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KCB GroupDAR:KCB -0.56%89 Return-on-Tangible-Asset is 3.27% as of Mar. 2026, which is 3% above its 10-year median of 3.17. GuruFocus rates DAR:KCB with a GF Score™ of 89/100 and a GF Value™ of TZS1,206.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,523 Banks companies, KCB Group ranks better than 95.73% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. KCB Group's annualizedNet Income for the quarter that ended in Mar. 2026 was TZS1,454,153 Mil. KCB Group's average total tangible assets for the quarter that ended in Mar. 2026 was TZS44,534,806 Mil. Therefore, KCB Group's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 3.27%.
The historical rank and industry rank for KCB Group's Return-on-Tangible-Asset or its related term are showing as below:
DAR:KCB'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.96 Med: 3.17 Max: 3.54
Current: 3.31
During the past 13 years, KCB Group's highest Return-on-Tangible-Asset was 3.54%. The lowest was 1.96%. And the median was 3.17%.
DAR:KCB's Return-on-Tangible-Asset is ranked better than 95.73% of 1523
companies
in the Banks industry
Industry Median: 0.99
vs DAR:KCB: 3.31
KCB Group (DAR:KCB) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
KCB Group Return-on-Tangible-Asset Related Terms
KCB Group Return-on-Tangible-Asset Historical Data
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The historical data trend for KCB Group's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KCB Group Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, KCB Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KCB Group Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, KCB Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where KCB Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 3.27% mean?
KCB Group (DAR:KCB) has a Return-on-Tangible-Asset of 3.27% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on KCB Group and its competitors. This is near median its historical median of 3.17. Over the past decade, KCB Group's Return-on-Tangible-Asset has ranged from 1.96 to 3.54. According to the industry distribution chart, KCB Group ranks #65 out of 1523 companies in the Banks industry, placing it in the top 4.3%.
Is KCB Group's Return-on-Tangible-Asset too high?
KCB Group's current Return-on-Tangible-Asset of 3.27% is near median its 10-year median of 3.17. Over the past 10 years, this metric has ranged from a low of 1.96 to a high of 3.54. The Banks industry median Return-on-Tangible-Asset is 0.99. KCB Group's value of 3.27% is 230.3% above this industry median. Based on the distribution chart, KCB Group ranks #65 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, KCB Group has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KCB Group's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, KCB Group ranks #65 out of 1523 companies for Return-on-Tangible-Asset. This places KCB Group in the top 4% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.99. KCB Group's value of 3.27% is 230.3% above this benchmark. Historically, KCB Group's own Return-on-Tangible-Asset has ranged from 1.96 to 3.54 over the past decade. While the company's 10-year median is 3.17 vs. the industry median of 0.99, KCB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KCB Group's current Return-on-Tangible-Asset of 3.27% is 230.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on KCB Group and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KCB Group's current Return-on-Tangible-Asset is 3.27%, which is near median its own 10-year median of 3.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KCB Group stock overvalued right now?
Based on GuruFocus' analysis, KCB Group (DAR:KCB) is currently considered Significantly Overvalued. The stock's GF Value™ is TZS1,206.03, compared to a current price of TZS1,930.00 — trading 60% above its estimated fair value. The current Return-on-Tangible-Asset is 3.27%, which is near median its 10-year median of 3.17 and 230.3% above the Banks industry median of 0.99. KCB Group's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For KCB Group (DAR:KCB), the current Return-on-Tangible-Asset is 3.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KCB Group (DAR:KCB) Overvalued in 2026?
Based on GuruFocus' analysis, KCB Group stock appears to be overvalued.
The current stock price of TZS1,930.00 is trading 60% above its estimated GF Value™ of TZS1,206.03.
GuruFocus considers KCB Group to be Significantly Overvalued.
Key valuation signals for DAR:KCB:
Return-on-Tangible-Asset: 3.27% (near median its 10-year median of 3.17)
GF Value™: TZS1,206.03 vs. price of TZS1,930.00 (60% above fair value)
Industry Position: 230.3% above the Banks median (#65 of 1523)
No single metric tells the full story. See the DAR:KCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KCB Group Ltd provides banking services. The company's operating segment includes Retail Banking; Corporate Banking; Mortgages; Treasury and Others. It generates maximum revenue from the Corporate banking segment. The Retail banking segment incorporates banking services such as current accounts, fixed deposits, overdrafts, loans, and other credit facilities both in local and foreign currencies for corporate customers. Geographically, the company derives a majority of its revenue from Kenya, and also has its presence in Tanzania, South Sudan, Uganda, Rwanda, Burundi, and DRC.
89GF Score
Get the complete analysis for DAR:KCB
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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