Askari Bank (KAR:AKBL) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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KAR:AKBL Askari Bank Ltd KAR:AKBL
34 GF Score
Price ₨106.90
GF Value ₨39.96
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Askari Bank LT-Debt-to-Total-Asset?

Askari Bank KAR:AKBL -0.47% 34 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates KAR:AKBL with a GF Score™ of 34/100 and a GF Value™ of ₨39.96 (Significantly Overvalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Askari Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

Askari Bank's long-term debt to total assets ratio declined from Mar. 2025 (0.07) to Mar. 2026 (0.07). It may suggest that Askari Bank is progressively becoming less dependent on debt to grow their business.


Askari Bank  (KAR:AKBL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Askari Bank LT-Debt-to-Total-Asset Related Terms


Askari Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Askari Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Askari Bank LT-Debt-to-Total-Asset Chart

Askari Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.02 0.01 0.06 0.07

Askari Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.05 0.06 0.07 0.07
KAR:AKBL
34GF Score
Askari Bank Ltd KAR:AKBL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Askari Bank LT-Debt-to-Total-Asset Calculation

Askari Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=194182.665/2897489.834
=0.07

Askari Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=225658.009/3216912.99
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.07 mean?
Askari Bank (KAR:AKBL) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Askari Bank and its competitors.
Is Askari Bank's LT-Debt-to-Total-Asset too high?
Askari Bank's current LT-Debt-to-Total-Asset is 0.07. Overall, Askari Bank has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Askari Bank's LT-Debt-to-Total-Asset compare to competitors?
Askari Bank's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Askari Bank and its competitors. Askari Bank's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Askari Bank stock overvalued right now?
Based on GuruFocus' analysis, Askari Bank (KAR:AKBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨39.96, compared to a current price of ₨106.90 — trading 167.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. Askari Bank's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Askari Bank (KAR:AKBL), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Askari Bank (KAR:AKBL) Overvalued in 2026?

Based on GuruFocus' analysis, Askari Bank stock appears to be overvalued. The current stock price of ₨106.90 is trading 167.5% above its estimated GF Value™ of ₨39.96. GuruFocus considers Askari Bank to be Significantly Overvalued.

Key valuation signals for KAR:AKBL:

  • LT-Debt-to-Total-Asset: 0.07
  • GF Value™: ₨39.96 vs. price of ₨106.90 (167.5% above fair value)
  • GF Score™: 34/100 with 1 warning sign

No single metric tells the full story. See the KAR:AKBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Askari Bank Business Description

Address AWT Plaza, The Mall, P.O. Box No. 1084, Rawalpindi, PB, PAK, 46000
Askari Bank Ltd operates as a bank in Pakistan. The bank operates its business through segments namely Branch banking; Corporate banking; Treasury; Consumer banking; Islamic banking; Foreign operations; and Others. The bank generates maximum revenue from the Branch banking segment. The Branch banking segment consists of loans, deposits, and other banking services including branchless banking services to small enterprises, medium enterprises, agriculture, and individual customers. Geographically, it derives a majority of its revenue from Pakistan.
34GF Score

Get the complete analysis for KAR:AKBL

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨106.90
Price
₨39.96
GF Value