PT Buana Finance Tbk (ISX:BBLD) Cyclically Adjusted Book per Share: Rp869.82 (As of Mar. 2026)

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ISX:BBLD PT Buana Finance Tbk ISX:BBLD
58 GF Score
Price Rp545.00
GF Value Rp831.98
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is PT Buana Finance Tbk Cyclically Adjusted Book per Share?

PT Buana Finance Tbk ISX:BBLD +1.87% 58 Cyclically Adjusted Book per Share is Rp869.82 as of Mar. 2026. GuruFocus rates ISX:BBLD with a GF Score™ of 58/100 and a GF Value™ of Rp831.98 (Possible Value Trap). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Buana Finance Tbk's adjusted book value per share for the three months ended in Mar. 2026 was Rp857.769. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp869.82 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Buana Finance Tbk's average Cyclically Adjusted Book Growth Rate was 3.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-15), PT Buana Finance Tbk's current stock price is Rp545.00. PT Buana Finance Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was Rp869.82. PT Buana Finance Tbk's Cyclically Adjusted PB Ratio of today is 0.63.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Buana Finance Tbk was 1.17. The lowest was 0.60. And the median was 0.81.


PT Buana Finance Tbk  (ISX:BBLD) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Buana Finance Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=545.00/869.82
=0.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Buana Finance Tbk was 1.17. The lowest was 0.60. And the median was 0.81.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Buana Finance Tbk Cyclically Adjusted Book per Share Related Terms


PT Buana Finance Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Buana Finance Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Buana Finance Tbk Cyclically Adjusted Book per Share Chart

PT Buana Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 830.74 837.84 862.68

PT Buana Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 841.94 850.28 853.85 862.68 869.82

ISX:BBLD vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, PT Buana Finance Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Buana Finance Tbk Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Buana Finance Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Buana Finance Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:BBLD
58GF Score
PT Buana Finance Tbk ISX:BBLD
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Buana Finance Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Buana Finance Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=857.769/136.5387*136.5387
=857.769

Current CPI (Mar. 2026) = 136.5387.

PT Buana Finance Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 665.408 103.212 880.263
201609 678.268 104.142 889.262
201612 668.919 105.222 868.007
201703 685.809 106.476 879.443
201706 680.086 107.722 862.020
201709 687.628 108.020 869.168
201712 686.319 109.017 859.583
201803 699.125 110.097 867.036
201806 0.000 111.085 0.000
201809 705.194 111.135 866.394
201812 715.189 112.430 868.550
201903 725.150 112.829 877.536
201906 720.942 114.730 857.982
201909 727.782 114.905 864.808
201912 733.677 115.486 867.425
202003 725.786 116.252 852.438
202006 733.262 116.630 858.431
202009 728.069 116.397 854.059
202012 734.390 117.318 854.707
202103 738.415 117.840 855.587
202106 736.925 118.184 851.375
202109 744.312 118.262 859.343
202112 755.756 119.516 863.398
202203 762.816 120.948 861.145
202206 764.990 123.322 846.973
202209 780.235 125.298 850.229
202212 799.577 126.098 865.783
202303 815.065 126.953 876.611
202306 811.087 127.663 867.478
202309 823.881 128.151 877.803
202312 847.454 129.395 894.243
202403 861.410 130.607 900.532
202406 843.022 130.792 880.065
202409 850.720 130.361 891.036
202412 865.079 131.432 898.694
202503 872.632 131.948 902.990
202506 861.387 133.241 882.709
202509 861.346 133.819 878.852
202512 855.111 135.271 863.124
202603 857.769 136.539 857.769

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp869.82 mean?
PT Buana Finance Tbk (ISX:BBLD) has a Cyclically Adjusted Book per Share of Rp869.82 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Buana Finance Tbk and its competitors.
Is PT Buana Finance Tbk's Cyclically Adjusted Book per Share too high?
PT Buana Finance Tbk's current Cyclically Adjusted Book per Share is Rp869.82. Overall, PT Buana Finance Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Buana Finance Tbk's Cyclically Adjusted Book per Share compare to V and MA?
PT Buana Finance Tbk's Cyclically Adjusted Book per Share of Rp869.82 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Buana Finance Tbk and its competitors. PT Buana Finance Tbk's current Cyclically Adjusted Book per Share is Rp869.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Buana Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Buana Finance Tbk (ISX:BBLD) is currently considered Possible Value Trap. The stock's GF Value™ is Rp831.98, compared to a current price of Rp545.00 — trading 34.5% below its estimated fair value. The current Cyclically Adjusted Book per Share is Rp869.82. PT Buana Finance Tbk's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Buana Finance Tbk (ISX:BBLD), the current Cyclically Adjusted Book per Share is Rp869.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Buana Finance Tbk (ISX:BBLD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Buana Finance Tbk stock appears to be undervalued. The current stock price of Rp545.00 is trading 34.5% below its estimated GF Value™ of Rp831.98. GuruFocus considers PT Buana Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:BBLD:

  • Cyclically Adjusted Book per Share: Rp869.82
  • GF Value™: Rp831.98 vs. price of Rp545.00 (34.5% below fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the ISX:BBLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Buana Finance Tbk Business Description

Address Jalan Prof. Dr. Satrio Kav. 11, Lantai 38, Unit A-F, Office Tower, Ciputra World 2, Karet Semanggi, Setiabudi, South Jakarta, Jakarta, IDN, 12950
PT Buana Finance Tbk is engaged in Investment Financing, Working Capital Financing, Multipurpose Financing, other financing business activities subject to OJK approval, and other supporting business activities. Its Investment Financing activities include Financial Lease, Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Installment Financing, Project Financing,. Infrastructure Financing; Working Capital Financing includes Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Working Capital Facility. The company's operating segments represent the product types: finance lease and consumer financing.
58GF Score

Get the complete analysis for ISX:BBLD

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp545.00
Price
Rp831.98
GF Value