Askari BankKAR:AKBL +3.20%34 ROE % is 17.98% as of Mar. 2026, which is 0% below its 10-year median of 18.04. GuruFocus rates KAR:AKBL with a GF Score™ of 34/100 and a GF Value™ of ₨40.54 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Askari Bank ranks better than 84.72% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Askari Bank's annualized net income for the quarter that ended in Mar. 2026 was ₨26,242 Mil. Askari Bank's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₨145,935 Mil. Therefore, Askari Bank's annualized ROE % for the quarter that ended in Mar. 2026 was 17.98%.
The historical rank and industry rank for Askari Bank's ROE % or its related term are showing as below:
KAR:AKBL'
s ROE % Range Over the Past 10 Years
Min: 13.41 Med: 18.04 Max: 25.18
Current: 16.08
During the past 13 years, Askari Bank's highest ROE % was 25.18%. The lowest was 13.41%. And the median was 18.04%.
KAR:AKBL's ROE % is ranked better than 84.72% of 1525
companies
in the Banks industry
Industry Median: 10.22
vs KAR:AKBL: 16.08
Askari Bank (KAR:AKBL) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Askari Bank ROE % Related Terms
Askari Bank ROE % Historical Data
* Premium members only.
The historical data trend for Askari Bank's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Askari Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Askari Bank ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Askari Bank's ROE % distribution charts can be found below:
* The bar in red indicates where Askari Bank's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Askari Bank (KAR:AKBL) has a ROE % of 17.98% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Askari Bank and its competitors. This is near median its historical median of 18.04. Over the past decade, Askari Bank's ROE % has ranged from 13.41 to 25.18. According to the industry distribution chart, Askari Bank ranks #233 out of 1525 companies in the Banks industry, placing it in the top 15.3%.
Is Askari Bank's ROE % too high?
Askari Bank's current ROE % of 17.98% is near median its 10-year median of 18.04. Over the past 10 years, this metric has ranged from a low of 13.41 to a high of 25.18. The Banks industry median ROE % is 10.22. Askari Bank's value of 17.98% is 75.9% above this industry median. Based on the distribution chart, Askari Bank ranks #233 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Askari Bank has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Askari Bank's ROE % compare to competitors?
According to the Banks industry distribution chart, Askari Bank ranks #233 out of 1525 companies for ROE %. This places Askari Bank in the top 15% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Askari Bank's value of 17.98% is 75.9% above this benchmark. Historically, Askari Bank's own ROE % has ranged from 13.41 to 25.18 over the past decade. While the company's 10-year median is 18.04 vs. the industry median of 10.22, Askari Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Askari Bank's current ROE % of 17.98% is 75.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Askari Bank and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Askari Bank's current ROE % is 17.98%, which is near median its own 10-year median of 18.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Askari Bank stock overvalued right now?
Based on GuruFocus' analysis, Askari Bank (KAR:AKBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨40.54, compared to a current price of ₨117.32 — trading 189.4% above its estimated fair value. The current ROE % is 17.98%, which is near median its 10-year median of 18.04 and 75.9% above the Banks industry median of 10.22. Askari Bank's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Askari Bank (KAR:AKBL), the current ROE % is 17.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Askari Bank (KAR:AKBL) Overvalued in 2026?
Based on GuruFocus' analysis, Askari Bank stock appears to be overvalued.
The current stock price of ₨117.32 is trading 189.4% above its estimated GF Value™ of ₨40.54.
GuruFocus considers Askari Bank to be Significantly Overvalued.
Key valuation signals for KAR:AKBL:
ROE %: 17.98% (near median its 10-year median of 18.04)
GF Value™: ₨40.54 vs. price of ₨117.32 (189.4% above fair value)
Industry Position: 75.9% above the Banks median (#233 of 1525)
No single metric tells the full story. See the KAR:AKBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Askari Bank Ltd operates as a bank in Pakistan. The bank operates its business through segments namely Branch banking; Corporate banking; Treasury; Consumer banking; Islamic banking; Foreign operations; and Others. The bank generates maximum revenue from the Branch banking segment. The Branch banking segment consists of loans, deposits, and other banking services including branchless banking services to small enterprises, medium enterprises, agriculture, and individual customers. Geographically, it derives a majority of its revenue from Pakistan.
34GF Score
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