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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. KCB Group's Total Liabilities for the quarter that ended in Jun. 2026 was TZS39,507,673 Mil. KCB Group's Total Assets for the quarter that ended in Jun. 2026 was TZS47,009,624 Mil.
Therefore, KCB Group's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.84.
KCB Group (DAR:KCB) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
KCB Group Liabilities-to-Assets Related Terms
KCB Group Liabilities-to-Assets Historical Data
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The historical data trend for KCB Group's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KCB Group Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, KCB Group's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KCB Group Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, KCB Group's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where KCB Group's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
KCB Group's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KCB Group (DAR:KCB) has a Liabilities-to-Assets of 0.84 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on KCB Group and its competitors.
Is KCB Group's Liabilities-to-Assets too high?
KCB Group's current Liabilities-to-Assets is 0.84. Overall, KCB Group has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KCB Group's Liabilities-to-Assets compare to competitors?
KCB Group's Liabilities-to-Assets of 0.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on KCB Group and its competitors. KCB Group's current Liabilities-to-Assets is 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KCB Group stock overvalued right now?
Based on GuruFocus' analysis, KCB Group (DAR:KCB) is currently considered Significantly Overvalued. The stock's GF Value™ is TZS989.57, compared to a current price of TZS1,990.00 — trading 101.1% above its estimated fair value. The current Liabilities-to-Assets is 0.84. KCB Group's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For KCB Group (DAR:KCB), the current Liabilities-to-Assets is 0.84 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KCB Group (DAR:KCB) Overvalued in 2026?
Based on GuruFocus' analysis, KCB Group stock appears to be overvalued.
The current stock price of TZS1,990.00 is trading 101.1% above its estimated GF Value™ of TZS989.57.
GuruFocus considers KCB Group to be Significantly Overvalued.
Key valuation signals for DAR:KCB:
Liabilities-to-Assets: 0.84
GF Value™: TZS989.57 vs. price of TZS1,990.00 (101.1% above fair value)
No single metric tells the full story. See the DAR:KCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KCB Group Ltd provides banking services. The company's operating segment includes Retail Banking; Corporate Banking; Mortgages; Treasury and Others. It generates maximum revenue from the Corporate banking segment. The Retail banking segment incorporates banking services such as current accounts, fixed deposits, overdrafts, loans, and other credit facilities both in local and foreign currencies for corporate customers. Geographically, the company derives a majority of its revenue from Kenya, and also has its presence in Tanzania, South Sudan, Uganda, Rwanda, Burundi, and DRC.
85GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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