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CWBC (Community West Bancshares) Cyclically Adjusted PB Ratio : 0.93 (As of May. 28, 2025)


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What is Community West Bancshares Cyclically Adjusted PB Ratio?

As of today (2025-05-28), Community West Bancshares's current share price is $18.12. Community West Bancshares's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $19.46. Community West Bancshares's Cyclically Adjusted PB Ratio for today is 0.93.

The historical rank and industry rank for Community West Bancshares's Cyclically Adjusted PB Ratio or its related term are showing as below:

CWBC' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.71   Med: 1.23   Max: 1.93
Current: 0.93

During the past years, Community West Bancshares's highest Cyclically Adjusted PB Ratio was 1.93. The lowest was 0.71. And the median was 1.23.

CWBC's Cyclically Adjusted PB Ratio is ranked better than
56.16% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs CWBC: 0.93

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Community West Bancshares's adjusted book value per share data for the three months ended in Mar. 2025 was $19.527. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $19.46 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Community West Bancshares Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Community West Bancshares's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community West Bancshares Cyclically Adjusted PB Ratio Chart

Community West Bancshares Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 1.26 1.21 1.22 1.01

Community West Bancshares Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 0.98 1.01 1.01 0.95

Competitive Comparison of Community West Bancshares's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Community West Bancshares's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community West Bancshares's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community West Bancshares's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Community West Bancshares's Cyclically Adjusted PB Ratio falls into.


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Community West Bancshares Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Community West Bancshares's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=18.12/19.46
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community West Bancshares's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Community West Bancshares's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=19.527/134.9266*134.9266
=19.527

Current CPI (Mar. 2025) = 134.9266.

Community West Bancshares Quarterly Data

Book Value per Share CPI Adj_Book
201506 12.126 100.684 16.250
201509 12.504 100.392 16.805
201512 12.669 99.792 17.129
201603 13.221 100.470 17.755
201606 14.206 101.688 18.849
201609 14.106 101.861 18.685
201612 13.507 101.863 17.891
201703 13.946 102.862 18.293
201706 14.508 103.349 18.941
201709 14.840 104.136 19.228
201712 15.300 104.011 19.848
201803 15.121 105.290 19.377
201806 15.319 106.317 19.441
201809 15.471 106.507 19.599
201812 15.975 105.998 20.335
201903 16.626 107.251 20.916
201906 17.175 108.070 21.443
201909 17.531 108.329 21.835
201912 17.478 108.420 21.751
202003 17.532 108.902 21.722
202006 18.292 108.767 22.691
202009 18.850 109.815 23.160
202012 19.586 109.897 24.047
202103 19.309 111.754 23.313
202106 20.362 114.631 23.967
202109 20.566 115.734 23.976
202112 20.798 117.630 23.856
202203 16.307 121.301 18.139
202206 14.530 125.017 15.682
202209 13.537 125.227 14.586
202212 14.884 125.222 16.038
202303 15.487 127.348 16.409
202306 15.862 128.729 16.626
202309 15.375 129.860 15.975
202312 17.521 129.419 18.267
202403 17.894 131.776 18.322
202406 18.492 132.554 18.823
202409 19.187 133.029 19.461
202412 19.114 133.157 19.368
202503 19.527 134.927 19.527

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Community West Bancshares  (NAS:CWBC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Community West Bancshares Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Community West Bancshares's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Community West Bancshares Business Description

Traded in Other Exchanges
N/A
Address
7100 North Financial Drive, Suite 101, Fresno, CA, USA, 93720
Community West Bancshares is a bank holding company whose principal business is to serve as the holding company for its wholly-owned subsidiary Community West Bank N.A. Through CWB, the Company provides a variety of financial products and full-service Banking Centers within California's Greater Sacramento, San Joaquin Valley, and Central Coast regions, that provide Commercial Lending, Real Estate, Agribusiness, Private Banking, and Cash Management Departments.
Executives
Dorothea D Silva director 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
James J Kim officer: EXECUTIVE VICE PRESIDENT 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Shannon R Avrett officer: EXECUTIVE VICE PRESIDENT 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Dawn M Cagle officer: EXECUTIVE VICE PRESIDENT 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Jeffrey Michael Martin officer: EXECUTIVE VICE PRESIDENT 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Steven D Mcdonald director
Patrick A Luis officer: EXECUTIVE VICE PRESIDENT 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Anthony Kenneth Ramos officer: EXECUTIVE VICE PRESIDENT 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Daniel J Doyle director, officer: PRESIDENT & CEO 10335 N. ARCHIE, FRESNO CA 93720
Andriana D Majarian director 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Blaine Lauhon officer: EXECUTIVE VICE PRESIDENT 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Louis C Mcmurray director, 10 percent owner 2520 NORTH ARGYLE, FRESNO CA 93727
Daniel N Cunningham director 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Teresa Gilio officer: EXECUTIVE VICE PRESIDENT 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Dawn P Crusinberry officer: EXECUTIVE VICE PRESIDENT 7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720