Capital One Financial (MEX:COF) Cyclically Adjusted PS Ratio: (As of Jul. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:COF Capital One Financial Corp MEX:COF
76 GF Score
Price MXN3,507.00
GF Value MXN2,834.93
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Capital One Financial Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Capital One Financial  (MEX:COF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Capital One Financial Cyclically Adjusted PS Ratio Related Terms


Capital One Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Capital One Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital One Financial Cyclically Adjusted PS Ratio Chart

Capital One Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.53 1.43 1.82 2.25 2.84

Capital One Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.56 2.51 2.84 2.08 0.00

MEX:COF vs PYPL, AXP, SYF: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Capital One Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital One Financial Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital One Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Capital One Financial's Cyclically Adjusted PS Ratio falls into.


MEX:COF
76GF Score
Capital One Financial Corp MEX:COF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital One Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Capital One Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Capital One Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=445.285/333.9520*333.9520
=445.285

Current CPI (Jun. 2026) = 333.9520.

Capital One Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 246.939 241.428 341.575
201612 276.946 241.432 383.075
201703 252.198 243.801 345.454
201706 248.272 244.955 338.474
201709 259.231 246.819 350.746
201712 281.028 246.524 380.693
201803 255.746 249.554 342.238
201806 289.411 251.989 383.546
201809 270.793 252.439 358.233
201812 270.808 251.233 359.972
201903 291.340 254.202 382.741
201906 289.311 256.143 377.196
201909 291.192 256.759 378.737
201912 302.338 256.974 392.905
202003 371.448 258.115 480.583
202006 331.347 257.797 429.229
202009 355.624 260.280 456.283
202012 317.969 260.474 407.666
202103 316.011 264.877 398.421
202106 324.534 271.696 398.897
202109 365.495 274.310 444.963
202112 392.673 278.802 470.348
202203 394.790 287.504 458.571
202206 421.832 296.311 475.418
202209 460.511 296.808 518.142
202212 459.447 296.797 516.964
202303 418.126 301.836 462.616
202306 402.660 305.109 440.725
202309 425.634 307.789 461.814
202312 421.518 306.746 458.903
202403 406.985 312.332 435.157
202406 454.925 314.175 483.562
202409 513.888 315.301 544.286
202412 554.447 315.605 586.679
202503 532.766 319.799 556.344
202506 465.218 322.561 481.647
202509 443.588 324.800 456.087
202512 438.200 324.054 451.585
202603 440.578 330.213 445.567
202606 445.285 333.952 445.285

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Capital One Financial (MEX:COF) Overvalued in 2026?

Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued. The current stock price of MXN3,507.00 is trading 23.7% above its estimated GF Value™ of MXN2,834.93. GuruFocus considers Capital One Financial to be Modestly Overvalued.

Key valuation signals for MEX:COF:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: MXN2,834.93 vs. price of MXN3,507.00 (23.7% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the MEX:COF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
76GF Score

Get the complete analysis for MEX:COF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN3,507.00
Price
MXN2,834.93
GF Value