PT Buana Finance Tbk (ISX:BBLD) LT-Debt-to-Total-Asset: 0.79 (As of Mar. 2026)

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ISX:BBLD PT Buana Finance Tbk ISX:BBLD
58 GF Score
Price Rp535.00
GF Value Rp831.98
Valuation Possible Value Trap
! 7 Warning Signs
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What is PT Buana Finance Tbk LT-Debt-to-Total-Asset?

PT Buana Finance Tbk ISX:BBLD -1.83% 58 LT-Debt-to-Total-Asset is 0.79 as of Mar. 2026. GuruFocus rates ISX:BBLD with a GF Score™ of 58/100 and a GF Value™ of Rp831.98 (Possible Value Trap). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. PT Buana Finance Tbk's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.79.

PT Buana Finance Tbk's long-term debt to total assets ratio increased from Mar. 2025 (0.78) to Mar. 2026 (0.79). It may suggest that PT Buana Finance Tbk is progressively becoming more dependent on debt to grow their business.

PT Buana Finance Tbk  (ISX:BBLD) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

PT Buana Finance Tbk LT-Debt-to-Total-Asset Related Terms

PT Buana Finance Tbk LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for PT Buana Finance Tbk's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Buana Finance Tbk LT-Debt-to-Total-Asset Chart

PT Buana Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.61 0.68 0.45 0.77 0.79

PT Buana Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 0.78 0.79 0.79 0.79
ISX:BBLD
58GF Score
PT Buana Finance Tbk ISX:BBLD
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Buana Finance Tbk LT-Debt-to-Total-Asset Calculation

PT Buana Finance Tbk's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=5643374/7146365
=0.79

PT Buana Finance Tbk's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=5648837/7170089
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.79 mean?
PT Buana Finance Tbk (ISX:BBLD) has a LT-Debt-to-Total-Asset of 0.79 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Buana Finance Tbk and its competitors.
Is PT Buana Finance Tbk's LT-Debt-to-Total-Asset too high?
PT Buana Finance Tbk's current LT-Debt-to-Total-Asset is 0.79. Overall, PT Buana Finance Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Buana Finance Tbk's LT-Debt-to-Total-Asset compare to V and MA?
PT Buana Finance Tbk's LT-Debt-to-Total-Asset of 0.79 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Buana Finance Tbk and its competitors. PT Buana Finance Tbk's current LT-Debt-to-Total-Asset is 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Buana Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Buana Finance Tbk (ISX:BBLD) is currently considered Possible Value Trap. The stock's GF Value™ is Rp831.98, compared to a current price of Rp535.00 — trading 35.7% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.79. PT Buana Finance Tbk's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For PT Buana Finance Tbk (ISX:BBLD), the current LT-Debt-to-Total-Asset is 0.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Buana Finance Tbk (ISX:BBLD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Buana Finance Tbk stock appears to be undervalued. The current stock price of Rp535.00 is trading 35.7% below its estimated GF Value™ of Rp831.98. GuruFocus considers PT Buana Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:BBLD:

  • LT-Debt-to-Total-Asset: 0.79
  • GF Value™: Rp831.98 vs. price of Rp535.00 (35.7% below fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the ISX:BBLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Buana Finance Tbk Business Description

Address Jalan Prof. Dr. Satrio Kav. 11, Lantai 38, Unit A-F, Office Tower, Ciputra World 2, Karet Semanggi, Setiabudi, South Jakarta, Jakarta, IDN, 12950
PT Buana Finance Tbk is engaged in Investment Financing, Working Capital Financing, Multipurpose Financing, other financing business activities subject to OJK approval, and other supporting business activities. Its Investment Financing activities include Financial Lease, Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Installment Financing, Project Financing,. Infrastructure Financing; Working Capital Financing includes Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Working Capital Facility. The company's operating segments represent the product types: finance lease and consumer financing.
58GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp535.00
Price
Rp831.98
GF Value