Capital One Financial (MEX:COF) Cyclically Adjusted FCF per Share: MXN717.65 (As of Mar. 2026)

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MEX:COF Capital One Financial Corp MEX:COF
69 GF Score
Price MXN3,625.00
GF Value MXN2,833.17
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Capital One Financial Cyclically Adjusted FCF per Share?

Capital One Financial MEX:COF 69 Cyclically Adjusted FCF per Share is MXN717.65 as of Mar. 2026. GuruFocus rates MEX:COF with a GF Score™ of 69/100 and a GF Value™ of MXN2,833.17 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Capital One Financial's adjusted free cash flow per share for the three months ended in Mar. 2026 was MXN158.227. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN717.65 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Capital One Financial's average Cyclically Adjusted FCF Growth Rate was 7.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 11.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 11.30% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 10.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Capital One Financial was 24.50% per year. The lowest was 1.40% per year. And the median was 8.90% per year.

As of today (2026-07-18), Capital One Financial's current stock price is MXN3625.00. Capital One Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was MXN717.65. Capital One Financial's Cyclically Adjusted Price-to-FCF of today is 5.05.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Capital One Financial was 7.18. The lowest was 1.87. And the median was 4.71.


Capital One Financial  (MEX:COF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Capital One Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=3625.00/717.65
=5.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Capital One Financial was 7.18. The lowest was 1.87. And the median was 4.71.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Capital One Financial Cyclically Adjusted FCF per Share Related Terms


Capital One Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Capital One Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital One Financial Cyclically Adjusted FCF per Share Chart

Capital One Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 542.17 545.70 556.97 776.06 721.44

Capital One Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 761.83 722.39 757.00 721.44 717.65

MEX:COF vs PYPL, AFRM, SYF: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, Capital One Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital One Financial Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital One Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Capital One Financial's Cyclically Adjusted Price-to-FCF falls into.


MEX:COF
69GF Score
Capital One Financial Corp MEX:COF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital One Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Capital One Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=158.227/330.2130*330.2130
=158.227

Current CPI (Mar. 2026) = 330.2130.

Capital One Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 81.493 241.018 111.652
201609 118.826 241.428 162.524
201612 72.716 241.432 99.456
201703 113.499 243.801 153.727
201706 133.283 244.955 179.673
201709 102.987 246.819 137.784
201712 154.239 246.524 206.599
201803 51.897 249.554 68.671
201806 155.168 251.989 203.336
201809 121.005 252.439 158.285
201812 155.276 251.233 204.090
201903 193.240 254.202 251.022
201906 162.971 256.143 210.098
201909 132.938 256.759 170.969
201912 157.296 256.974 202.126
202003 269.273 258.115 344.488
202006 182.858 257.797 234.223
202009 127.969 260.280 162.352
202012 193.286 260.474 245.036
202103 64.775 264.877 80.753
202106 171.421 271.696 208.341
202109 83.602 274.310 100.640
202112 216.120 278.802 255.972
202203 -14.926 287.504 -17.143
202206 141.482 296.311 157.669
202209 133.682 296.808 148.728
202212 399.831 296.797 444.847
202303 129.481 301.836 141.654
202306 140.654 305.109 152.227
202309 312.204 307.789 334.950
202312 303.257 306.746 326.457
202403 119.602 312.332 126.449
202406 284.131 314.175 298.635
202409 315.394 315.301 330.310
202412 113.828 315.605 119.097
202503 230.101 319.799 237.594
202506 211.046 322.561 216.053
202509 251.483 324.800 255.674
202512 210.289 324.054 214.286
202603 158.227 330.213 158.227

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN717.65 mean?
Capital One Financial (MEX:COF) has a Cyclically Adjusted FCF per Share of MXN717.65 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Capital One Financial and its competitors.
Is Capital One Financial's Cyclically Adjusted FCF per Share too high?
Capital One Financial's current Cyclically Adjusted FCF per Share is MXN717.65. Overall, Capital One Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's Cyclically Adjusted FCF per Share compare to PYPL and AFRM?
Capital One Financial's Cyclically Adjusted FCF per Share of MXN717.65 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Capital One Financial and its competitors. Capital One Financial's current Cyclically Adjusted FCF per Share is MXN717.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Based on GuruFocus' analysis, Capital One Financial (MEX:COF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN2,833.17, compared to a current price of MXN3,625.00 — trading 27.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN717.65. Capital One Financial's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Capital One Financial (MEX:COF), the current Cyclically Adjusted FCF per Share is MXN717.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital One Financial (MEX:COF) Overvalued in 2026?

Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued. The current stock price of MXN3,625.00 is trading 27.9% above its estimated GF Value™ of MXN2,833.17. GuruFocus considers Capital One Financial to be Modestly Overvalued.

Key valuation signals for MEX:COF:

  • Cyclically Adjusted FCF per Share: MXN717.65
  • GF Value™: MXN2,833.17 vs. price of MXN3,625.00 (27.9% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the MEX:COF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
69GF Score

Get the complete analysis for MEX:COF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN3,625.00
Price
MXN2,833.17
GF Value