Capital One Financial (MEX:COF) E10: MXN233.83 (As of Mar. 2026)


MEX:COF Capital One Financial Corp MEX:COF
74 GF Score
Price MXN3,570.04
GF Value MXN2,838.18
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Capital One Financial E10?

Capital One Financial MEX:COF +5.18% 74 E10 is MXN233.83 as of Mar. 2026. GuruFocus rates MEX:COF with a GF Score™ of 74/100 and a GF Value™ of MXN2,838.18 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Capital One Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was MXN60.229. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN233.83 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Capital One Financial's average E10 Growth Rate was -1.80% per year. During the past 3 years, the average E10 Growth Rate was 2.40% per year. During the past 5 years, the average E10 Growth Rate was 9.80% per year. During the past 10 years, the average E10 Growth Rate was 11.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Capital One Financial was 25.70% per year. The lowest was -1.10% per year. And the median was 7.15% per year.

As of today (2026-06-28), Capital One Financial's current stock price is MXN3570.04. Capital One Financial's E10 for the quarter that ended in Mar. 2026 was MXN233.83. Capital One Financial's Shiller PE Ratio of today is 15.27.

During the past 13 years, the highest Shiller PE Ratio of Capital One Financial was 19.75. The lowest was 5.64. And the median was 13.16.


Capital One Financial  (MEX:COF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Capital One Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3570.04/233.83
=15.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Capital One Financial was 19.75. The lowest was 5.64. And the median was 13.16.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Capital One Financial E10 Related Terms


Capital One Financial E10 Historical Data

* Premium members only.

The historical data trend for Capital One Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital One Financial E10 Chart

Capital One Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 214.42 224.51 212.73 280.25 232.58

Capital One Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 271.69 233.86 247.61 232.58 233.83

MEX:COF vs PYPL, AFRM, SYF: E10 Comparison

For the Credit Services subindustry, Capital One Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital One Financial Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital One Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Capital One Financial's Shiller PE Ratio falls into.


MEX:COF
74GF Score
Capital One Financial Corp MEX:COF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital One Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Capital One Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=60.229/330.2130*330.2130
=60.229

Current CPI (Mar. 2026) = 330.2130.

Capital One Financial Quarterly Data

per share eps CPI Adj_EPS
201606 31.254 241.018 42.820
201609 36.737 241.428 50.247
201612 29.895 241.432 40.888
201703 28.997 243.801 39.275
201706 35.067 244.955 47.272
201709 38.837 246.819 51.959
201712 -42.618 246.524 -57.086
201803 47.599 249.554 62.984
201806 72.900 251.989 95.530
201809 55.928 252.439 73.159
201812 48.695 251.233 64.003
201903 55.478 254.202 72.067
201906 62.237 256.143 80.234
201909 53.106 256.759 68.299
201912 42.435 256.974 54.529
202003 -72.689 258.115 -92.993
202006 -51.011 257.797 -65.340
202009 111.780 260.280 141.813
202012 106.422 260.474 134.915
202103 143.700 264.877 179.146
202106 151.684 271.696 184.353
202109 139.410 274.310 167.821
202112 110.981 278.802 131.446
202203 111.900 287.504 128.523
202206 99.785 296.311 111.202
202209 84.483 296.808 93.991
202212 59.073 296.797 65.724
202303 41.638 301.836 45.553
202306 60.347 305.109 65.312
202309 77.514 307.789 83.161
202312 28.347 306.746 30.516
202403 51.946 312.332 54.920
202406 25.282 314.175 26.573
202409 86.834 315.301 90.941
202412 55.685 315.605 58.262
202503 70.581 319.799 72.879
202506 -161.555 322.561 -165.388
202509 88.602 324.800 90.079
202512 58.699 324.054 59.815
202603 60.229 330.213 60.229

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN233.83 mean?
Capital One Financial (MEX:COF) has a E10 of MXN233.83 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Capital One Financial and its competitors.
Is Capital One Financial's E10 too high?
Capital One Financial's current E10 is MXN233.83. Overall, Capital One Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's E10 compare to PYPL and AFRM?
Capital One Financial's E10 of MXN233.83 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Capital One Financial and its competitors. Capital One Financial's current E10 is MXN233.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Based on GuruFocus' analysis, Capital One Financial (MEX:COF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN2,838.18, compared to a current price of MXN3,570.04 — trading 25.8% above its estimated fair value. The current E10 is MXN233.83. Capital One Financial's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Capital One Financial (MEX:COF), the current E10 is MXN233.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital One Financial (MEX:COF) Overvalued in 2026?

Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued. The current stock price of MXN3,570.04 is trading 25.8% above its estimated GF Value™ of MXN2,838.18. GuruFocus considers Capital One Financial to be Modestly Overvalued.

Key valuation signals for MEX:COF:

  • E10: MXN233.83
  • GF Value™: MXN2,838.18 vs. price of MXN3,570.04 (25.8% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the MEX:COF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
74GF Score

Get the complete analysis for MEX:COF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN3,570.04
Price
MXN2,838.18
GF Value