Askari BankKAR:AKBL -1.07%34 Net Margin % is 24.07% as of Mar. 2026, which is 1% below its 10-year median of 24.25. GuruFocus rates KAR:AKBL with a GF Score™ of 34/100 and a GF Value™ of ₨40.72 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Askari Bank ranks worse than 68.63% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Askari Bank's Net Income for the
three
months ended in Mar. 2026 was ₨6,560 Mil. Askari Bank's Revenue for the
three
months ended in Mar. 2026 was ₨27,258 Mil. Therefore, Askari Bank's net margin for the quarter that ended in Mar. 2026 was 24.07%.
The historical rank and industry rank for Askari Bank's Net Margin % or its related term are showing as below:
KAR:AKBL'
s Net Margin % Range Over the Past 10 Years
Min: 19.17 Med: 24.25 Max: 29.62
Current: 20.83
KAR:AKBL's Net Margin % is ranked worse than 68.63% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs KAR:AKBL: 20.83
Askari Bank (KAR:AKBL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Askari Bank Net Margin % Related Terms
Askari Bank Net Margin % Historical Data
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The historical data trend for Askari Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Askari Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Askari Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Askari Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Askari Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Askari Bank (KAR:AKBL) has a Net Margin % of 24.07% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Askari Bank and its competitors. This is near median its historical median of 24.25. Over the past decade, Askari Bank's Net Margin % has ranged from 19.17 to 29.62. According to the industry distribution chart, Askari Bank ranks #1050 out of 1530 companies in the Banks industry, placing it in the top 68.6%.
Is Askari Bank's Net Margin % too high?
Askari Bank's current Net Margin % of 24.07% is near median its 10-year median of 24.25. Over the past 10 years, this metric has ranged from a low of 19.17 to a high of 29.62. The Banks industry median Net Margin % is 26.85. Askari Bank's value of 24.07% is 10.3% below this industry median. Based on the distribution chart, Askari Bank ranks #1050 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Askari Bank has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Askari Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Askari Bank ranks #1050 out of 1530 companies for Net Margin %. This places Askari Bank in the lower half of its industry. The industry median Net Margin % is 26.85. Askari Bank's value of 24.07% is 10.3% below this benchmark. Historically, Askari Bank's own Net Margin % has ranged from 19.17 to 29.62 over the past decade. While the company's 10-year median is 24.25 vs. the industry median of 26.85, Askari Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Askari Bank's current Net Margin % of 24.07% is 10.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Askari Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Askari Bank's current Net Margin % is 24.07%, which is near median its own 10-year median of 24.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Askari Bank stock overvalued right now?
Based on GuruFocus' analysis, Askari Bank (KAR:AKBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨40.72, compared to a current price of ₨107.85 — trading 164.9% above its estimated fair value. The current Net Margin % is 24.07%, which is near median its 10-year median of 24.25 and 10.3% below the Banks industry median of 26.85. Askari Bank's overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Askari Bank (KAR:AKBL), the current Net Margin % is 24.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Askari Bank (KAR:AKBL) Overvalued in 2026?
Based on GuruFocus' analysis, Askari Bank stock appears to be overvalued.
The current stock price of ₨107.85 is trading 164.9% above its estimated GF Value™ of ₨40.72.
GuruFocus considers Askari Bank to be Significantly Overvalued.
Key valuation signals for KAR:AKBL:
Net Margin %: 24.07% (near median its 10-year median of 24.25)
GF Value™: ₨40.72 vs. price of ₨107.85 (164.9% above fair value)
Industry Position: 10.3% below the Banks median (#1050 of 1530)
No single metric tells the full story. See the KAR:AKBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Askari Bank Ltd operates as a bank in Pakistan. The bank operates its business through segments namely Branch banking; Corporate banking; Treasury; Consumer banking; Islamic banking; Foreign operations; and Others. The bank generates maximum revenue from the Branch banking segment. The Branch banking segment consists of loans, deposits, and other banking services including branchless banking services to small enterprises, medium enterprises, agriculture, and individual customers. Geographically, it derives a majority of its revenue from Pakistan.
34GF Score
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