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PT Buana Finance TbkISX:BBLD +1.75%58 Net Current Asset Value is Rp762.84 as of Mar. 2026, which is 100% below its 10-year median of 0.80. GuruFocus rates ISX:BBLD with a GF Score™ of 58/100 and a GF Value™ of Rp834.01 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 280 Credit Services companies, PT Buana Finance Tbk ranks better than 78.57% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
PT Buana Finance Tbk's net current asset value per share for the quarter that ended in Mar. 2026 was Rp762.84.
The historical rank and industry rank for PT Buana Finance Tbk's Net Current Asset Value or its related term are showing as below:
ISX:BBLD'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.53 Med: 0.8 Max: 1.86
Current: 0.76
During the past 13 years, the highest Price-to-Net-Current-Asset-Value Ratio of PT Buana Finance Tbk was 1.86. The lowest was 0.53. And the median was 0.80.
ISX:BBLD's Price-to-Net-Current-Asset-Value is ranked better than 78.57% of 280
companies
in the Credit Services industry
Industry Median: 2.14
vs ISX:BBLD: 0.76
PT Buana Finance Tbk (ISX:BBLD) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
PT Buana Finance Tbk Net Current Asset Value Related Terms
PT Buana Finance Tbk Net Current Asset Value Historical Data
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The historical data trend for PT Buana Finance Tbk's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Buana Finance Tbk Net Current Asset Value Chart
ISX:BBLD vs V, MA, AXP: Net Current Asset Value Comparison
For the Credit Services subindustry, PT Buana Finance Tbk's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Buana Finance Tbk Price-to-Net-Current-Asset-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Buana Finance Tbk's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where PT Buana Finance Tbk's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of Rp762.84 mean?
PT Buana Finance Tbk (ISX:BBLD) has a Net Current Asset Value of Rp762.84 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on PT Buana Finance Tbk and its competitors. This is 95255% above median its historical median of 0.80. Over the past decade, PT Buana Finance Tbk's Net Current Asset Value has ranged from 0.53 to 1.86. According to the industry distribution chart, PT Buana Finance Tbk ranks #60 out of 280 companies in the Credit Services industry, placing it in the top 21.4%.
Is PT Buana Finance Tbk's Net Current Asset Value too high?
PT Buana Finance Tbk's current Net Current Asset Value of Rp762.84 is 95255% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 1.86. Based on the distribution chart, PT Buana Finance Tbk ranks #60 out of 280 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Buana Finance Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Buana Finance Tbk's Net Current Asset Value compare to V and MA?
According to the Credit Services industry distribution chart, PT Buana Finance Tbk ranks #60 out of 280 companies for Net Current Asset Value. This places PT Buana Finance Tbk in the top 21% of its industry — outperforming the majority of peers. The industry median Net Current Asset Value is 2.14. Historically, PT Buana Finance Tbk's own Net Current Asset Value has ranged from 0.53 to 1.86 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Credit Services company?
The median Net Current Asset Value among Credit Services companies is 2.14, based on 280 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on PT Buana Finance Tbk and its competitors. For the Credit Services industry, the median Net Current Asset Value is 2.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Buana Finance Tbk's current Net Current Asset Value is Rp762.84, which is 95255% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Buana Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Buana Finance Tbk (ISX:BBLD) is currently considered Possible Value Trap. The stock's GF Value™ is Rp834.01, compared to a current price of Rp580.00 — trading 30.5% below its estimated fair value. The current Net Current Asset Value is Rp762.84, which is 95255% above median its 10-year median of 0.80. PT Buana Finance Tbk's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For PT Buana Finance Tbk (ISX:BBLD), the current Net Current Asset Value is Rp762.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Buana Finance Tbk (ISX:BBLD) Overvalued in 2026?
Based on GuruFocus' analysis, PT Buana Finance Tbk stock appears to be undervalued.
The current stock price of Rp580.00 is trading 30.5% below its estimated GF Value™ of Rp834.01.
GuruFocus considers PT Buana Finance Tbk to be Possible Value Trap.
Key valuation signals for ISX:BBLD:
Net Current Asset Value: Rp762.84 (95255% above median its 10-year median of 0.80)
GF Value™: Rp834.01 vs. price of Rp580.00 (30.5% below fair value)
No single metric tells the full story. See the ISX:BBLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Prof. Dr. Satrio Kav. 11, Lantai 38, Unit A-F, Office Tower, Ciputra World 2, Karet Semanggi, Setiabudi, South Jakarta, Jakarta, IDN, 12950
PT Buana Finance Tbk is engaged in Investment Financing, Working Capital Financing, Multipurpose Financing, other financing business activities subject to OJK approval, and other supporting business activities. Its Investment Financing activities include Financial Lease, Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Installment Financing, Project Financing,. Infrastructure Financing; Working Capital Financing includes Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Working Capital Facility. The company's operating segments represent the product types: finance lease and consumer financing.
58GF Score
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