Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Lollands Bank ASOCSE:LOLB -1.77%72 Return-on-Tangible-Asset is 1.87% as of Jun. 2026, which is 4% above its 10-year median of 1.80. GuruFocus rates OCSE:LOLB with a GF Score™ of 72/100 and a GF Value™ of kr1,239.91 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, Lollands Bank AS ranks better than 78.18% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Lollands Bank AS's annualizedNet Income for the quarter that ended in Jun. 2026 was kr114.3 Mil. Lollands Bank AS's average total tangible assets for the quarter that ended in Jun. 2026 was kr6,096.1 Mil. Therefore, Lollands Bank AS's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 1.87%.
The historical rank and industry rank for Lollands Bank AS's Return-on-Tangible-Asset or its related term are showing as below:
OCSE:LOLB'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.23 Med: 1.8 Max: 2.24
Current: 1.57
During the past 13 years, Lollands Bank AS's highest Return-on-Tangible-Asset was 2.24%. The lowest was 1.23%. And the median was 1.80%.
OCSE:LOLB's Return-on-Tangible-Asset is ranked better than 78.18% of 1526
companies
in the Banks industry
Industry Median: 1.03
vs OCSE:LOLB: 1.57
Lollands Bank AS (OCSE:LOLB) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Lollands Bank AS Return-on-Tangible-Asset Related Terms
Lollands Bank AS Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Lollands Bank AS's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lollands Bank AS Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Lollands Bank AS's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lollands Bank AS Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Lollands Bank AS's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Lollands Bank AS's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.87% mean?
Lollands Bank AS (OCSE:LOLB) has a Return-on-Tangible-Asset of 1.87% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Lollands Bank AS and its competitors. This is near median its historical median of 1.80. Over the past decade, Lollands Bank AS's Return-on-Tangible-Asset has ranged from 1.23 to 2.24. According to the industry distribution chart, Lollands Bank AS ranks #333 out of 1526 companies in the Banks industry, placing it in the top 21.8%.
Is Lollands Bank AS's Return-on-Tangible-Asset too high?
Lollands Bank AS's current Return-on-Tangible-Asset of 1.87% is near median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 2.24. The Banks industry median Return-on-Tangible-Asset is 1.03. Lollands Bank AS's value of 1.87% is 81.6% above this industry median. Based on the distribution chart, Lollands Bank AS ranks #333 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lollands Bank AS has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lollands Bank AS's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Lollands Bank AS ranks #333 out of 1526 companies for Return-on-Tangible-Asset. This places Lollands Bank AS in the top 22% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.03. Lollands Bank AS's value of 1.87% is 81.6% above this benchmark. Historically, Lollands Bank AS's own Return-on-Tangible-Asset has ranged from 1.23 to 2.24 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 1.03, Lollands Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.03, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lollands Bank AS's current Return-on-Tangible-Asset of 1.87% is 81.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Lollands Bank AS and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lollands Bank AS's current Return-on-Tangible-Asset is 1.87%, which is near median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lollands Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Lollands Bank AS (OCSE:LOLB) is currently considered Modestly Undervalued. The stock's GF Value™ is kr1,239.91, compared to a current price of kr888.00 — trading 28.4% below its estimated fair value. The current Return-on-Tangible-Asset is 1.87%, which is near median its 10-year median of 1.80 and 81.6% above the Banks industry median of 1.03. Lollands Bank AS's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Lollands Bank AS (OCSE:LOLB), the current Return-on-Tangible-Asset is 1.87% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lollands Bank AS (OCSE:LOLB) Overvalued in 2026?
Based on GuruFocus' analysis, Lollands Bank AS stock appears to be undervalued.
The current stock price of kr888.00 is trading 28.4% below its estimated GF Value™ of kr1,239.91.
GuruFocus considers Lollands Bank AS to be Modestly Undervalued.
Key valuation signals for OCSE:LOLB:
Return-on-Tangible-Asset: 1.87% (near median its 10-year median of 1.80)
GF Value™: kr1,239.91 vs. price of kr888.00 (28.4% below fair value)
Industry Position: 81.6% above the Banks median (#333 of 1526)
No single metric tells the full story. See the OCSE:LOLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lollands Bank AS is a regional bank. It is engaged in the provision of banking products and financial services to both private individuals and corporate clients. It also provides mortgage and insurance services to its clients. It has branches in Maribo, Nakskov, Nr. Alslev, Nykobing F., Rodbyhavn and Vordingborg.
72GF Score
Get the complete analysis for OCSE:LOLB
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OCSE:LOLB has been successfully added to your 
