Lollands Bank AS (OCSE:LOLB) Cyclically Adjusted Book per Share: kr673.52 (As of Mar. 2026)


OCSE:LOLB Lollands Bank AS OCSE:LOLB
67 GF Score
Price kr866.00
GF Value kr595.81
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Lollands Bank AS Cyclically Adjusted Book per Share?

Lollands Bank AS OCSE:LOLB +0.93% 67 Cyclically Adjusted Book per Share is kr673.52 as of Mar. 2026. GuruFocus rates OCSE:LOLB with a GF Score™ of 67/100 and a GF Value™ of kr595.81 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Lollands Bank AS's adjusted book value per share for the three months ended in Mar. 2026 was kr902.843. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is kr673.52 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Lollands Bank AS's average Cyclically Adjusted Book Growth Rate was 8.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 10.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Lollands Bank AS was 14.10% per year. The lowest was 8.60% per year. And the median was 10.35% per year.

As of today (2026-07-07), Lollands Bank AS's current stock price is kr866.00. Lollands Bank AS's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was kr673.52. Lollands Bank AS's Cyclically Adjusted PB Ratio of today is 1.29.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Lollands Bank AS was 1.40. The lowest was 0.86. And the median was 1.08.


Lollands Bank AS  (OCSE:LOLB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Lollands Bank AS's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=866.00/673.52
=1.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Lollands Bank AS was 1.40. The lowest was 0.86. And the median was 1.08.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Lollands Bank AS Cyclically Adjusted Book per Share Related Terms


Lollands Bank AS Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Lollands Bank AS's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lollands Bank AS Cyclically Adjusted Book per Share Chart

Lollands Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 446.11 514.77 545.62 598.38 659.05

Lollands Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 616.87 631.59 648.61 659.05 673.52

Lollands Bank AS Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Lollands Bank AS's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lollands Bank AS Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lollands Bank AS's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Lollands Bank AS's Cyclically Adjusted PB Ratio falls into.


OCSE:LOLB
67GF Score
Lollands Bank AS OCSE:LOLB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lollands Bank AS Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Lollands Bank AS's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=902.843/121.6800*121.6800
=902.843

Current CPI (Mar. 2026) = 121.6800.

Lollands Bank AS Quarterly Data

Book Value per Share CPI Adj_Book
201606 361.648 100.600 437.429
201609 378.071 100.200 459.119
201612 393.548 100.300 477.437
201703 402.308 101.200 483.724
201706 418.870 101.200 503.637
201709 434.276 101.800 519.084
201712 440.501 101.300 529.123
201803 433.395 101.700 518.540
201806 457.695 102.300 544.402
201809 469.481 102.400 557.875
201812 472.518 102.100 563.134
201903 477.399 102.900 564.528
201906 491.906 102.900 581.682
201909 501.707 102.900 593.272
201912 515.648 102.900 609.758
202003 514.345 103.300 605.862
202006 532.598 103.200 627.970
202009 550.986 103.500 647.768
202012 568.694 103.400 669.233
202103 582.034 104.300 679.021
202106 605.035 105.000 701.149
202109 617.373 105.800 710.037
202112 636.214 106.600 726.215
202203 651.308 109.900 721.121
202206 641.558 113.600 687.190
202209 651.560 116.400 681.115
202212 672.841 115.900 706.396
202303 691.344 117.300 717.159
202306 719.820 116.400 752.472
202309 741.300 117.400 768.325
202312 770.593 116.700 803.477
202403 778.958 118.400 800.537
202406 802.184 118.500 823.711
202409 830.951 118.900 850.379
202412 847.288 118.900 867.098
202503 853.663 120.200 864.174
202506 870.656 120.700 877.725
202509 887.234 121.600 887.818
202512 915.569 121.200 919.195
202603 902.843 121.680 902.843

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of kr673.52 mean?
Lollands Bank AS (OCSE:LOLB) has a Cyclically Adjusted Book per Share of kr673.52 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Lollands Bank AS and its competitors.
Is Lollands Bank AS's Cyclically Adjusted Book per Share too high?
Lollands Bank AS's current Cyclically Adjusted Book per Share is kr673.52. Overall, Lollands Bank AS has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lollands Bank AS's Cyclically Adjusted Book per Share compare to competitors?
Lollands Bank AS's Cyclically Adjusted Book per Share of kr673.52 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Lollands Bank AS and its competitors. Lollands Bank AS's current Cyclically Adjusted Book per Share is kr673.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lollands Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Lollands Bank AS (OCSE:LOLB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr595.81, compared to a current price of kr866.00 — trading 45.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is kr673.52. Lollands Bank AS's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Lollands Bank AS (OCSE:LOLB), the current Cyclically Adjusted Book per Share is kr673.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lollands Bank AS (OCSE:LOLB) Overvalued in 2026?

Based on GuruFocus' analysis, Lollands Bank AS stock appears to be overvalued. The current stock price of kr866.00 is trading 45.3% above its estimated GF Value™ of kr595.81. GuruFocus considers Lollands Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:LOLB:

  • Cyclically Adjusted Book per Share: kr673.52
  • GF Value™: kr595.81 vs. price of kr866.00 (45.3% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the OCSE:LOLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lollands Bank AS Business Description

Address Nybrogade 3, Nakskov, DNK, 4900
Lollands Bank AS is a regional bank. It is engaged in the provision of banking products and financial services to both private individuals and corporate clients. It also provides mortgage and insurance services to its clients. It has branches in Maribo, Nakskov, Nr. Alslev, Nykobing F., Rodbyhavn and Vordingborg.
67GF Score

Get the complete analysis for OCSE:LOLB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr866.00
Price
kr595.81
GF Value