Askari Bank (KAR:AKBL) Cyclically Adjusted Book per Share: ₨52.03 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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KAR:AKBL Askari Bank Ltd KAR:AKBL
34 GF Score
Price ₨104.31
GF Value ₨40.10
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Askari Bank Cyclically Adjusted Book per Share?

Askari Bank KAR:AKBL -1.32% 34 Cyclically Adjusted Book per Share is ₨52.03 as of Mar. 2026. GuruFocus rates KAR:AKBL with a GF Score™ of 34/100 and a GF Value™ of ₨40.10 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Askari Bank's adjusted book value per share for the three months ended in Mar. 2026 was ₨96.428. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₨52.03 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Askari Bank's average Cyclically Adjusted Book Growth Rate was 20.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 17.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Askari Bank was 17.20% per year. The lowest was 15.70% per year. And the median was 16.45% per year.

As of today (2026-07-23), Askari Bank's current stock price is ₨104.31. Askari Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₨52.03. Askari Bank's Cyclically Adjusted PB Ratio of today is 2.00.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Askari Bank was 2.52. The lowest was 0.38. And the median was 0.68.


Askari Bank  (KAR:AKBL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Askari Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=104.31/52.03
=2.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Askari Bank was 2.52. The lowest was 0.38. And the median was 0.68.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Askari Bank Cyclically Adjusted Book per Share Related Terms


Askari Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Askari Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Askari Bank Cyclically Adjusted Book per Share Chart

Askari Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.57 30.72 34.67 41.18 49.42

Askari Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.27 45.39 47.54 49.42 52.03

Askari Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Askari Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Askari Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Askari Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Askari Bank's Cyclically Adjusted PB Ratio falls into.


KAR:AKBL
34GF Score
Askari Bank Ltd KAR:AKBL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Askari Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Askari Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=96.428/330.2130*330.2130
=96.428

Current CPI (Mar. 2026) = 330.2130.

Askari Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 22.054 241.018 30.216
201609 22.227 241.428 30.401
201612 22.642 241.432 30.968
201703 22.479 243.801 30.446
201706 23.171 244.955 31.236
201709 22.974 246.819 30.736
201712 22.425 246.524 30.038
201803 22.786 249.554 30.151
201806 23.272 251.989 30.496
201809 23.598 252.439 30.868
201812 23.154 251.233 30.433
201903 23.835 254.202 30.962
201906 24.487 256.143 31.568
201909 26.171 256.759 33.658
201912 29.214 256.974 37.540
202003 32.069 258.115 41.027
202006 35.100 257.797 44.960
202009 35.234 260.280 44.701
202012 37.729 260.474 47.831
202103 35.682 264.877 44.484
202106 37.521 271.696 45.602
202109 38.632 274.310 46.505
202112 38.668 278.802 45.798
202203 40.335 287.504 46.327
202206 44.950 296.311 50.093
202209 46.457 296.808 51.686
202212 50.599 296.797 56.296
202303 49.628 301.836 54.294
202306 53.115 305.109 57.485
202309 58.592 307.789 62.861
202312 67.149 306.746 72.286
202403 64.036 312.332 67.702
202406 69.242 314.175 72.777
202409 79.957 315.301 83.739
202412 84.138 315.605 88.032
202503 84.884 319.799 87.648
202506 94.208 322.561 96.443
202509 97.879 324.800 99.510
202512 104.959 324.054 106.954
202603 96.428 330.213 96.428

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₨52.03 mean?
Askari Bank (KAR:AKBL) has a Cyclically Adjusted Book per Share of ₨52.03 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Askari Bank and its competitors.
Is Askari Bank's Cyclically Adjusted Book per Share too high?
Askari Bank's current Cyclically Adjusted Book per Share is ₨52.03. Overall, Askari Bank has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Askari Bank's Cyclically Adjusted Book per Share compare to competitors?
Askari Bank's Cyclically Adjusted Book per Share of ₨52.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Askari Bank and its competitors. Askari Bank's current Cyclically Adjusted Book per Share is ₨52.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Askari Bank stock overvalued right now?
Based on GuruFocus' analysis, Askari Bank (KAR:AKBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨40.10, compared to a current price of ₨104.31 — trading 160.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is ₨52.03. Askari Bank's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Askari Bank (KAR:AKBL), the current Cyclically Adjusted Book per Share is ₨52.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Askari Bank (KAR:AKBL) Overvalued in 2026?

Based on GuruFocus' analysis, Askari Bank stock appears to be overvalued. The current stock price of ₨104.31 is trading 160.1% above its estimated GF Value™ of ₨40.10. GuruFocus considers Askari Bank to be Significantly Overvalued.

Key valuation signals for KAR:AKBL:

  • Cyclically Adjusted Book per Share: ₨52.03
  • GF Value™: ₨40.10 vs. price of ₨104.31 (160.1% above fair value)
  • GF Score™: 34/100 with 2 warning signs

No single metric tells the full story. See the KAR:AKBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Askari Bank Business Description

Address AWT Plaza, The Mall, P.O. Box No. 1084, Rawalpindi, PB, PAK, 46000
Askari Bank Ltd operates as a bank in Pakistan. The bank operates its business through segments namely Branch banking; Corporate banking; Treasury; Consumer banking; Islamic banking; Foreign operations; and Others. The bank generates maximum revenue from the Branch banking segment. The Branch banking segment consists of loans, deposits, and other banking services including branchless banking services to small enterprises, medium enterprises, agriculture, and individual customers. Geographically, it derives a majority of its revenue from Pakistan.
34GF Score

Get the complete analysis for KAR:AKBL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨104.31
Price
₨40.10
GF Value