KCB Group (DAR:KCB) Moat Score: 0/10 (As of Jul. 07, 2026)


DAR:KCB KCB Group Ltd DAR:KCB
89 GF Score
Price TZS1,920.00
GF Value TZS1,210.50
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KCB Group Moat Score?

KCB Group has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

KCB Group has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes KCB Group might have No Moat - No discernible moat.

KCB Group  (DAR:KCB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

KCB Group Moat Score Related Terms

DAR:KCB
89GF Score
KCB Group Ltd DAR:KCB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is KCB Group (DAR:KCB) Overvalued in 2026?

Based on GuruFocus' analysis, KCB Group stock appears to be overvalued. The current stock price of TZS1,920.00 is trading 58.6% above its estimated GF Value™ of TZS1,210.50. GuruFocus considers KCB Group to be Significantly Overvalued.

Key valuation signals for DAR:KCB:

  • Moat Score: 0
  • GF Value™: TZS1,210.50 vs. price of TZS1,920.00 (58.6% above fair value)
  • GF Score™: 89/100 with 6 warning signs

No single metric tells the full story. See the DAR:KCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KCB Group Business Description

Other Exchanges KCB:Kenya
Address Kencom House, Moi Avenue, P.O. Box 48400, 6th Floor, Nairobi, KEN, 00100
KCB Group Ltd provides banking services. The company's operating segment includes Retail Banking; Corporate Banking; Mortgages; Treasury and Others. It generates maximum revenue from the Corporate banking segment. The Retail banking segment incorporates banking services such as current accounts, fixed deposits, overdrafts, loans, and other credit facilities both in local and foreign currencies for corporate customers. Geographically, the company derives a majority of its revenue from Kenya, and also has its presence in Tanzania, South Sudan, Uganda, Rwanda, Burundi, and DRC.
89GF Score

Get the complete analysis for DAR:KCB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS1,920.00
Price
TZS1,210.50
GF Value