The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Eagle Bancorp Montana Pretax Margin % Related Terms
Eagle Bancorp Montana Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Eagle Bancorp Montana's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:8F5 vs OAKC, BVFL, FXLG: Pretax Margin % Comparison
For the Banks - Regional subindustry, Eagle Bancorp Montana's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Bancorp Montana Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Bancorp Montana's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Eagle Bancorp Montana's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eagle Bancorp Montana (FRA:8F5) has a Pretax Margin % of 21.94% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Eagle Bancorp Montana and its competitors. This is 24% above median its historical median of 17.74. Over the past decade, Eagle Bancorp Montana's Pretax Margin % has ranged from 13.99 to 31.48. According to the industry distribution chart, Eagle Bancorp Montana ranks #1203 out of 1528 companies in the Banks industry, placing it in the top 78.7%.
Is Eagle Bancorp Montana's Pretax Margin % too high?
Eagle Bancorp Montana's current Pretax Margin % of 21.94% is 24% above median its 10-year median of 17.74. Over the past 10 years, this metric has ranged from a low of 13.99 to a high of 31.48. The Banks industry median Pretax Margin % is 34.72. Eagle Bancorp Montana's value of 21.94% is 36.8% below this industry median. Based on the distribution chart, Eagle Bancorp Montana ranks #1203 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eagle Bancorp Montana has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp Montana's Pretax Margin % compare to OAKC and BVFL?
According to the Banks industry distribution chart, Eagle Bancorp Montana ranks #1203 out of 1528 companies for Pretax Margin %. This places Eagle Bancorp Montana in the lower half of its industry. The industry median Pretax Margin % is 34.72. Eagle Bancorp Montana's value of 21.94% is 36.8% below this benchmark. Historically, Eagle Bancorp Montana's own Pretax Margin % has ranged from 13.99 to 31.48 over the past decade. While the company's 10-year median is 17.74 vs. the industry median of 34.72, Eagle Bancorp Montana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Bancorp Montana's current Pretax Margin % of 21.94% is 36.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Eagle Bancorp Montana and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp Montana's current Pretax Margin % is 21.94%, which is 24% above median its own 10-year median of 17.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp Montana stock overvalued right now?
Eagle Bancorp Montana (FRA:8F5) has a current Pretax Margin % of 21.94%. The stock's GF Value™ is €15.18, compared to a current price of €20.60 — trading 35.7% above its estimated fair value. The current Pretax Margin % is 21.94%, which is 24% above median its 10-year median of 17.74 and 36.8% below the Banks industry median of 34.72. Eagle Bancorp Montana's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Eagle Bancorp Montana (FRA:8F5), the current Pretax Margin % is 21.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Bancorp Montana (FRA:8F5) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Bancorp Montana stock appears to be overvalued.
The current stock price of €20.60 is trading 35.7% above its estimated GF Value™ of €15.18.
Key valuation signals for FRA:8F5:
Pretax Margin %: 21.94% (24% above median its 10-year median of 17.74)
GF Value™: €15.18 vs. price of €20.60 (35.7% above fair value)
Industry Position: 36.8% below the Banks median (#1203 of 1528)
No single metric tells the full story. See the FRA:8F5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans, and second mortgage/home equity loan products.
57GF Score
Get the complete analysis for FRA:8F5
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:8F5 has been successfully added to your 
