Eagle Bancorp Montana (FRA:8F5) Scaled Net Operating Assets: -0.02 (As of Mar. 2026)


FRA:8F5 Eagle Bancorp Montana Inc FRA:8F5
57 GF Score
Price €19.30
GF Value €13.92
! 8 Warning Signs
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What is Eagle Bancorp Montana Scaled Net Operating Assets?

Eagle Bancorp Montana FRA:8F5 -6.31% 57 Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus rates FRA:8F5 with a GF Score™ of 57/100 and a GF Value™ of €13.92. The stock has 8 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Eagle Bancorp Montana's operating assets for the quarter that ended in Mar. 2026 was €1,542.31 Mil. Eagle Bancorp Montana's operating liabilities for the quarter that ended in Mar. 2026 was €1,581.00 Mil. Eagle Bancorp Montana's Total Assets for the quarter that ended in Dec. 2025 was €1,798.84 Mil. Therefore, Eagle Bancorp Montana's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.02.

FRA:8F5
57GF Score
Eagle Bancorp Montana Inc FRA:8F5
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Eagle Bancorp Montana Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Eagle Bancorp Montana's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1745.067-1564.687)/2008.451
=0.09

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1798.837 - 53.77
=1745.067

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1635.028 - 70.341 - 0
=1564.687

Eagle Bancorp Montana's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1542.313-1581.001)/1798.837
=-0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1809.451 - 267.138
=1542.313

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1642.542 - 48.566 - 12.975
=1581.001

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.02 mean?
Eagle Bancorp Montana (FRA:8F5) has a Scaled Net Operating Assets of -0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Eagle Bancorp Montana and its competitors.
Is Eagle Bancorp Montana's Scaled Net Operating Assets too high?
Eagle Bancorp Montana's current Scaled Net Operating Assets is -0.02. Overall, Eagle Bancorp Montana has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp Montana's Scaled Net Operating Assets compare to OAKC and BVFL?
Eagle Bancorp Montana's Scaled Net Operating Assets of -0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Eagle Bancorp Montana and its competitors. Eagle Bancorp Montana's current Scaled Net Operating Assets is -0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp Montana stock overvalued right now?
Eagle Bancorp Montana (FRA:8F5) has a current Scaled Net Operating Assets of -0.02. The stock's GF Value™ is €13.92, compared to a current price of €19.30 — trading 38.6% above its estimated fair value. The current Scaled Net Operating Assets is -0.02. Eagle Bancorp Montana's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Eagle Bancorp Montana (FRA:8F5), the current Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp Montana (FRA:8F5) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp Montana stock appears to be overvalued. The current stock price of €19.30 is trading 38.6% above its estimated GF Value™ of €13.92.

Key valuation signals for FRA:8F5:

  • Scaled Net Operating Assets: -0.02
  • GF Value™: €13.92 vs. price of €19.30 (38.6% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the FRA:8F5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Eagle Bancorp Montana Business Description

Other Exchanges EBMT:USA
Address 1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59604
Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans, and second mortgage/home equity loan products.
57GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.30
Price
€13.92
GF Value