Eagle Bancorp Montana (FRA:8F5) Cyclically Adjusted Book per Share: €20.16 (As of Mar. 2026)


FRA:8F5 Eagle Bancorp Montana Inc FRA:8F5
57 GF Score
Price €20.40
GF Value €15.21
! 8 Warning Signs
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What is Eagle Bancorp Montana Cyclically Adjusted Book per Share?

Eagle Bancorp Montana FRA:8F5 -3.77% 57 Cyclically Adjusted Book per Share is €20.16 as of Mar. 2026. GuruFocus rates FRA:8F5 with a GF Score™ of 57/100 and a GF Value™ of €15.21. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Eagle Bancorp Montana's adjusted book value per share for the three months ended in Mar. 2026 was €20.955. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €20.16 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Eagle Bancorp Montana's average Cyclically Adjusted Book Growth Rate was 4.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Eagle Bancorp Montana was 8.00% per year. The lowest was 4.70% per year. And the median was 6.10% per year.

As of today (2026-07-06), Eagle Bancorp Montana's current stock price is €20.40. Eagle Bancorp Montana's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €20.16. Eagle Bancorp Montana's Cyclically Adjusted PB Ratio of today is 1.01.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp Montana was 1.51. The lowest was 0.55. And the median was 0.97.


Eagle Bancorp Montana  (FRA:8F5) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Eagle Bancorp Montana's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=20.40/20.16
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp Montana was 1.51. The lowest was 0.55. And the median was 0.97.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Eagle Bancorp Montana Cyclically Adjusted Book per Share Related Terms


Eagle Bancorp Montana Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Eagle Bancorp Montana's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Bancorp Montana Cyclically Adjusted Book per Share Chart

Eagle Bancorp Montana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.06 18.86 17.77 20.89 19.34

Eagle Bancorp Montana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.24 19.37 19.44 19.34 20.16

FRA:8F5 vs OAKC, BVFL, FXLG: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Eagle Bancorp Montana's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp Montana Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp Montana's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp Montana's Cyclically Adjusted PB Ratio falls into.


FRA:8F5
57GF Score
Eagle Bancorp Montana Inc FRA:8F5
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eagle Bancorp Montana Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Eagle Bancorp Montana's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=20.955/330.2130*330.2130
=20.955

Current CPI (Mar. 2026) = 330.2130.

Eagle Bancorp Montana Quarterly Data

Book Value per Share CPI Adj_Book
201606 13.896 241.018 19.039
201609 14.155 241.428 19.360
201612 14.790 241.432 20.229
201703 14.729 243.801 19.949
201706 14.508 244.955 19.558
201709 13.946 246.819 18.658
201712 14.092 246.524 18.876
201803 13.509 249.554 17.875
201806 14.393 251.989 18.861
201809 14.439 252.439 18.888
201812 15.212 251.233 19.994
201903 15.451 254.202 20.071
201906 15.988 256.143 20.611
201909 17.078 256.759 21.964
201912 17.047 256.974 21.905
202003 17.745 258.115 22.702
202006 18.433 257.797 23.611
202009 18.519 260.280 23.495
202012 18.556 260.474 23.524
202103 19.321 264.877 24.087
202106 18.707 271.696 22.736
202109 19.632 274.310 23.633
202112 20.413 278.802 24.177
202203 19.465 287.504 22.357
202206 19.045 296.311 21.224
202209 19.129 296.808 21.282
202212 18.679 296.797 20.782
202303 19.018 301.836 20.806
202306 18.803 305.109 20.350
202309 18.448 307.789 19.792
202312 19.362 306.746 20.843
202403 19.388 312.332 20.498
202406 19.718 314.175 20.725
202409 19.974 315.301 20.919
202412 20.792 315.605 21.754
202503 20.591 319.799 21.262
202506 19.695 322.561 20.162
202509 19.981 324.800 20.314
202512 20.584 324.054 20.975
202603 20.955 330.213 20.955

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €20.16 mean?
Eagle Bancorp Montana (FRA:8F5) has a Cyclically Adjusted Book per Share of €20.16 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Eagle Bancorp Montana and its competitors.
Is Eagle Bancorp Montana's Cyclically Adjusted Book per Share too high?
Eagle Bancorp Montana's current Cyclically Adjusted Book per Share is €20.16. Overall, Eagle Bancorp Montana has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp Montana's Cyclically Adjusted Book per Share compare to OAKC and BVFL?
Eagle Bancorp Montana's Cyclically Adjusted Book per Share of €20.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Eagle Bancorp Montana and its competitors. Eagle Bancorp Montana's current Cyclically Adjusted Book per Share is €20.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp Montana stock overvalued right now?
Eagle Bancorp Montana (FRA:8F5) has a current Cyclically Adjusted Book per Share of €20.16. The stock's GF Value™ is €15.21, compared to a current price of €20.40 — trading 34.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is €20.16. Eagle Bancorp Montana's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Eagle Bancorp Montana (FRA:8F5), the current Cyclically Adjusted Book per Share is €20.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp Montana (FRA:8F5) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp Montana stock appears to be overvalued. The current stock price of €20.40 is trading 34.1% above its estimated GF Value™ of €15.21.

Key valuation signals for FRA:8F5:

  • Cyclically Adjusted Book per Share: €20.16
  • GF Value™: €15.21 vs. price of €20.40 (34.1% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the FRA:8F5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Bancorp Montana Business Description

Other Exchanges EBMT:USA
Address 1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59604
Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans, and second mortgage/home equity loan products.
57GF Score

Get the complete analysis for FRA:8F5

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.40
Price
€15.21
GF Value