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PT Buana Finance TbkISX:BBLD +1.87%58 Quick Ratio is 75.08 as of Mar. 2026, which is 55% above its 10-year median of 48.53. GuruFocus rates ISX:BBLD with a GF Score™ of 58/100 and a GF Value™ of Rp831.64 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 396 Credit Services companies, PT Buana Finance Tbk ranks better than 77.53% on this metric.
PT Buana Finance Tbk has a quick ratio of 75.08. It generally indicates good short-term financial strength.
The historical rank and industry rank for PT Buana Finance Tbk's Quick Ratio or its related term are showing as below:
ISX:BBLD'
s Quick Ratio Range Over the Past 10 Years
Min: 2.35 Med: 48.53 Max: 106.36
Current: 75.08
During the past 13 years, PT Buana Finance Tbk's highest Quick Ratio was 106.36. The lowest was 2.35. And the median was 48.53.
ISX:BBLD's Quick Ratio is ranked better than 77.53% of 396
companies
in the Credit Services industry
Industry Median: 4.71
vs ISX:BBLD: 75.08
PT Buana Finance Tbk (ISX:BBLD) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
PT Buana Finance Tbk Quick Ratio Related Terms
PT Buana Finance Tbk Quick Ratio Historical Data
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The historical data trend for PT Buana Finance Tbk's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT Buana Finance Tbk's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Buana Finance Tbk Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Buana Finance Tbk's Quick Ratio distribution charts can be found below:
* The bar in red indicates where PT Buana Finance Tbk's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
PT Buana Finance Tbk's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Buana Finance Tbk (ISX:BBLD) has a Quick Ratio of 75.08 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PT Buana Finance Tbk and its competitors. This is 55% above median its historical median of 48.53. Over the past decade, PT Buana Finance Tbk's Quick Ratio has ranged from 2.35 to 106.36. According to the industry distribution chart, PT Buana Finance Tbk ranks #89 out of 396 companies in the Credit Services industry, placing it in the top 22.5%.
Is PT Buana Finance Tbk's Quick Ratio too high?
PT Buana Finance Tbk's current Quick Ratio of 75.08 is 55% above median its 10-year median of 48.53. Over the past 10 years, this metric has ranged from a low of 2.35 to a high of 106.36. The Credit Services industry median Quick Ratio is 4.71. PT Buana Finance Tbk's value of 75.08 is 1494.1% above this industry median. Based on the distribution chart, PT Buana Finance Tbk ranks #89 out of 396 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Buana Finance Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Buana Finance Tbk's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, PT Buana Finance Tbk ranks #89 out of 396 companies for Quick Ratio. This places PT Buana Finance Tbk in the top 23% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.71. PT Buana Finance Tbk's value of 75.08 is 1494.1% above this benchmark. Historically, PT Buana Finance Tbk's own Quick Ratio has ranged from 2.35 to 106.36 over the past decade. While the company's 10-year median is 48.53 vs. the industry median of 4.71, PT Buana Finance Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.71, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Buana Finance Tbk's current Quick Ratio of 75.08 is 1494.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PT Buana Finance Tbk and its competitors. For the Credit Services industry, the median Quick Ratio is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Buana Finance Tbk's current Quick Ratio is 75.08, which is 55% above median its own 10-year median of 48.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Buana Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Buana Finance Tbk (ISX:BBLD) is currently considered Possible Value Trap. The stock's GF Value™ is Rp831.64, compared to a current price of Rp545.00 — trading 34.5% below its estimated fair value. The current Quick Ratio is 75.08, which is 55% above median its 10-year median of 48.53 and 1494.1% above the Credit Services industry median of 4.71. PT Buana Finance Tbk's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For PT Buana Finance Tbk (ISX:BBLD), the current Quick Ratio is 75.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Buana Finance Tbk (ISX:BBLD) Overvalued in 2026?
Based on GuruFocus' analysis, PT Buana Finance Tbk stock appears to be undervalued.
The current stock price of Rp545.00 is trading 34.5% below its estimated GF Value™ of Rp831.64.
GuruFocus considers PT Buana Finance Tbk to be Possible Value Trap.
Key valuation signals for ISX:BBLD:
Quick Ratio: 75.08 (55% above median its 10-year median of 48.53)
GF Value™: Rp831.64 vs. price of Rp545.00 (34.5% below fair value)
Industry Position: 1494.1% above the Credit Services median (#89 of 396)
No single metric tells the full story. See the ISX:BBLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Prof. Dr. Satrio Kav. 11, Lantai 38, Unit A-F, Office Tower, Ciputra World 2, Karet Semanggi, Setiabudi, South Jakarta, Jakarta, IDN, 12950
PT Buana Finance Tbk is engaged in Investment Financing, Working Capital Financing, Multipurpose Financing, other financing business activities subject to OJK approval, and other supporting business activities. Its Investment Financing activities include Financial Lease, Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Installment Financing, Project Financing,. Infrastructure Financing; Working Capital Financing includes Sale and Lease Back, Factoring with Recourse, Factoring without Recourse, Working Capital Facility. The company's operating segments represent the product types: finance lease and consumer financing.
58GF Score
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