KCB Group (DAR:KCB) Scaled Net Operating Assets: 0.02 (As of Mar. 2026)


DAR:KCB KCB Group Ltd DAR:KCB
89 GF Score
Price TZS1,930.00
GF Value TZS1,209.12
Valuation Significantly Overvalued
! 4 Warning Signs
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What is KCB Group Scaled Net Operating Assets?

KCB Group DAR:KCB -0.56% 89 Scaled Net Operating Assets is 0.02 as of Mar. 2026. GuruFocus rates DAR:KCB with a GF Score™ of 89/100 and a GF Value™ of TZS1,209.12 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

KCB Group's operating assets for the quarter that ended in Mar. 2026 was TZS37,618,820 Mil. KCB Group's operating liabilities for the quarter that ended in Mar. 2026 was TZS36,532,279 Mil. KCB Group's Total Assets for the quarter that ended in Dec. 2025 was TZS43,581,578 Mil. Therefore, KCB Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.02.

DAR:KCB
89GF Score
KCB Group Ltd DAR:KCB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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KCB Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

KCB Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(35664618.517-34752476.822)/39828969.562
=0.02

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=43581578.141 - 7916959.624
=35664618.517

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=36669374.867 - 1916898.045 - 0
=34752476.822

KCB Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(37618820.417-36532279.422)/43581578.141
=0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=45759395.333 - 8140574.916
=37618820.417

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=38416797.188 - 1884517.766 - 0
=36532279.422

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.02 mean?
KCB Group (DAR:KCB) has a Scaled Net Operating Assets of 0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on KCB Group and its competitors.
Is KCB Group's Scaled Net Operating Assets too high?
KCB Group's current Scaled Net Operating Assets is 0.02. Overall, KCB Group has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KCB Group's Scaled Net Operating Assets compare to competitors?
KCB Group's Scaled Net Operating Assets of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on KCB Group and its competitors. KCB Group's current Scaled Net Operating Assets is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KCB Group stock overvalued right now?
Based on GuruFocus' analysis, KCB Group (DAR:KCB) is currently considered Significantly Overvalued. The stock's GF Value™ is TZS1,209.12, compared to a current price of TZS1,930.00 — trading 59.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.02. KCB Group's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For KCB Group (DAR:KCB), the current Scaled Net Operating Assets is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KCB Group (DAR:KCB) Overvalued in 2026?

Based on GuruFocus' analysis, KCB Group stock appears to be overvalued. The current stock price of TZS1,930.00 is trading 59.6% above its estimated GF Value™ of TZS1,209.12. GuruFocus considers KCB Group to be Significantly Overvalued.

Key valuation signals for DAR:KCB:

  • Scaled Net Operating Assets: 0.02
  • GF Value™: TZS1,209.12 vs. price of TZS1,930.00 (59.6% above fair value)
  • GF Score™: 89/100 with 4 warning signs

No single metric tells the full story. See the DAR:KCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KCB Group Business Description

Other Exchanges KCB:Kenya
Address Kencom House, Moi Avenue, P.O. Box 48400, 6th Floor, Nairobi, KEN, 00100
KCB Group Ltd provides banking services. The company's operating segment includes Retail Banking; Corporate Banking; Mortgages; Treasury and Others. It generates maximum revenue from the Corporate banking segment. The Retail banking segment incorporates banking services such as current accounts, fixed deposits, overdrafts, loans, and other credit facilities both in local and foreign currencies for corporate customers. Geographically, the company derives a majority of its revenue from Kenya, and also has its presence in Tanzania, South Sudan, Uganda, Rwanda, Burundi, and DRC.
89GF Score

Get the complete analysis for DAR:KCB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS1,930.00
Price
TZS1,209.12
GF Value