PT Buana Finance Tbk (ISX:BBLD) EBITDA Margin %: -1.33% (As of Mar. 2026)

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ISX:BBLD PT Buana Finance Tbk ISX:BBLD
58 GF Score
Price Rp545.00
GF Value Rp831.64
Valuation Possible Value Trap
! 7 Warning Signs
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What is PT Buana Finance Tbk EBITDA Margin %?

PT Buana Finance Tbk ISX:BBLD +1.87% 58 EBITDA Margin % is -1.33% as of Mar. 2026. GuruFocus rates ISX:BBLD with a GF Score™ of 58/100 and a GF Value™ of Rp831.64 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 415 Credit Services companies, PT Buana Finance Tbk ranks worse than 79.28% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. PT Buana Finance Tbk's EBITDA for the three months ended in Mar. 2026 was Rp-2,810 Mil. PT Buana Finance Tbk's Revenue for the three months ended in Mar. 2026 was Rp211,530 Mil. Therefore, PT Buana Finance Tbk's EBITDA margin for the quarter that ended in Mar. 2026 was -1.33%.


PT Buana Finance Tbk  (ISX:BBLD) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


PT Buana Finance Tbk EBITDA Margin % Related Terms


PT Buana Finance Tbk EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for PT Buana Finance Tbk's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Buana Finance Tbk EBITDA Margin % Chart

PT Buana Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.10 14.29 13.29 2.57 -2.89

PT Buana Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.65 -2.28 -0.65 -9.72 -1.33

ISX:BBLD vs V, MA, AXP: EBITDA Margin % Comparison

For the Credit Services subindustry, PT Buana Finance Tbk's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Buana Finance Tbk EBITDA Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Buana Finance Tbk's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where PT Buana Finance Tbk's EBITDA Margin % falls into.


ISX:BBLD
58GF Score
PT Buana Finance Tbk ISX:BBLD
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Buana Finance Tbk EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

PT Buana Finance Tbk's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-24232/839155
=-2.89 %

PT Buana Finance Tbk's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-2810/211530
=-1.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of -1.33% mean?
PT Buana Finance Tbk (ISX:BBLD) has a EBITDA Margin % of -1.33% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PT Buana Finance Tbk and its competitors. According to the industry distribution chart, PT Buana Finance Tbk ranks #329 out of 415 companies in the Credit Services industry, placing it in the top 79.3%.
Is PT Buana Finance Tbk's EBITDA Margin % too high?
PT Buana Finance Tbk's current EBITDA Margin % is -1.33%. Based on the distribution chart, PT Buana Finance Tbk ranks #329 out of 415 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PT Buana Finance Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Buana Finance Tbk's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, PT Buana Finance Tbk ranks #329 out of 415 companies for EBITDA Margin %. This places PT Buana Finance Tbk in the lower half of its industry. The industry median EBITDA Margin % is 21.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.04, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PT Buana Finance Tbk and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Buana Finance Tbk's current EBITDA Margin % is -1.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Buana Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Buana Finance Tbk (ISX:BBLD) is currently considered Possible Value Trap. The stock's GF Value™ is Rp831.64, compared to a current price of Rp545.00 — trading 34.5% below its estimated fair value. The current EBITDA Margin % is -1.33%. PT Buana Finance Tbk's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For PT Buana Finance Tbk (ISX:BBLD), the current EBITDA Margin % is -1.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Buana Finance Tbk (ISX:BBLD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Buana Finance Tbk stock appears to be undervalued. The current stock price of Rp545.00 is trading 34.5% below its estimated GF Value™ of Rp831.64. GuruFocus considers PT Buana Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:BBLD:

  • EBITDA Margin %: -1.33%
  • GF Value™: Rp831.64 vs. price of Rp545.00 (34.5% below fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the ISX:BBLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Buana Finance Tbk Business Description

Address Jalan Prof. Dr. Satrio Kav. 11, Lantai 38, Unit A-F, Office Tower, Ciputra World 2, Karet Semanggi, Setiabudi, South Jakarta, Jakarta, IDN, 12950
PT Buana Finance Tbk is engaged in Investment Financing, Working Capital Financing, Multipurpose Financing, other financing business activities subject to OJK approval, and other supporting business activities. Its Investment Financing activities include Financial Lease, Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Installment Financing, Project Financing,. Infrastructure Financing; Working Capital Financing includes Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Working Capital Facility. The company's operating segments represent the product types: finance lease and consumer financing.
58GF Score

Get the complete analysis for ISX:BBLD

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp545.00
Price
Rp831.64
GF Value