PT Buana Finance Tbk (ISX:BBLD) Total Operating Expense: Rp342,924 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BBLD PT Buana Finance Tbk ISX:BBLD
58 GF Score
Price Rp535.00
GF Value Rp831.98
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is PT Buana Finance Tbk Total Operating Expense?

PT Buana Finance Tbk ISX:BBLD -1.83% 58 Total Operating Expense is Rp342,924 Mil as of Mar. 2026. GuruFocus rates ISX:BBLD with a GF Score™ of 58/100 and a GF Value™ of Rp831.98 (Possible Value Trap). The stock has 7 warning signs investors should review.

PT Buana Finance Tbk's Total Operating Expense for the three months ended in Mar. 2026 was Rp83,140 Mil. PT Buana Finance Tbk's Total Operating Expense for the trailing twelve months (TTM) ended in Mar. 2026 was Rp342,924 Mil.


PT Buana Finance Tbk Total Operating Expense Related Terms


PT Buana Finance Tbk Total Operating Expense Historical Data

* Premium members only.

The historical data trend for PT Buana Finance Tbk's Total Operating Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Buana Finance Tbk Total Operating Expense Chart

PT Buana Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Operating Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 167,824.00 142,431.00 169,978.00 268,750.00 329,875.00

PT Buana Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Operating Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 70,091.00 70,520.00 82,332.00 106,932.00 83,140.00
ISX:BBLD
58GF Score
PT Buana Finance Tbk ISX:BBLD
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Buana Finance Tbk Total Operating Expense Calculation

Total Operating Expense is the primary recurring expense associated with central operations that are incurred in order to generate sales.


Total Operating Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp342,924 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Operating Expense of Rp342,924 Mil mean?
PT Buana Finance Tbk (ISX:BBLD) has a Total Operating Expense of Rp342,924 Mil as of Mar. 2026. Total operating expense is the primary recurring expense associated with central operations. View historical data on PT Buana Finance Tbk and its competitors.
Is PT Buana Finance Tbk's Total Operating Expense too high?
PT Buana Finance Tbk's current Total Operating Expense is Rp342,924 Mil. Overall, PT Buana Finance Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Buana Finance Tbk's Total Operating Expense compare to V and MA?
PT Buana Finance Tbk's Total Operating Expense of Rp342,924 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Operating Expense for a Credit Services company?
A good Total Operating Expense depends on the Credit Services industry context. However, Total Operating Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Operating Expense mean?
A high Total Operating Expense can signal that a stock is expensive relative to its fundamentals. Total operating expense is the primary recurring expense associated with central operations. View historical data on PT Buana Finance Tbk and its competitors. PT Buana Finance Tbk's current Total Operating Expense is Rp342,924 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Buana Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Buana Finance Tbk (ISX:BBLD) is currently considered Possible Value Trap. The stock's GF Value™ is Rp831.98, compared to a current price of Rp535.00 — trading 35.7% below its estimated fair value. The current Total Operating Expense is Rp342,924 Mil. PT Buana Finance Tbk's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Operating Expense calculated?
Total Operating Expense is calculated from a company's financial statements. For PT Buana Finance Tbk (ISX:BBLD), the current Total Operating Expense is Rp342,924 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Buana Finance Tbk (ISX:BBLD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Buana Finance Tbk stock appears to be undervalued. The current stock price of Rp535.00 is trading 35.7% below its estimated GF Value™ of Rp831.98. GuruFocus considers PT Buana Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:BBLD:

  • Total Operating Expense: Rp342,924 Mil
  • GF Value™: Rp831.98 vs. price of Rp535.00 (35.7% below fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the ISX:BBLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Buana Finance Tbk Business Description

Address Jalan Prof. Dr. Satrio Kav. 11, Lantai 38, Unit A-F, Office Tower, Ciputra World 2, Karet Semanggi, Setiabudi, South Jakarta, Jakarta, IDN, 12950
PT Buana Finance Tbk is engaged in Investment Financing, Working Capital Financing, Multipurpose Financing, other financing business activities subject to OJK approval, and other supporting business activities. Its Investment Financing activities include Financial Lease, Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Installment Financing, Project Financing,. Infrastructure Financing; Working Capital Financing includes Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Working Capital Facility. The company's operating segments represent the product types: finance lease and consumer financing.
58GF Score

Get the complete analysis for ISX:BBLD

Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp535.00
Price
Rp831.98
GF Value