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AIFU (AIFU) Cyclically Adjusted Book per Share : $7.23 (As of Dec. 2024)


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What is AIFU Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

AIFU's adjusted book value per share for the three months ended in Dec. 2024 was $6.534. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $7.23 for the trailing ten years ended in Dec. 2024.

During the past 12 months, AIFU's average Cyclically Adjusted Book Growth Rate was -3.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -6.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -6.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was -1.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of AIFU was 5.40% per year. The lowest was -6.70% per year. And the median was -2.80% per year.

As of today (2025-05-02), AIFU's current stock price is $0.1389. AIFU's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was $7.23. AIFU's Cyclically Adjusted PB Ratio of today is 0.02.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of AIFU was 3.33. The lowest was 0.02. And the median was 0.95.


AIFU Cyclically Adjusted Book per Share Historical Data

The historical data trend for AIFU's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AIFU Cyclically Adjusted Book per Share Chart

AIFU Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.26 8.72 8.21 7.52 7.23

AIFU Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Jun24 Dec24
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.83 7.73 7.52 7.36 7.23

Competitive Comparison of AIFU's Cyclically Adjusted Book per Share

For the Insurance Brokers subindustry, AIFU's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIFU's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, AIFU's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where AIFU's Cyclically Adjusted PB Ratio falls into.


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AIFU Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AIFU's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book= Book Value per Share /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=6.534/114.8925*114.8925
=6.534

Current CPI (Dec. 2024) = 114.8925.

AIFU Quarterly Data

Book Value per Share CPI Adj_Book
201409 8.996 98.900 10.451
201412 9.019 99.000 10.467
201503 8.780 99.900 10.098
201506 8.968 99.500 10.355
201509 8.796 100.500 10.056
201512 8.907 100.600 10.172
201603 8.882 102.200 9.985
201606 8.365 101.400 9.478
201609 8.260 102.400 9.268
201612 8.154 102.600 9.131
201703 7.893 103.200 8.787
201706 8.746 103.100 9.746
201709 8.864 104.100 9.783
201712 9.045 104.500 9.945
201803 9.595 105.300 10.469
201806 9.557 104.900 10.467
201809 6.399 106.600 6.897
201812 6.008 106.500 6.481
201903 6.924 107.700 7.386
201906 5.966 107.700 6.364
201909 5.897 109.800 6.171
201912 5.128 111.200 5.298
202003 4.941 112.300 5.055
202006 4.936 110.400 5.137
202009 5.109 111.700 5.255
202012 5.222 111.500 5.381
202103 5.352 112.662 5.458
202106 5.476 111.769 5.629
202109 5.409 112.215 5.538
202112 5.372 113.108 5.457
202203 5.116 114.335 5.141
202206 4.225 114.558 4.237
202209 4.139 115.339 4.123
202212 4.341 115.116 4.333
202303 4.757 115.116 4.748
202306 4.751 114.558 4.765
202309 5.104 115.339 5.084
202312 5.115 114.781 5.120
202406 5.071 114.781 5.076
202412 6.534 114.893 6.534

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


AIFU  (NAS:AIFU) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

AIFU's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.1389/7.23
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of AIFU was 3.33. The lowest was 0.02. And the median was 0.95.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


AIFU Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of AIFU's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


AIFU Business Description

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Address
No.15 West Zhujiang Road, 27th Floor, Pearl River Tower, Tianhe District, Guangzhou, CHN, 510623
AIFU Inc is an independent financial services provider in China. It offer end-to-end business solutions spanning compliance, technology, products, services, operations, capital flow, and professional training. It connects customers with insurance protection, retirement planning, health management, asset management, and family governance services.