Askari Bank (KAR:AKBL) PEG Ratio: 0.26 (As of Jul. 26, 2026) — 30% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:AKBL Askari Bank Ltd KAR:AKBL
34 GF Score
Price ₨99.95
GF Value ₨40.03
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Askari Bank PEG Ratio?

Askari Bank KAR:AKBL -1.03% 34 PEG Ratio is 0.26 as of Jul. 26, 2026, which is 30% above its 10-year median of 0.20. GuruFocus rates KAR:AKBL with a GF Score™ of 34/100 and a GF Value™ of ₨40.03 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,232 Banks companies, Askari Bank ranks better than 95.13% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Askari Bank's PE Ratio without NRI is 6.49. Askari Bank's 5-Year Book Value growth rate is 24.70%. Therefore, Askari Bank's PEG Ratio for today is 0.26.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Askari Bank's PEG Ratio or its related term are showing as below:

KAR:AKBL' s PEG Ratio Range Over the Past 10 Years
Min: 0.06   Med: 0.2   Max: 0.54
Current: 0.26


During the past 13 years, Askari Bank's highest PEG Ratio was 0.54. The lowest was 0.06. And the median was 0.20.


KAR:AKBL's PEG Ratio is ranked better than
95.13% of 1232 companies
in the Banks industry
Industry Median: 1.55 vs KAR:AKBL: 0.26

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Askari Bank  (KAR:AKBL) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Askari Bank PEG Ratio Related Terms


Askari Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Askari Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Askari Bank PEG Ratio Chart

Askari Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.10 0.08 0.12 0.25

Askari Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.13 0.20 0.25 0.21

Askari Bank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Askari Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Askari Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Askari Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Askari Bank's PEG Ratio falls into.


KAR:AKBL
34GF Score
Askari Bank Ltd KAR:AKBL
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Askari Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Askari Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=6.4885743962607/24.70
=0.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.26 mean?
Askari Bank (KAR:AKBL) has a PEG Ratio of 0.26 as of Jul. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Askari Bank and its competitors. This is 30% above median its historical median of 0.20. Over the past decade, Askari Bank's PEG Ratio has ranged from 0.06 to 0.54. According to the industry distribution chart, Askari Bank ranks #60 out of 1232 companies in the Banks industry, placing it in the top 4.9%.
Is Askari Bank's PEG Ratio too high?
Askari Bank's current PEG Ratio of 0.26 is 30% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.54. The Banks industry median PEG Ratio is 1.55. Askari Bank's value of 0.26 is 83.2% below this industry median. Based on the distribution chart, Askari Bank ranks #60 out of 1232 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Askari Bank has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Askari Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Askari Bank ranks #60 out of 1232 companies for PEG Ratio. This places Askari Bank in the top 5% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.55. Askari Bank's value of 0.26 is 83.2% below this benchmark. Historically, Askari Bank's own PEG Ratio has ranged from 0.06 to 0.54 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 1.55, Askari Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Askari Bank's current PEG Ratio of 0.26 is 83.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Askari Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Askari Bank's current PEG Ratio is 0.26, which is 30% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Askari Bank stock overvalued right now?
Based on GuruFocus' analysis, Askari Bank (KAR:AKBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨40.03, compared to a current price of ₨99.95 — trading 149.7% above its estimated fair value. The current PEG Ratio is 0.26, which is 30% above median its 10-year median of 0.20 and 83.2% below the Banks industry median of 1.55. Askari Bank's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Askari Bank (KAR:AKBL), the current PEG Ratio is 0.26 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Askari Bank (KAR:AKBL) Overvalued in 2026?

Based on GuruFocus' analysis, Askari Bank stock appears to be overvalued. The current stock price of ₨99.95 is trading 149.7% above its estimated GF Value™ of ₨40.03. GuruFocus considers Askari Bank to be Significantly Overvalued.

Key valuation signals for KAR:AKBL:

  • PEG Ratio: 0.26 (30% above median its 10-year median of 0.20)
  • GF Value™: ₨40.03 vs. price of ₨99.95 (149.7% above fair value)
  • GF Score™: 34/100 with 1 warning sign
  • Industry Position: 83.2% below the Banks median (#60 of 1232)

No single metric tells the full story. See the KAR:AKBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Askari Bank Business Description

Address AWT Plaza, The Mall, P.O. Box No. 1084, Rawalpindi, PB, PAK, 46000
Askari Bank Ltd operates as a bank in Pakistan. The bank operates its business through segments namely Branch banking; Corporate banking; Treasury; Consumer banking; Islamic banking; Foreign operations; and Others. The bank generates maximum revenue from the Branch banking segment. The Branch banking segment consists of loans, deposits, and other banking services including branchless banking services to small enterprises, medium enterprises, agriculture, and individual customers. Geographically, it derives a majority of its revenue from Pakistan.
34GF Score

Get the complete analysis for KAR:AKBL

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨99.95
Price
₨40.03
GF Value