Eagle Bancorp Montana (FRA:8F5) E10: €1.68 (As of Mar. 2026)


FRA:8F5 Eagle Bancorp Montana Inc FRA:8F5
57 GF Score
Price €18.70
GF Value €13.82
! 8 Warning Signs
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What is Eagle Bancorp Montana E10?

Eagle Bancorp Montana FRA:8F5 -10.10% 57 E10 is €1.68 as of Mar. 2026. GuruFocus rates FRA:8F5 with a GF Score™ of 57/100 and a GF Value™ of €13.82. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Eagle Bancorp Montana's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.441. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.68 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Eagle Bancorp Montana's average E10 Growth Rate was 8.80% per year. During the past 3 years, the average E10 Growth Rate was 6.30% per year. During the past 5 years, the average E10 Growth Rate was 9.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Eagle Bancorp Montana was 22.10% per year. The lowest was 6.30% per year. And the median was 13.20% per year.

As of today (2026-06-28), Eagle Bancorp Montana's current stock price is €18.70. Eagle Bancorp Montana's E10 for the quarter that ended in Mar. 2026 was €1.68. Eagle Bancorp Montana's Shiller PE Ratio of today is 11.13.

During the past 13 years, the highest Shiller PE Ratio of Eagle Bancorp Montana was 25.33. The lowest was 6.91. And the median was 12.48.


Eagle Bancorp Montana  (FRA:8F5) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Eagle Bancorp Montana's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=18.70/1.68
=11.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Eagle Bancorp Montana was 25.33. The lowest was 6.91. And the median was 12.48.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Eagle Bancorp Montana E10 Related Terms


Eagle Bancorp Montana E10 Historical Data

* Premium members only.

The historical data trend for Eagle Bancorp Montana's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Bancorp Montana E10 Chart

Eagle Bancorp Montana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.21 1.49 1.41 1.66 1.59

Eagle Bancorp Montana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.63 1.57 1.59 1.59 1.68

FRA:8F5 vs PLQC, TRCY, LYBC: E10 Comparison

For the Banks - Regional subindustry, Eagle Bancorp Montana's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp Montana Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp Montana's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp Montana's Shiller PE Ratio falls into.


FRA:8F5
57GF Score
Eagle Bancorp Montana Inc FRA:8F5
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Eagle Bancorp Montana E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Eagle Bancorp Montana's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.441/330.2130*330.2130
=0.441

Current CPI (Mar. 2026) = 330.2130.

Eagle Bancorp Montana Quarterly Data

per share eps CPI Adj_EPS
201606 0.285 241.018 0.390
201609 0.410 241.428 0.561
201612 0.351 241.432 0.480
201703 0.187 243.801 0.253
201706 0.240 244.955 0.324
201709 0.378 246.819 0.506
201712 0.093 246.524 0.125
201803 0.089 249.554 0.118
201806 0.205 251.989 0.269
201809 0.257 252.439 0.336
201812 0.229 251.233 0.301
201903 0.159 254.202 0.207
201906 0.451 256.143 0.581
201909 0.572 256.759 0.736
201912 0.324 256.974 0.416
202003 0.516 258.115 0.660
202006 0.746 257.797 0.956
202009 0.798 260.280 1.012
202012 0.625 260.474 0.792
202103 0.655 264.877 0.817
202106 0.324 271.696 0.394
202109 0.621 274.310 0.748
202112 0.230 278.802 0.272
202203 0.309 287.504 0.355
202206 0.227 296.311 0.253
202209 0.404 296.808 0.449
202212 0.444 296.797 0.494
202303 0.392 301.836 0.429
202306 0.240 305.109 0.260
202309 0.319 307.789 0.342
202312 0.257 306.746 0.277
202403 0.221 312.332 0.234
202406 0.204 314.175 0.214
202409 0.306 315.301 0.320
202412 0.420 315.605 0.439
202503 0.379 319.799 0.391
202506 0.355 322.561 0.363
202509 0.392 324.800 0.399
202512 0.512 324.054 0.522
202603 0.441 330.213 0.441

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €1.68 mean?
Eagle Bancorp Montana (FRA:8F5) has a E10 of €1.68 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Eagle Bancorp Montana and its competitors.
Is Eagle Bancorp Montana's E10 too high?
Eagle Bancorp Montana's current E10 is €1.68. Overall, Eagle Bancorp Montana has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp Montana's E10 compare to PLQC and TRCY?
Eagle Bancorp Montana's E10 of €1.68 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Eagle Bancorp Montana and its competitors. Eagle Bancorp Montana's current E10 is €1.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp Montana stock overvalued right now?
Eagle Bancorp Montana (FRA:8F5) has a current E10 of €1.68. The stock's GF Value™ is €13.82, compared to a current price of €18.70 — trading 35.3% above its estimated fair value. The current E10 is €1.68. Eagle Bancorp Montana's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Eagle Bancorp Montana (FRA:8F5), the current E10 is €1.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp Montana (FRA:8F5) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp Montana stock appears to be overvalued. The current stock price of €18.70 is trading 35.3% above its estimated GF Value™ of €13.82.

Key valuation signals for FRA:8F5:

  • E10: €1.68
  • GF Value™: €13.82 vs. price of €18.70 (35.3% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the FRA:8F5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Bancorp Montana Business Description

Other Exchanges EBMT:USA
Address 1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59604
Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans, and second mortgage/home equity loan products.
57GF Score

Get the complete analysis for FRA:8F5

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.70
Price
€13.82
GF Value