Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Eagle Bancorp MontanaFRA:8F5 +1.55%55 5-Year Yield-on-Cost % is 3.77 as of Jul. 26, 2026, which is 15% above its 10-year median of 3.29. GuruFocus rates FRA:8F5 with a GF Score™ of 55/100 and a GF Value™ of €14.81. The stock has 8 warning signs investors should review. Among 1,252 Banks companies, Eagle Bancorp Montana ranks worse than 53.51% on this metric.
Eagle Bancorp Montana's yield on cost for the quarter that ended in Mar. 2026 was 3.77.
The historical rank and industry rank for Eagle Bancorp Montana's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:8F5'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.18 Med: 3.29 Max: 7.15
Current: 3.77
During the past 13 years, Eagle Bancorp Montana's highest Yield on Cost was 7.15. The lowest was 2.18. And the median was 3.29.
FRA:8F5's 5-Year Yield-on-Cost % is ranked worse than 53.51% of 1252
companies
in the Banks industry
Industry Median: 3.875
vs FRA:8F5: 3.77
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Eagle Bancorp Montana 5-Year Yield-on-Cost % Related Terms
FRA:8F5 vs BMBN, LYBC, UBAB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Eagle Bancorp Montana's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Bancorp Montana 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Bancorp Montana's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Eagle Bancorp Montana's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Eagle Bancorp Montana (FRA:8F5) has a 5-Year Yield-on-Cost % of 3.77 as of Jul. 26, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Eagle Bancorp Montana and its competitors. This is 15% above median its historical median of 3.29. Over the past decade, Eagle Bancorp Montana's 5-Year Yield-on-Cost % has ranged from 2.18 to 7.15. According to the industry distribution chart, Eagle Bancorp Montana ranks #670 out of 1252 companies in the Banks industry, placing it in the top 53.5%.
Is Eagle Bancorp Montana's 5-Year Yield-on-Cost % too high?
Eagle Bancorp Montana's current 5-Year Yield-on-Cost % of 3.77 is 15% above median its 10-year median of 3.29. Over the past 10 years, this metric has ranged from a low of 2.18 to a high of 7.15. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Eagle Bancorp Montana's value of 3.77 is 2.7% below this industry median. Based on the distribution chart, Eagle Bancorp Montana ranks #670 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, Eagle Bancorp Montana has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp Montana's 5-Year Yield-on-Cost % compare to BMBN and LYBC?
According to the Banks industry distribution chart, Eagle Bancorp Montana ranks #670 out of 1252 companies for 5-Year Yield-on-Cost %. This places Eagle Bancorp Montana in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Eagle Bancorp Montana's value of 3.77 is 2.7% below this benchmark. Historically, Eagle Bancorp Montana's own 5-Year Yield-on-Cost % has ranged from 2.18 to 7.15 over the past decade. While the company's 10-year median is 3.29 vs. the industry median of 3.88, Eagle Bancorp Montana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Bancorp Montana's current 5-Year Yield-on-Cost % of 3.77 is 2.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Eagle Bancorp Montana and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp Montana's current 5-Year Yield-on-Cost % is 3.77, which is 15% above median its own 10-year median of 3.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp Montana stock overvalued right now?
Eagle Bancorp Montana (FRA:8F5) has a current 5-Year Yield-on-Cost % of 3.77. The stock's GF Value™ is €14.81, compared to a current price of €19.70 — trading 33% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.77, which is 15% above median its 10-year median of 3.29 and 2.7% below the Banks industry median of 3.88. Eagle Bancorp Montana's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Eagle Bancorp Montana (FRA:8F5), the current 5-Year Yield-on-Cost % is 3.77 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Bancorp Montana (FRA:8F5) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Bancorp Montana stock appears to be overvalued.
The current stock price of €19.70 is trading 33% above its estimated GF Value™ of €14.81.
Key valuation signals for FRA:8F5:
5-Year Yield-on-Cost %: 3.77 (15% above median its 10-year median of 3.29)
GF Value™: €14.81 vs. price of €19.70 (33% above fair value)
Industry Position: 2.7% below the Banks median (#670 of 1252)
No single metric tells the full story. See the FRA:8F5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans, and second mortgage/home equity loan products.
55GF Score
Get the complete analysis for FRA:8F5
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:8F5 has been successfully added to your 
