KCB Group (DAR:KCB) Cyclically Adjusted PS Ratio: 1.52 (As of Jul. 20, 2026) — 50% Above Median

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DAR:KCB KCB Group Ltd DAR:KCB
89 GF Score
Price TZS1,930.00
GF Value TZS1,205.51
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is KCB Group Cyclically Adjusted PS Ratio?

KCB Group DAR:KCB -0.56% 89 Cyclically Adjusted PS Ratio is 1.52 as of Jul. 20, 2026, which is 50% above its 10-year median of 1.01. GuruFocus rates DAR:KCB with a GF Score™ of 89/100 and a GF Value™ of TZS1,205.51 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,301 Banks companies, KCB Group ranks better than 81.78% on this metric.

As of today (2026-07-20), KCB Group's current share price is TZS1930.00. KCB Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was TZS1,272.14. KCB Group's Cyclically Adjusted PS Ratio for today is 1.52.

The historical rank and industry rank for KCB Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

DAR:KCB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.42   Med: 1.01   Max: 1.72
Current: 1.67

During the past years, KCB Group's highest Cyclically Adjusted PS Ratio was 1.72. The lowest was 0.42. And the median was 1.01.

DAR:KCB's Cyclically Adjusted PS Ratio is ranked better than
81.78% of 1301 companies
in the Banks industry
Industry Median: 3.38 vs DAR:KCB: 1.67

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

KCB Group's adjusted revenue per share data for the three months ended in Mar. 2026 was TZS340.279. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is TZS1,272.14 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


KCB Group  (DAR:KCB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


KCB Group Cyclically Adjusted PS Ratio Related Terms


KCB Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for KCB Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KCB Group Cyclically Adjusted PS Ratio Chart

KCB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.03 0.57 0.98 1.41

KCB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 1.05 1.24 1.41 1.40

KCB Group Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, KCB Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KCB Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, KCB Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where KCB Group's Cyclically Adjusted PS Ratio falls into.


DAR:KCB
89GF Score
KCB Group Ltd DAR:KCB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KCB Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

KCB Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1930.00/1272.14
=1.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KCB Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, KCB Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=340.279/330.2130*330.2130
=340.279

Current CPI (Mar. 2026) = 330.2130.

KCB Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 250.786 241.018 343.596
201609 113.731 241.428 155.556
201612 123.978 241.432 169.568
201703 105.751 243.801 143.233
201706 248.917 244.955 335.554
201709 123.134 246.819 164.738
201712 121.113 246.524 162.228
201803 112.811 249.554 149.273
201806 248.093 251.989 325.108
201809 123.808 252.439 161.952
201812 116.867 251.233 153.606
201903 124.716 254.202 162.008
201906 263.524 256.143 339.728
201909 133.730 256.759 171.988
201912 153.446 256.974 197.179
202003 145.595 258.115 186.263
202006 316.632 257.797 405.575
202009 152.945 260.280 194.039
202012 167.139 260.474 211.889
202103 146.160 264.877 182.213
202106 178.701 271.696 217.189
202109 182.038 274.310 219.136
202112 183.919 278.802 217.834
202203 184.167 287.504 211.525
202206 195.233 296.311 217.570
202209 205.140 296.808 228.228
202212 219.133 296.797 243.805
202303 233.768 301.836 255.746
202306 229.758 305.109 248.662
202309 280.351 307.789 300.776
202312 263.748 306.746 283.926
202403 307.593 312.332 325.203
202406 292.659 314.175 307.599
202409 306.558 315.301 321.057
202412 286.456 315.605 299.715
202503 313.644 319.799 323.858
202506 312.292 322.561 319.700
202509 322.028 324.800 327.395
202512 339.608 324.054 346.063
202603 340.279 330.213 340.279

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.52 mean?
KCB Group (DAR:KCB) has a Cyclically Adjusted PS Ratio of 1.52 as of Jul. 20, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on KCB Group and its competitors. This is 50% above median its historical median of 1.01. Over the past decade, KCB Group's Cyclically Adjusted PS Ratio has ranged from 0.42 to 1.72. According to the industry distribution chart, KCB Group ranks #237 out of 1301 companies in the Banks industry, placing it in the top 18.2%.
Is KCB Group's Cyclically Adjusted PS Ratio too high?
KCB Group's current Cyclically Adjusted PS Ratio of 1.52 is 50% above median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 1.72. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. KCB Group's value of 1.52 is 55% below this industry median. Based on the distribution chart, KCB Group ranks #237 out of 1301 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, KCB Group has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KCB Group's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, KCB Group ranks #237 out of 1301 companies for Cyclically Adjusted PS Ratio. This places KCB Group in the top 18% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.38. KCB Group's value of 1.52 is 55% below this benchmark. Historically, KCB Group's own Cyclically Adjusted PS Ratio has ranged from 0.42 to 1.72 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 3.38, KCB Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KCB Group's current Cyclically Adjusted PS Ratio of 1.52 is 55% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on KCB Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KCB Group's current Cyclically Adjusted PS Ratio is 1.52, which is 50% above median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KCB Group stock overvalued right now?
Based on GuruFocus' analysis, KCB Group (DAR:KCB) is currently considered Significantly Overvalued. The stock's GF Value™ is TZS1,205.51, compared to a current price of TZS1,930.00 — trading 60.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.52, which is 50% above median its 10-year median of 1.01 and 55% below the Banks industry median of 3.38. KCB Group's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For KCB Group (DAR:KCB), the current Cyclically Adjusted PS Ratio is 1.52 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KCB Group (DAR:KCB) Overvalued in 2026?

Based on GuruFocus' analysis, KCB Group stock appears to be overvalued. The current stock price of TZS1,930.00 is trading 60.1% above its estimated GF Value™ of TZS1,205.51. GuruFocus considers KCB Group to be Significantly Overvalued.

Key valuation signals for DAR:KCB:

  • Cyclically Adjusted PS Ratio: 1.52 (50% above median its 10-year median of 1.01)
  • GF Value™: TZS1,205.51 vs. price of TZS1,930.00 (60.1% above fair value)
  • GF Score™: 89/100 with 6 warning signs
  • Industry Position: 55% below the Banks median (#237 of 1301)

No single metric tells the full story. See the DAR:KCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KCB Group Business Description

Other Exchanges KCB:Kenya
Address Kencom House, Moi Avenue, P.O. Box 48400, 6th Floor, Nairobi, KEN, 00100
KCB Group Ltd provides banking services. The company's operating segment includes Retail Banking; Corporate Banking; Mortgages; Treasury and Others. It generates maximum revenue from the Corporate banking segment. The Retail banking segment incorporates banking services such as current accounts, fixed deposits, overdrafts, loans, and other credit facilities both in local and foreign currencies for corporate customers. Geographically, the company derives a majority of its revenue from Kenya, and also has its presence in Tanzania, South Sudan, Uganda, Rwanda, Burundi, and DRC.
89GF Score

Get the complete analysis for DAR:KCB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS1,930.00
Price
TZS1,205.51
GF Value