Lollands Bank AS (OCSE:LOLB) Cyclically Adjusted PS Ratio: 3.75 (As of Jul. 25, 2026) — 36% Above Median

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OCSE:LOLB Lollands Bank AS OCSE:LOLB
62 GF Score
Price kr886.00
GF Value kr600.15
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Lollands Bank AS Cyclically Adjusted PS Ratio?

Lollands Bank AS OCSE:LOLB -0.45% 62 Cyclically Adjusted PS Ratio is 3.75 as of Jul. 25, 2026, which is 36% above its 10-year median of 2.76. GuruFocus rates OCSE:LOLB with a GF Score™ of 62/100 and a GF Value™ of kr600.15 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,299 Banks companies, Lollands Bank AS ranks worse than 59.05% on this metric.

As of today (2026-07-25), Lollands Bank AS's current share price is kr886.00. Lollands Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was kr236.27. Lollands Bank AS's Cyclically Adjusted PS Ratio for today is 3.75.

The historical rank and industry rank for Lollands Bank AS's Cyclically Adjusted PS Ratio or its related term are showing as below:

OCSE:LOLB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.71   Med: 2.76   Max: 3.94
Current: 3.75

During the past years, Lollands Bank AS's highest Cyclically Adjusted PS Ratio was 3.94. The lowest was 1.71. And the median was 2.76.

OCSE:LOLB's Cyclically Adjusted PS Ratio is ranked worse than
59.05% of 1299 companies
in the Banks industry
Industry Median: 3.36 vs OCSE:LOLB: 3.75

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Lollands Bank AS's adjusted revenue per share data for the three months ended in Mar. 2026 was kr66.046. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr236.27 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Lollands Bank AS  (OCSE:LOLB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Lollands Bank AS Cyclically Adjusted PS Ratio Related Terms


Lollands Bank AS Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Lollands Bank AS's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lollands Bank AS Cyclically Adjusted PS Ratio Chart

Lollands Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.13 2.92 2.57 2.64 3.66

Lollands Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.98 2.98 3.31 3.66 3.60

Lollands Bank AS Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Lollands Bank AS's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lollands Bank AS Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lollands Bank AS's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Lollands Bank AS's Cyclically Adjusted PS Ratio falls into.


OCSE:LOLB
62GF Score
Lollands Bank AS OCSE:LOLB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lollands Bank AS Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Lollands Bank AS's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=886.00/236.27
=3.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lollands Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Lollands Bank AS's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=66.046/121.6800*121.6800
=66.046

Current CPI (Mar. 2026) = 121.6800.

Lollands Bank AS Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 47.474 100.600 57.422
201609 45.259 100.200 54.961
201612 42.520 100.300 51.584
201703 49.278 101.200 59.250
201706 46.780 101.200 56.247
201709 42.638 101.800 50.965
201712 28.285 101.300 33.976
201803 46.667 101.700 55.835
201806 51.260 102.300 60.971
201809 44.093 102.400 52.395
201812 35.211 102.100 41.964
201903 51.893 102.900 61.364
201906 44.814 102.900 52.993
201909 45.563 102.900 53.879
201912 51.227 102.900 60.576
202003 35.161 103.300 41.417
202006 53.121 103.200 62.633
202009 50.573 103.500 59.456
202012 52.290 103.400 61.534
202103 46.919 104.300 54.737
202106 49.524 105.000 57.391
202109 44.209 105.800 50.845
202112 51.211 106.600 58.455
202203 39.555 109.900 43.795
202206 38.191 113.600 40.907
202209 39.945 116.400 41.757
202212 60.971 115.900 64.012
202303 64.578 117.300 66.989
202306 63.738 116.400 66.629
202309 67.671 117.400 70.138
202312 81.831 116.700 85.323
202403 75.585 118.400 77.679
202406 70.583 118.500 72.477
202409 74.885 118.900 76.636
202412 65.798 118.900 67.336
202503 66.024 120.200 66.837
202506 67.072 120.700 67.617
202509 67.523 121.600 67.567
202512 69.814 121.200 70.090
202603 66.046 121.680 66.046

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.75 mean?
Lollands Bank AS (OCSE:LOLB) has a Cyclically Adjusted PS Ratio of 3.75 as of Jul. 25, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Lollands Bank AS and its competitors. This is 36% above median its historical median of 2.76. Over the past decade, Lollands Bank AS's Cyclically Adjusted PS Ratio has ranged from 1.71 to 3.94. According to the industry distribution chart, Lollands Bank AS ranks #767 out of 1299 companies in the Banks industry, placing it in the top 59%.
Is Lollands Bank AS's Cyclically Adjusted PS Ratio too high?
Lollands Bank AS's current Cyclically Adjusted PS Ratio of 3.75 is 36% above median its 10-year median of 2.76. Over the past 10 years, this metric has ranged from a low of 1.71 to a high of 3.94. The Banks industry median Cyclically Adjusted PS Ratio is 3.36. Lollands Bank AS's value of 3.75 is 11.6% above this industry median. Based on the distribution chart, Lollands Bank AS ranks #767 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, Lollands Bank AS has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lollands Bank AS's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Lollands Bank AS ranks #767 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Lollands Bank AS in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.36. Lollands Bank AS's value of 3.75 is 11.6% above this benchmark. Historically, Lollands Bank AS's own Cyclically Adjusted PS Ratio has ranged from 1.71 to 3.94 over the past decade. While the company's 10-year median is 2.76 vs. the industry median of 3.36, Lollands Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.36, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lollands Bank AS's current Cyclically Adjusted PS Ratio of 3.75 is 11.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Lollands Bank AS and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lollands Bank AS's current Cyclically Adjusted PS Ratio is 3.75, which is 36% above median its own 10-year median of 2.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lollands Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Lollands Bank AS (OCSE:LOLB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr600.15, compared to a current price of kr886.00 — trading 47.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.75, which is 36% above median its 10-year median of 2.76 and 11.6% above the Banks industry median of 3.36. Lollands Bank AS's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Lollands Bank AS (OCSE:LOLB), the current Cyclically Adjusted PS Ratio is 3.75 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lollands Bank AS (OCSE:LOLB) Overvalued in 2026?

Based on GuruFocus' analysis, Lollands Bank AS stock appears to be overvalued. The current stock price of kr886.00 is trading 47.6% above its estimated GF Value™ of kr600.15. GuruFocus considers Lollands Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:LOLB:

  • Cyclically Adjusted PS Ratio: 3.75 (36% above median its 10-year median of 2.76)
  • GF Value™: kr600.15 vs. price of kr886.00 (47.6% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 11.6% above the Banks median (#767 of 1299)

No single metric tells the full story. See the OCSE:LOLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lollands Bank AS Business Description

Other Exchanges 0F4L:UK
Address Nybrogade 3, Nakskov, DNK, 4900
Lollands Bank AS is a regional bank. It is engaged in the provision of banking products and financial services to both private individuals and corporate clients. It also provides mortgage and insurance services to its clients. It has branches in Maribo, Nakskov, Nr. Alslev, Nykobing F., Rodbyhavn and Vordingborg.
62GF Score

Get the complete analysis for OCSE:LOLB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr886.00
Price
kr600.15
GF Value