KCB Group (DAR:KCB) Cyclically Adjusted Book per Share: TZS1,657.57 (As of Mar. 2026)


DAR:KCB KCB Group Ltd DAR:KCB
89 GF Score
Price TZS1,930.00
GF Value TZS1,212.58
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KCB Group Cyclically Adjusted Book per Share?

KCB Group DAR:KCB -0.56% 89 Cyclically Adjusted Book per Share is TZS1,657.57 as of Mar. 2026. GuruFocus rates DAR:KCB with a GF Score™ of 89/100 and a GF Value™ of TZS1,212.58 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

KCB Group's adjusted book value per share for the three months ended in Mar. 2026 was TZS2,228.331. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is TZS1,657.57 for the trailing ten years ended in Mar. 2026.

During the past 12 months, KCB Group's average Cyclically Adjusted Book Growth Rate was 15.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 13.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of KCB Group was 13.00% per year. The lowest was 13.00% per year. And the median was 13.00% per year.

As of today (2026-07-13), KCB Group's current stock price is TZS1930.00. KCB Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was TZS1,657.57. KCB Group's Cyclically Adjusted PB Ratio of today is 1.16.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of KCB Group was 1.33. The lowest was 0.35. And the median was 0.82.


KCB Group  (DAR:KCB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

KCB Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1930.00/1657.57
=1.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of KCB Group was 1.33. The lowest was 0.35. And the median was 0.82.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


KCB Group Cyclically Adjusted Book per Share Related Terms


KCB Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for KCB Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KCB Group Cyclically Adjusted Book per Share Chart

KCB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 664.83 1,305.47 768.53 1,235.43

KCB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 789.03 1,194.09 1,178.17 1,235.43 1,657.57

KCB Group Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, KCB Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KCB Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, KCB Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where KCB Group's Cyclically Adjusted PB Ratio falls into.


DAR:KCB
89GF Score
KCB Group Ltd DAR:KCB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KCB Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, KCB Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2228.331/330.2130*330.2130
=2,228.331

Current CPI (Mar. 2026) = 330.2130.

KCB Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 611.216 241.018 837.412
201609 609.651 241.428 833.850
201612 640.145 241.432 875.543
201703 670.969 243.801 908.785
201706 651.847 244.955 878.726
201709 684.210 246.819 915.388
201712 702.590 246.524 941.102
201803 660.609 249.554 874.126
201806 656.303 251.989 860.037
201809 699.251 252.439 914.683
201812 753.616 251.233 990.530
201903 792.087 254.202 1,028.935
201906 779.227 256.143 1,004.560
201909 766.945 256.759 986.354
201912 820.774 256.974 1,054.699
202003 857.498 258.115 1,097.019
202006 835.942 257.797 1,070.761
202009 860.022 260.280 1,091.096
202012 901.003 260.474 1,142.236
202103 933.173 264.877 1,163.355
202106 967.407 271.696 1,175.764
202109 1,031.120 274.310 1,241.257
202112 1,086.299 278.802 1,286.612
202203 1,150.323 287.504 1,321.205
202206 1,133.115 296.311 1,262.759
202209 1,187.889 296.808 1,321.583
202212 1,266.521 296.797 1,409.117
202303 1,316.776 301.836 1,440.572
202306 1,336.306 305.109 1,446.256
202309 1,384.301 307.789 1,485.154
202312 1,439.360 306.746 1,549.475
202403 1,464.241 312.332 1,548.069
202406 1,524.669 314.175 1,602.500
202409 1,574.936 315.301 1,649.422
202412 1,739.009 315.605 1,819.500
202503 1,879.434 319.799 1,940.636
202506 1,941.082 322.561 1,987.130
202509 1,951.703 324.800 1,984.229
202512 2,096.936 324.054 2,136.791
202603 2,228.331 330.213 2,228.331

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of TZS1,657.57 mean?
KCB Group (DAR:KCB) has a Cyclically Adjusted Book per Share of TZS1,657.57 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on KCB Group and its competitors.
Is KCB Group's Cyclically Adjusted Book per Share too high?
KCB Group's current Cyclically Adjusted Book per Share is TZS1,657.57. Overall, KCB Group has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KCB Group's Cyclically Adjusted Book per Share compare to competitors?
KCB Group's Cyclically Adjusted Book per Share of TZS1,657.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on KCB Group and its competitors. KCB Group's current Cyclically Adjusted Book per Share is TZS1,657.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KCB Group stock overvalued right now?
Based on GuruFocus' analysis, KCB Group (DAR:KCB) is currently considered Significantly Overvalued. The stock's GF Value™ is TZS1,212.58, compared to a current price of TZS1,930.00 — trading 59.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is TZS1,657.57. KCB Group's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For KCB Group (DAR:KCB), the current Cyclically Adjusted Book per Share is TZS1,657.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KCB Group (DAR:KCB) Overvalued in 2026?

Based on GuruFocus' analysis, KCB Group stock appears to be overvalued. The current stock price of TZS1,930.00 is trading 59.2% above its estimated GF Value™ of TZS1,212.58. GuruFocus considers KCB Group to be Significantly Overvalued.

Key valuation signals for DAR:KCB:

  • Cyclically Adjusted Book per Share: TZS1,657.57
  • GF Value™: TZS1,212.58 vs. price of TZS1,930.00 (59.2% above fair value)
  • GF Score™: 89/100 with 6 warning signs

No single metric tells the full story. See the DAR:KCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KCB Group Business Description

Other Exchanges KCB:Kenya
Address Kencom House, Moi Avenue, P.O. Box 48400, 6th Floor, Nairobi, KEN, 00100
KCB Group Ltd provides banking services. The company's operating segment includes Retail Banking; Corporate Banking; Mortgages; Treasury and Others. It generates maximum revenue from the Corporate banking segment. The Retail banking segment incorporates banking services such as current accounts, fixed deposits, overdrafts, loans, and other credit facilities both in local and foreign currencies for corporate customers. Geographically, the company derives a majority of its revenue from Kenya, and also has its presence in Tanzania, South Sudan, Uganda, Rwanda, Burundi, and DRC.
89GF Score

Get the complete analysis for DAR:KCB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS1,930.00
Price
TZS1,212.58
GF Value