Eagle Bancorp Montana (FRA:8F5) FCF Margin %: -22.33% (As of Mar. 2026)


FRA:8F5 Eagle Bancorp Montana Inc FRA:8F5
57 GF Score
Price €20.80
GF Value €15.72
! 8 Warning Signs
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What is Eagle Bancorp Montana FCF Margin %?

Eagle Bancorp Montana FRA:8F5 +6.12% 57 FCF Margin % is -22.33% as of Mar. 2026. GuruFocus rates FRA:8F5 with a GF Score™ of 57/100 and a GF Value™ of €15.72. The stock has 8 warning signs investors should review. Among 1,505 Banks companies, Eagle Bancorp Montana ranks worse than 52.43% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Eagle Bancorp Montana's Free Cash Flow for the three months ended in Mar. 2026 was €-4.48 Mil. Eagle Bancorp Montana's Revenue for the three months ended in Mar. 2026 was €20.08 Mil. Therefore, Eagle Bancorp Montana's FCF Margin % for the quarter that ended in Mar. 2026 was -22.33%.

As of today, Eagle Bancorp Montana's current FCF Yield % is 12.31%.

The historical rank and industry rank for Eagle Bancorp Montana's FCF Margin % or its related term are showing as below:

FRA:8F5' s FCF Margin % Range Over the Past 10 Years
Min: -20.5   Med: 23.45   Max: 49.16
Current: 24.44


During the past 13 years, the highest FCF Margin % of Eagle Bancorp Montana was 49.16%. The lowest was -20.50%. And the median was 23.45%.

FRA:8F5's FCF Margin % is ranked worse than
52.43% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FRA:8F5: 24.44


Eagle Bancorp Montana FCF Margin % Related Terms


Eagle Bancorp Montana FCF Margin % Historical Data

* Premium members only.

The historical data trend for Eagle Bancorp Montana's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Bancorp Montana FCF Margin % Chart

Eagle Bancorp Montana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.16 28.74 -5.81 18.15 31.43

Eagle Bancorp Montana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 6.15 30.79 81.68 -22.33

FRA:8F5 vs PLQC, TRCY, LYBC: FCF Margin % Comparison

For the Banks - Regional subindustry, Eagle Bancorp Montana's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp Montana FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp Montana's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp Montana's FCF Margin % falls into.


FRA:8F5
57GF Score
Eagle Bancorp Montana Inc FRA:8F5
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Eagle Bancorp Montana FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Eagle Bancorp Montana's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=24.206/77.004
=31.43 %

Eagle Bancorp Montana's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-4.484/20.084
=-22.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -22.33% mean?
Eagle Bancorp Montana (FRA:8F5) has a FCF Margin % of -22.33% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Eagle Bancorp Montana and its competitors. According to the industry distribution chart, Eagle Bancorp Montana ranks #789 out of 1505 companies in the Banks industry, placing it in the top 52.4%.
Is Eagle Bancorp Montana's FCF Margin % too high?
Eagle Bancorp Montana's current FCF Margin % is -22.33%. Based on the distribution chart, Eagle Bancorp Montana ranks #789 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Eagle Bancorp Montana has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp Montana's FCF Margin % compare to PLQC and TRCY?
According to the Banks industry distribution chart, Eagle Bancorp Montana ranks #789 out of 1505 companies for FCF Margin %. This places Eagle Bancorp Montana in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Eagle Bancorp Montana and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp Montana's current FCF Margin % is -22.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp Montana stock overvalued right now?
Eagle Bancorp Montana (FRA:8F5) has a current FCF Margin % of -22.33%. The stock's GF Value™ is €15.72, compared to a current price of €20.80 — trading 32.3% above its estimated fair value. The current FCF Margin % is -22.33%. Eagle Bancorp Montana's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Eagle Bancorp Montana (FRA:8F5), the current FCF Margin % is -22.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp Montana (FRA:8F5) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp Montana stock appears to be overvalued. The current stock price of €20.80 is trading 32.3% above its estimated GF Value™ of €15.72.

Key valuation signals for FRA:8F5:

  • FCF Margin %: -22.33%
  • GF Value™: €15.72 vs. price of €20.80 (32.3% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the FRA:8F5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Bancorp Montana Business Description

Other Exchanges EBMT:USA
Address 1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59604
Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans, and second mortgage/home equity loan products.
57GF Score

Get the complete analysis for FRA:8F5

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.80
Price
€15.72
GF Value