Askari Bank (KAR:AKBL) Cyclically Adjusted PS Ratio: 2.54 (As of Aug. 28, 2026) — 185% Above Median

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KAR:AKBL Askari Bank Ltd KAR:AKBL
41 GF Score
Price ₨105.91
GF Value ₨53.06
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Askari Bank Cyclically Adjusted PS Ratio?

Askari Bank KAR:AKBL +1.79% 41 Cyclically Adjusted PS Ratio is 2.54 as of Aug. 28, 2026, which is 185% above its 10-year median of 0.89. GuruFocus rates KAR:AKBL with a GF Score™ of 41/100 and a GF Value™ of ₨53.06 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,297 Banks companies, Askari Bank ranks better than 68.77% on this metric.

As of today (2026-08-28), Askari Bank's current share price is ₨105.91. Askari Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₨41.70. Askari Bank's Cyclically Adjusted PS Ratio for today is 2.54.

The historical rank and industry rank for Askari Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

KAR:AKBL' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.52   Med: 0.89   Max: 3.3
Current: 2.48

During the past years, Askari Bank's highest Cyclically Adjusted PS Ratio was 3.30. The lowest was 0.52. And the median was 0.89.

KAR:AKBL's Cyclically Adjusted PS Ratio is ranked better than
68.77% of 1297 companies
in the Banks industry
Industry Median: 3.41 vs KAR:AKBL: 2.48

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Askari Bank's adjusted revenue per share data for the three months ended in Jun. 2026 was ₨20.358. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₨41.70 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Askari Bank  (KAR:AKBL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Askari Bank Cyclically Adjusted PS Ratio Related Terms


Askari Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Askari Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Askari Bank Cyclically Adjusted PS Ratio Chart

Askari Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 0.79 0.92 1.21 2.67

Askari Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.42 2.31 2.67 2.06 2.64

Askari Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Askari Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Askari Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Askari Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Askari Bank's Cyclically Adjusted PS Ratio falls into.


KAR:AKBL
41GF Score
Askari Bank Ltd KAR:AKBL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Askari Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Askari Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=105.91/41.70
=2.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Askari Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Askari Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=20.358/333.9520*333.9520
=20.358

Current CPI (Jun. 2026) = 333.9520.

Askari Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 3.801 241.428 5.258
201612 3.572 241.432 4.941
201703 3.528 243.801 4.833
201706 4.271 244.955 5.823
201709 3.889 246.819 5.262
201712 3.577 246.524 4.846
201803 3.823 249.554 5.116
201806 4.359 251.989 5.777
201809 4.261 252.439 5.637
201812 4.226 251.233 5.617
201903 4.868 254.202 6.395
201906 4.948 256.143 6.451
201909 4.823 256.759 6.273
201912 5.872 256.974 7.631
202003 5.333 258.115 6.900
202006 7.590 257.797 9.832
202009 7.553 260.280 9.691
202012 7.098 260.474 9.100
202103 7.074 264.877 8.919
202106 7.094 271.696 8.720
202109 7.459 274.310 9.081
202112 7.193 278.802 8.616
202203 7.482 287.504 8.691
202206 8.207 296.311 9.250
202209 10.590 296.808 11.915
202212 8.662 296.797 9.746
202303 10.336 301.836 11.436
202306 11.380 305.109 12.456
202309 13.113 307.789 14.228
202312 15.488 306.746 16.862
202403 11.733 312.332 12.545
202406 11.233 314.175 11.940
202409 15.637 315.301 16.562
202412 16.138 315.605 17.076
202503 17.329 319.799 18.096
202506 16.578 322.561 17.163
202509 20.496 324.800 21.074
202512 17.743 324.054 18.285
202603 18.405 330.213 18.613
202606 20.358 333.952 20.358

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.54 mean?
Askari Bank (KAR:AKBL) has a Cyclically Adjusted PS Ratio of 2.54 as of Aug. 28, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Askari Bank and its competitors. This is 185% above median its historical median of 0.89. Over the past decade, Askari Bank's Cyclically Adjusted PS Ratio has ranged from 0.52 to 3.30. According to the industry distribution chart, Askari Bank ranks #405 out of 1297 companies in the Banks industry, placing it in the top 31.2%.
Is Askari Bank's Cyclically Adjusted PS Ratio too high?
Askari Bank's current Cyclically Adjusted PS Ratio of 2.54 is 185% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 3.30. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Askari Bank's value of 2.54 is 25.5% below this industry median. Based on the distribution chart, Askari Bank ranks #405 out of 1297 companies in the Banks industry, which is above the industry midpoint. Overall, Askari Bank has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Askari Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Askari Bank ranks #405 out of 1297 companies for Cyclically Adjusted PS Ratio. This puts Askari Bank in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Askari Bank's value of 2.54 is 25.5% below this benchmark. Historically, Askari Bank's own Cyclically Adjusted PS Ratio has ranged from 0.52 to 3.30 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 3.41, Askari Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,297 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Askari Bank's current Cyclically Adjusted PS Ratio of 2.54 is 25.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Askari Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Askari Bank's current Cyclically Adjusted PS Ratio is 2.54, which is 185% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Askari Bank stock overvalued right now?
Based on GuruFocus' analysis, Askari Bank (KAR:AKBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨53.06, compared to a current price of ₨105.91 — trading 99.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.54, which is 185% above median its 10-year median of 0.89 and 25.5% below the Banks industry median of 3.41. Askari Bank's overall GF Score™ is 41/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Askari Bank (KAR:AKBL), the current Cyclically Adjusted PS Ratio is 2.54 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Askari Bank (KAR:AKBL) Overvalued in 2026?

Based on GuruFocus' analysis, Askari Bank stock appears to be overvalued. The current stock price of ₨105.91 is trading 99.6% above its estimated GF Value™ of ₨53.06. GuruFocus considers Askari Bank to be Significantly Overvalued.

Key valuation signals for KAR:AKBL:

  • Cyclically Adjusted PS Ratio: 2.54 (185% above median its 10-year median of 0.89)
  • GF Value™: ₨53.06 vs. price of ₨105.91 (99.6% above fair value)
  • GF Score™: 41/100 with 2 warning signs
  • Industry Position: 25.5% below the Banks median (#405 of 1297)

No single metric tells the full story. See the KAR:AKBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Askari Bank Business Description

Address AWT Plaza, The Mall, P.O. Box No. 1084, Rawalpindi, PB, PAK, 46000
Askari Bank Ltd operates as a bank in Pakistan. The bank operates its business through segments namely Branch banking; Corporate banking; Treasury; Consumer banking; Islamic banking; Foreign operations; and Others. The bank generates maximum revenue from the Branch banking segment. The Branch banking segment consists of loans, deposits, and other banking services including branchless banking services to small enterprises, medium enterprises, agriculture, and individual customers. Geographically, it derives a majority of its revenue from Pakistan.
41GF Score

Get the complete analysis for KAR:AKBL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨105.91
Price
₨53.06
GF Value