West Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.94, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community West Bancshares's current 5-Year Yield-on-Cost % of 1.94 is 50.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Community West Bancshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community West Bancshares's current 5-Year Yield-on-Cost % is 1.94, which is 17% below median its own 10-year median of 2.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community West Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Community West Bancshares (CWBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.02, compared to a current price of $27.06 — trading 12.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.94, which is 17% below median its 10-year median of 2.33 and 50.8% below the Banks industry median of 3.94. Community West Bancshares' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Community West Bancshares (CWBC), the current 5-Year Yield-on-Cost % is 1.94 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community West Bancshares (CWBC) Overvalued in 2026?
Based on GuruFocus' analysis, Community West Bancshares stock appears to be overvalued.
The current stock price of $27.06 is trading 12.7% above its estimated GF Value™ of $24.02.
GuruFocus considers Community West Bancshares to be Modestly Overvalued.
Key valuation signals for CWBC:
5-Year Yield-on-Cost %: 1.94 (17% below median its 10-year median of 2.33)
GF Value™: $24.02 vs. price of $27.06 (12.7% above fair value)
Industry Position: 50.8% below the Banks median (#1035 of 1254)
No single metric tells the full story. See the CWBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community West Bancshares is a bank holding company whose principal business is to serve as the holding company for its wholly-owned subsidiary Community West Bank N.A. Through CWB, the company provides a variety of financial products and full-service Banking Centers within California's Greater Sacramento, San Joaquin Valley, and Central Coast regions, that provide Commercial Lending, Real Estate, Agribusiness, Private Banking, and Cash Management Departments. The company has one reportable segment: Banking operations. Loans and leases, investment securities, interest-bearing deposits and non-interest income provide the revenues of the banking operation.
61GF Score
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