KCB Group (DAR:KCB) Cyclically Adjusted Book per Share: TZS1,657.57 (As of Mar. 2026)


DAR:KCB KCB Group Ltd DAR:KCB
89 GF Score
Price TZS1,920.00
GF Value TZS1,210.50
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KCB Group Cyclically Adjusted Book per Share?

KCB Group DAR:KCB -0.56% 89 Cyclically Adjusted Book per Share is TZS1,657.57 as of Mar. 2026. GuruFocus rates DAR:KCB with a GF Score™ of 89/100 and a GF Value™ of TZS1,210.50 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

KCB Group's adjusted book value per share for the three months ended in Mar. 2026 was TZS2,225.487. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is TZS1,657.57 for the trailing ten years ended in Mar. 2026.

During the past 12 months, KCB Group's average Cyclically Adjusted Book Growth Rate was 15.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 13.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of KCB Group was 13.00% per year. The lowest was 13.00% per year. And the median was 13.00% per year.

As of today (2026-07-07), KCB Group's current stock price is TZS1920.00. KCB Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was TZS1,657.57. KCB Group's Cyclically Adjusted PB Ratio of today is 1.16.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of KCB Group was 1.33. The lowest was 0.35. And the median was 0.82.


KCB Group  (DAR:KCB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

KCB Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1920.00/1657.57
=1.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of KCB Group was 1.33. The lowest was 0.35. And the median was 0.82.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


KCB Group Cyclically Adjusted Book per Share Related Terms


KCB Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for KCB Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KCB Group Cyclically Adjusted Book per Share Chart

KCB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 664.83 1,305.47 768.53 1,235.43

KCB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 789.03 1,194.09 1,178.17 1,235.43 1,657.57

KCB Group Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, KCB Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KCB Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, KCB Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where KCB Group's Cyclically Adjusted PB Ratio falls into.


DAR:KCB
89GF Score
KCB Group Ltd DAR:KCB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KCB Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, KCB Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2225.487/330.2130*330.2130
=2,225.487

Current CPI (Mar. 2026) = 330.2130.

KCB Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 610.436 241.018 836.344
201609 608.873 241.428 832.786
201612 639.328 241.432 874.426
201703 670.112 243.801 907.624
201706 651.015 244.955 877.605
201709 683.337 246.819 914.220
201712 701.693 246.524 939.901
201803 659.766 249.554 873.011
201806 655.465 251.989 858.939
201809 698.359 252.439 913.517
201812 752.654 251.233 989.265
201903 791.076 254.202 1,027.622
201906 778.233 256.143 1,003.278
201909 765.966 256.759 985.095
201912 819.726 256.974 1,053.352
202003 856.404 258.115 1,095.619
202006 834.875 257.797 1,069.394
202009 858.924 260.280 1,089.703
202012 899.853 260.474 1,140.779
202103 931.982 264.877 1,161.870
202106 966.173 271.696 1,174.264
202109 1,029.804 274.310 1,239.673
202112 1,084.913 278.802 1,284.971
202203 1,148.855 287.504 1,319.519
202206 1,131.669 296.311 1,261.147
202209 1,186.373 296.808 1,319.896
202212 1,264.905 296.797 1,407.319
202303 1,315.096 301.836 1,438.734
202306 1,334.601 305.109 1,444.410
202309 1,382.535 307.789 1,483.260
202312 1,437.523 306.746 1,547.498
202403 1,462.372 312.332 1,546.093
202406 1,522.723 314.175 1,600.455
202409 1,572.926 315.301 1,647.317
202412 1,736.790 315.605 1,817.179
202503 1,877.035 319.799 1,938.159
202506 1,938.604 322.561 1,984.593
202509 1,949.212 324.800 1,981.697
202512 2,094.260 324.054 2,134.064
202603 2,225.487 330.213 2,225.487

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of TZS1,657.57 mean?
KCB Group (DAR:KCB) has a Cyclically Adjusted Book per Share of TZS1,657.57 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on KCB Group and its competitors.
Is KCB Group's Cyclically Adjusted Book per Share too high?
KCB Group's current Cyclically Adjusted Book per Share is TZS1,657.57. Overall, KCB Group has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KCB Group's Cyclically Adjusted Book per Share compare to competitors?
KCB Group's Cyclically Adjusted Book per Share of TZS1,657.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on KCB Group and its competitors. KCB Group's current Cyclically Adjusted Book per Share is TZS1,657.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KCB Group stock overvalued right now?
Based on GuruFocus' analysis, KCB Group (DAR:KCB) is currently considered Significantly Overvalued. The stock's GF Value™ is TZS1,210.50, compared to a current price of TZS1,920.00 — trading 58.6% above its estimated fair value. The current Cyclically Adjusted Book per Share is TZS1,657.57. KCB Group's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For KCB Group (DAR:KCB), the current Cyclically Adjusted Book per Share is TZS1,657.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KCB Group (DAR:KCB) Overvalued in 2026?

Based on GuruFocus' analysis, KCB Group stock appears to be overvalued. The current stock price of TZS1,920.00 is trading 58.6% above its estimated GF Value™ of TZS1,210.50. GuruFocus considers KCB Group to be Significantly Overvalued.

Key valuation signals for DAR:KCB:

  • Cyclically Adjusted Book per Share: TZS1,657.57
  • GF Value™: TZS1,210.50 vs. price of TZS1,920.00 (58.6% above fair value)
  • GF Score™: 89/100 with 6 warning signs

No single metric tells the full story. See the DAR:KCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KCB Group Business Description

Other Exchanges KCB:Kenya
Address Kencom House, Moi Avenue, P.O. Box 48400, 6th Floor, Nairobi, KEN, 00100
KCB Group Ltd provides banking services. The company's operating segment includes Retail Banking; Corporate Banking; Mortgages; Treasury and Others. It generates maximum revenue from the Corporate banking segment. The Retail banking segment incorporates banking services such as current accounts, fixed deposits, overdrafts, loans, and other credit facilities both in local and foreign currencies for corporate customers. Geographically, the company derives a majority of its revenue from Kenya, and also has its presence in Tanzania, South Sudan, Uganda, Rwanda, Burundi, and DRC.
89GF Score

Get the complete analysis for DAR:KCB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS1,920.00
Price
TZS1,210.50
GF Value