Askari Bank (KAR:AKBL) Cyclically Adjusted FCF per Share: ₨158.39 (As of Mar. 2026)

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KAR:AKBL Askari Bank Ltd KAR:AKBL
34 GF Score
Price ₨104.80
GF Value ₨39.53
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Askari Bank Cyclically Adjusted FCF per Share?

Askari Bank KAR:AKBL +0.20% 34 Cyclically Adjusted FCF per Share is ₨158.39 as of Mar. 2026. GuruFocus rates KAR:AKBL with a GF Score™ of 34/100 and a GF Value™ of ₨39.53 (Significantly Overvalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Askari Bank's adjusted free cash flow per share for the three months ended in Mar. 2026 was ₨180.596. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ₨158.39 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Askari Bank's average Cyclically Adjusted FCF Growth Rate was 34.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 37.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Askari Bank was 37.20% per year. The lowest was 33.20% per year. And the median was 35.20% per year.

As of today (2026-08-17), Askari Bank's current stock price is ₨104.80. Askari Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ₨158.39. Askari Bank's Cyclically Adjusted Price-to-FCF of today is 0.66.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Askari Bank was 0.91. The lowest was 0.15. And the median was 0.32.


Askari Bank  (KAR:AKBL) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Askari Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=104.80/158.39
=0.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Askari Bank was 0.91. The lowest was 0.15. And the median was 0.32.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Askari Bank Cyclically Adjusted FCF per Share Related Terms


Askari Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Askari Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Askari Bank Cyclically Adjusted FCF per Share Chart

Askari Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.42 53.23 88.72 107.31 137.46

Askari Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 117.79 135.08 136.74 137.46 158.39

Askari Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Askari Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Askari Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Askari Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Askari Bank's Cyclically Adjusted Price-to-FCF falls into.


KAR:AKBL
34GF Score
Askari Bank Ltd KAR:AKBL
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Askari Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Askari Bank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=180.596/330.2130*330.2130
=180.596

Current CPI (Mar. 2026) = 330.2130.

Askari Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 25.725 241.018 35.245
201609 3.053 241.428 4.176
201612 1.469 241.432 2.009
201703 -13.713 243.801 -18.573
201706 8.141 244.955 10.975
201709 11.365 246.819 15.205
201712 11.518 246.524 15.428
201803 -34.883 249.554 -46.158
201806 27.030 251.989 35.421
201809 -20.860 252.439 -27.287
201812 -3.721 251.233 -4.891
201903 -19.783 254.202 -25.698
201906 51.423 256.143 66.293
201909 21.903 256.759 28.169
201912 -6.416 256.974 -8.245
202003 13.941 258.115 17.835
202006 40.974 257.797 52.484
202009 37.589 260.280 47.689
202012 8.012 260.474 10.157
202103 -3.336 264.877 -4.159
202106 73.028 271.696 88.757
202109 4.421 274.310 5.322
202112 57.931 278.802 68.613
202203 5.137 287.504 5.900
202206 124.348 296.311 138.575
202209 35.384 296.808 39.366
202212 -68.140 296.797 -75.812
202303 90.030 301.836 98.494
202306 196.894 305.109 213.094
202309 -54.694 307.789 -58.679
202312 121.193 306.746 130.465
202403 73.382 312.332 77.583
202406 24.471 314.175 25.720
202409 65.530 315.301 68.629
202412 28.716 315.605 30.045
202503 110.707 319.799 114.312
202506 166.518 322.561 170.468
202509 36.611 324.800 37.221
202512 18.760 324.054 19.117
202603 180.596 330.213 180.596

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ₨158.39 mean?
Askari Bank (KAR:AKBL) has a Cyclically Adjusted FCF per Share of ₨158.39 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Askari Bank and its competitors.
Is Askari Bank's Cyclically Adjusted FCF per Share too high?
Askari Bank's current Cyclically Adjusted FCF per Share is ₨158.39. Overall, Askari Bank has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Askari Bank's Cyclically Adjusted FCF per Share compare to competitors?
Askari Bank's Cyclically Adjusted FCF per Share of ₨158.39 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Askari Bank and its competitors. Askari Bank's current Cyclically Adjusted FCF per Share is ₨158.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Askari Bank stock overvalued right now?
Based on GuruFocus' analysis, Askari Bank (KAR:AKBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨39.53, compared to a current price of ₨104.80 — trading 165.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ₨158.39. Askari Bank's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Askari Bank (KAR:AKBL), the current Cyclically Adjusted FCF per Share is ₨158.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Askari Bank (KAR:AKBL) Overvalued in 2026?

Based on GuruFocus' analysis, Askari Bank stock appears to be overvalued. The current stock price of ₨104.80 is trading 165.1% above its estimated GF Value™ of ₨39.53. GuruFocus considers Askari Bank to be Significantly Overvalued.

Key valuation signals for KAR:AKBL:

  • Cyclically Adjusted FCF per Share: ₨158.39
  • GF Value™: ₨39.53 vs. price of ₨104.80 (165.1% above fair value)
  • GF Score™: 34/100 with 1 warning sign

No single metric tells the full story. See the KAR:AKBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Askari Bank Business Description

Address AWT Plaza, The Mall, P.O. Box No. 1084, Rawalpindi, PB, PAK, 46000
Askari Bank Ltd operates as a bank in Pakistan. The bank operates its business through segments namely Branch banking; Corporate banking; Treasury; Consumer banking; Islamic banking; Foreign operations; and Others. The bank generates maximum revenue from the Branch banking segment. The Branch banking segment consists of loans, deposits, and other banking services including branchless banking services to small enterprises, medium enterprises, agriculture, and individual customers. Geographically, it derives a majority of its revenue from Pakistan.
34GF Score

Get the complete analysis for KAR:AKBL

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨104.80
Price
₨39.53
GF Value