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EBMT (Eagle Bancorp Montana) Cyclically Adjusted Book per Share : $22.46 (As of Mar. 2025)


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What is Eagle Bancorp Montana Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Eagle Bancorp Montana's adjusted book value per share for the three months ended in Mar. 2025 was $22.261. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $22.46 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Eagle Bancorp Montana's average Cyclically Adjusted Book Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Eagle Bancorp Montana was 8.00% per year. The lowest was 5.90% per year. And the median was 6.50% per year.

As of today (2025-05-14), Eagle Bancorp Montana's current stock price is $17.77. Eagle Bancorp Montana's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $22.46. Eagle Bancorp Montana's Cyclically Adjusted PB Ratio of today is 0.79.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp Montana was 1.51. The lowest was 0.55. And the median was 1.02.


Eagle Bancorp Montana Cyclically Adjusted Book per Share Historical Data

The historical data trend for Eagle Bancorp Montana's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Bancorp Montana Cyclically Adjusted Book per Share Chart

Eagle Bancorp Montana Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.74 18.60 20.05 21.10 22.09

Eagle Bancorp Montana Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.59 21.82 22.00 22.09 22.46

Competitive Comparison of Eagle Bancorp Montana's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Eagle Bancorp Montana's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp Montana's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp Montana's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp Montana's Cyclically Adjusted PB Ratio falls into.


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Eagle Bancorp Montana Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Eagle Bancorp Montana's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=22.261/134.9266*134.9266
=22.261

Current CPI (Mar. 2025) = 134.9266.

Eagle Bancorp Montana Quarterly Data

Book Value per Share CPI Adj_Book
201506 14.048 100.684 18.826
201509 14.409 100.392 19.366
201512 14.673 99.792 19.839
201603 15.003 100.470 20.148
201606 15.614 101.688 20.718
201609 15.886 101.861 21.043
201612 15.601 101.863 20.665
201703 15.753 102.862 20.664
201706 16.301 103.349 21.282
201709 16.622 104.136 21.537
201712 16.677 104.011 21.634
201803 16.657 105.290 21.346
201806 16.814 106.317 21.339
201809 16.848 106.507 21.344
201812 17.307 105.998 22.030
201903 17.458 107.251 21.963
201906 18.066 108.070 22.556
201909 18.809 108.329 23.427
201912 18.941 108.420 23.572
202003 19.608 108.902 24.294
202006 20.758 108.767 25.750
202009 21.812 109.815 26.800
202012 22.574 109.897 27.715
202103 23.001 111.754 27.770
202106 22.539 114.631 26.529
202109 23.096 115.734 26.926
202112 23.065 117.630 26.457
202203 21.437 121.301 23.845
202206 20.132 125.017 21.728
202209 18.940 125.227 20.407
202212 19.787 125.222 21.321
202303 20.362 127.348 21.574
202306 20.371 128.729 21.352
202309 19.688 129.860 20.456
202312 21.114 129.419 22.012
202403 21.074 131.776 21.578
202406 21.225 132.554 21.605
202409 22.169 133.029 22.485
202412 21.772 133.157 22.061
202503 22.261 134.927 22.261

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Eagle Bancorp Montana  (NAS:EBMT) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Eagle Bancorp Montana's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=17.77/22.46
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp Montana was 1.51. The lowest was 0.55. And the median was 1.02.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Eagle Bancorp Montana Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Eagle Bancorp Montana's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Eagle Bancorp Montana Business Description

Industry
Traded in Other Exchanges
Address
1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59601
Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans, and second mortgage/home equity loan products.
Executives
Kenneth M Walsh director 1400 PROSPECT AVE., HELENA MT 59601
Peter Joseph Johnson director, officer: President & CEO 1400 PROSPECT AVE, HELENA MT 59601
Thomas J Mccarvel director 1400 PROSPECT AVE, HELENA MT 59601
Laura Clark officer: SVP/CFO 1400 PROSPECT AVENUE, HELENA MT 59601
Patrick D Rensmon officer: SVP-Chief Information Officer 1400 PROSPECT AVENUE, HELENA MT 59601
Cynthia A Utterback director 1400 PROSPECT AVENUE, HELENA MT 59601
Chantelle Nash officer: SVP/Chief Risk Officer 1400 PROSPECT AVENUE, HELENA MT 59601
Mark A O'neill officer: SVP-Chief Lending Officer 1400 PROSPECT AVENUE, HELENA MT 59601
Rick Hays director 1400 PROSPECT AVENUE, HELENA MT 59601
Samuel Waters director 1400 PROSPECT AVE, HELENA MT 59601
Miranda Spaulding officer: SVP - CFO 1400 PROSPECT AVENUE, HELENA MT 59601
Tanya Chemodurow director 1400 PROSPECT AVENUE, HELENA MT 59601
Alana M Binde officer: SVP-Chief Human Resource Offcr 1400 PROSPECT AVENUE, HELENA MT 59601
Jensen Corey director 1400 PROSPECT AVENUE, HELENA MT 59601
Linda M Chilton officer: SVP-Chief Retail Offcr 1400 PROSPECT AVENUE, HELENA MT 59601