Eagle Bancorp Montana (FRA:8F5) LT-Debt-to-Total-Asset: 0.03 (As of Mar. 2026)

What is Eagle Bancorp Montana LT-Debt-to-Total-Asset?

Eagle Bancorp Montana FRA:8F5 57 LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus rates FRA:8F5 with a GF Score™ of 57/100 and a GF Value™ of €15.41. The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Eagle Bancorp Montana's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.03.

Eagle Bancorp Montana's long-term debt to total assets ratio declined from Mar. 2025 (0.09) to Mar. 2026 (0.03). It may suggest that Eagle Bancorp Montana is progressively becoming less dependent on debt to grow their business.

Eagle Bancorp Montana (FRA:8F5) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Eagle Bancorp Montana LT-Debt-to-Total-Asset Related Terms

Eagle Bancorp Montana LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Eagle Bancorp Montana's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Bancorp Montana LT-Debt-to-Total-Asset Chart

Eagle Bancorp Montana Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.02

0.07

0.11

0.10

0.04

Eagle Bancorp Montana Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.09	0.08	0.07	0.04	0.03

57GF Score

Eagle Bancorp Montana Inc FRA:8F5

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Eagle Bancorp Montana LT-Debt-to-Total-Asset Calculation

Eagle Bancorp Montana's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	70.341	/	1798.837
	=	0.04

Eagle Bancorp Montana's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	48.566	/	1809.451
	=	0.03

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.03 mean?

Eagle Bancorp Montana (FRA:8F5) has a LT-Debt-to-Total-Asset of 0.03 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Eagle Bancorp Montana and its competitors.

Is Eagle Bancorp Montana's LT-Debt-to-Total-Asset too high?

Eagle Bancorp Montana's current LT-Debt-to-Total-Asset is 0.03. Overall, Eagle Bancorp Montana has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.

How does Eagle Bancorp Montana's LT-Debt-to-Total-Asset compare to OAKC and BVFL?

Eagle Bancorp Montana's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Eagle Bancorp Montana and its competitors. Eagle Bancorp Montana's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Eagle Bancorp Montana stock overvalued right now?

Eagle Bancorp Montana (FRA:8F5) has a current LT-Debt-to-Total-Asset of 0.03. The stock's GF Value™ is €15.41, compared to a current price of €20.40 — trading 32.4% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. Eagle Bancorp Montana's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Eagle Bancorp Montana (FRA:8F5), the current LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp Montana (FRA:8F5) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp Montana stock appears to be overvalued. The current stock price of €20.40 is trading 32.4% above its estimated GF Value™ of €15.41.

Key valuation signals for FRA:8F5:

LT-Debt-to-Total-Asset: 0.03
GF Value™: €15.41 vs. price of €20.40 (32.4% above fair value)
GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the FRA:8F5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Eagle Bancorp Montana Business Description

Industry Financial Services Banks

Comparable Companies OAKC BVFL FXLG CBFV CSBB RBKB SABK LYBC SOME LARK SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges EBMT:USA

Address 1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59604

Website https://www.opportunitybank.com

Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans, and second mortgage/home equity loan products.

57GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.40

Price

€15.41

GF Value

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