Capital One Financial (MEX:COF) Cyclically Adjusted Book per Share: MXN2,780.82 (As of Mar. 2026)


MEX:COF Capital One Financial Corp MEX:COF
74 GF Score
Price MXN3,567.33
GF Value MXN2,828.12
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Capital One Financial Cyclically Adjusted Book per Share?

Capital One Financial MEX:COF 74 Cyclically Adjusted Book per Share is MXN2,780.82 as of Mar. 2026. GuruFocus rates MEX:COF with a GF Score™ of 74/100 and a GF Value™ of MXN2,828.12 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Capital One Financial's adjusted book value per share for the three months ended in Mar. 2026 was MXN3,287.076. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN2,780.82 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Capital One Financial's average Cyclically Adjusted Book Growth Rate was 7.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 8.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Capital One Financial was 31.50% per year. The lowest was 6.10% per year. And the median was 10.35% per year.

As of today (2026-07-06), Capital One Financial's current stock price is MXN3567.33. Capital One Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN2,780.82. Capital One Financial's Cyclically Adjusted PB Ratio of today is 1.28.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Capital One Financial was 1.68. The lowest was 0.46. And the median was 1.09.


Capital One Financial  (MEX:COF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Capital One Financial's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=3567.33/2780.82
=1.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Capital One Financial was 1.68. The lowest was 0.46. And the median was 1.09.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Capital One Financial Cyclically Adjusted Book per Share Related Terms


Capital One Financial Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Capital One Financial's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital One Financial Cyclically Adjusted Book per Share Chart

Capital One Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,326.12 2,336.16 2,250.24 3,042.72 2,760.16

Capital One Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,960.28 2,792.59 2,935.31 2,760.16 2,780.82

MEX:COF vs PYPL, AFRM, SYF: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Capital One Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital One Financial Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital One Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Capital One Financial's Cyclically Adjusted PB Ratio falls into.


MEX:COF
74GF Score
Capital One Financial Corp MEX:COF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital One Financial Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Capital One Financial's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3287.076/330.2130*330.2130
=3,287.076

Current CPI (Mar. 2026) = 330.2130.

Capital One Financial Quarterly Data

Book Value per Share CPI Adj_Book
201606 1,758.532 241.018 2,409.323
201609 1,905.528 241.428 2,606.285
201612 2,039.975 241.432 2,790.128
201703 1,873.676 243.801 2,537.775
201706 1,836.290 244.955 2,475.421
201709 1,878.937 246.819 2,513.783
201712 1,971.130 246.524 2,640.281
201803 1,839.759 249.554 2,434.392
201806 2,050.522 251.989 2,687.058
201809 1,999.725 252.439 2,615.821
201812 2,169.049 251.233 2,850.932
201903 2,209.180 254.202 2,869.765
201906 2,277.584 256.143 2,936.203
201909 2,468.593 256.759 3,174.812
201912 2,396.361 256.974 3,079.337
202003 2,926.687 258.115 3,744.184
202006 2,834.839 257.797 3,631.154
202009 2,821.716 260.280 3,579.865
202012 2,609.261 260.474 3,307.861
202103 2,738.050 264.877 3,413.432
202106 2,883.580 271.696 3,504.636
202109 3,035.761 274.310 3,654.434
202112 3,025.061 278.802 3,582.881
202203 2,811.827 287.504 3,229.527
202206 2,799.510 296.311 3,119.812
202209 2,678.359 296.808 2,979.802
202212 2,688.402 296.797 2,991.086
202303 2,578.647 301.836 2,821.078
202306 2,452.159 305.109 2,653.920
202309 2,453.699 307.789 2,632.463
202312 2,592.121 306.746 2,790.426
202403 2,510.790 312.332 2,654.533
202406 2,781.724 314.175 2,923.725
202409 3,247.653 315.301 3,401.249
202412 3,325.270 315.605 3,479.182
202503 3,394.502 319.799 3,505.041
202506 3,266.860 322.561 3,344.359
202509 3,284.091 324.800 3,338.822
202512 3,272.643 324.054 3,334.843
202603 3,287.076 330.213 3,287.076

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN2,780.82 mean?
Capital One Financial (MEX:COF) has a Cyclically Adjusted Book per Share of MXN2,780.82 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Capital One Financial and its competitors.
Is Capital One Financial's Cyclically Adjusted Book per Share too high?
Capital One Financial's current Cyclically Adjusted Book per Share is MXN2,780.82. Overall, Capital One Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's Cyclically Adjusted Book per Share compare to PYPL and AFRM?
Capital One Financial's Cyclically Adjusted Book per Share of MXN2,780.82 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Capital One Financial and its competitors. Capital One Financial's current Cyclically Adjusted Book per Share is MXN2,780.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Based on GuruFocus' analysis, Capital One Financial (MEX:COF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN2,828.12, compared to a current price of MXN3,567.33 — trading 26.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN2,780.82. Capital One Financial's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Capital One Financial (MEX:COF), the current Cyclically Adjusted Book per Share is MXN2,780.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital One Financial (MEX:COF) Overvalued in 2026?

Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued. The current stock price of MXN3,567.33 is trading 26.1% above its estimated GF Value™ of MXN2,828.12. GuruFocus considers Capital One Financial to be Modestly Overvalued.

Key valuation signals for MEX:COF:

  • Cyclically Adjusted Book per Share: MXN2,780.82
  • GF Value™: MXN2,828.12 vs. price of MXN3,567.33 (26.1% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the MEX:COF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
74GF Score

Get the complete analysis for MEX:COF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN3,567.33
Price
MXN2,828.12
GF Value