KCB Group (DAR:KCB) GF Value Rank: 1 (As of Jul. 25, 2026) — 83% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DAR:KCB KCB Group Ltd DAR:KCB
89 GF Score
Price TZS1,910.00
GF Value TZS1,206.81
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is KCB Group GF Value Rank?

KCB Group DAR:KCB -0.56% 89 GF Value Rank is 1 as of Jul. 25, 2026, which is 83% below its 10-year median of 6.00. GuruFocus rates DAR:KCB with a GF Score™ of 89/100 and a GF Value™ of TZS1,206.81 (Significantly Overvalued). The stock has 6 warning signs investors should review.

KCB Group has the GF Value Rank of 1.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


KCB Group GF Value Rank Competitor Comparison

For the Banks - Regional subindustry, KCB Group's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KCB Group GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, KCB Group's GF Value Rank distribution charts can be found below:

* The bar in red indicates where KCB Group's GF Value Rank falls into.


DAR:KCB
89GF Score
KCB Group Ltd DAR:KCB
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 1 mean?
KCB Group (DAR:KCB) has a GF Value Rank of 1 as of Jul. 25, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on KCB Group and its competitors. This is 83% below median its historical median of 6.00. Over the past decade, KCB Group's GF Value Rank has ranged from 1.00 to 10.00.
Is KCB Group's GF Value Rank too high?
KCB Group's current GF Value Rank of 1 is 83% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, KCB Group has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KCB Group's GF Value Rank compare to competitors?
KCB Group's GF Value Rank of 1 can be compared against companies in the Banks industry. Historically, KCB Group's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on KCB Group and its competitors. KCB Group's current GF Value Rank is 1, which is 83% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KCB Group stock overvalued right now?
Based on GuruFocus' analysis, KCB Group (DAR:KCB) is currently considered Significantly Overvalued. The stock's GF Value™ is TZS1,206.81, compared to a current price of TZS1,910.00 — trading 58.3% above its estimated fair value. The current GF Value Rank is 1, which is 83% below median its 10-year median of 6.00. KCB Group's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For KCB Group (DAR:KCB), the current GF Value Rank is 1 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KCB Group (DAR:KCB) Overvalued in 2026?

Based on GuruFocus' analysis, KCB Group stock appears to be overvalued. The current stock price of TZS1,910.00 is trading 58.3% above its estimated GF Value™ of TZS1,206.81. GuruFocus considers KCB Group to be Significantly Overvalued.

Key valuation signals for DAR:KCB:

  • GF Value Rank: 1 (83% below median its 10-year median of 6.00)
  • GF Value™: TZS1,206.81 vs. price of TZS1,910.00 (58.3% above fair value)
  • GF Score™: 89/100 with 6 warning signs

No single metric tells the full story. See the DAR:KCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KCB Group Business Description

Other Exchanges KCB:Kenya
Address Kencom House, Moi Avenue, P.O. Box 48400, 6th Floor, Nairobi, KEN, 00100
KCB Group Ltd provides banking services. The company's operating segment includes Retail Banking; Corporate Banking; Mortgages; Treasury and Others. It generates maximum revenue from the Corporate banking segment. The Retail banking segment incorporates banking services such as current accounts, fixed deposits, overdrafts, loans, and other credit facilities both in local and foreign currencies for corporate customers. Geographically, the company derives a majority of its revenue from Kenya, and also has its presence in Tanzania, South Sudan, Uganda, Rwanda, Burundi, and DRC.
89GF Score

Get the complete analysis for DAR:KCB

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS1,910.00
Price
TZS1,206.81
GF Value