Lollands Bank AS (OCSE:LOLB) E10: kr75.61 (As of Mar. 2026)


OCSE:LOLB Lollands Bank AS OCSE:LOLB
62 GF Score
Price kr872.00
GF Value kr593.52
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Lollands Bank AS E10?

Lollands Bank AS OCSE:LOLB +0.23% 62 E10 is kr75.61 as of Mar. 2026. GuruFocus rates OCSE:LOLB with a GF Score™ of 62/100 and a GF Value™ of kr593.52 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Lollands Bank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was kr15.053. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is kr75.61 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Lollands Bank AS's average E10 Growth Rate was 4.90% per year. During the past 3 years, the average E10 Growth Rate was 15.40% per year. During the past 5 years, the average E10 Growth Rate was 13.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Lollands Bank AS was 15.60% per year. The lowest was 9.10% per year. And the median was 13.65% per year.

As of today (2026-06-29), Lollands Bank AS's current stock price is kr872.00. Lollands Bank AS's E10 for the quarter that ended in Mar. 2026 was kr75.61. Lollands Bank AS's Shiller PE Ratio of today is 11.53.

During the past 13 years, the highest Shiller PE Ratio of Lollands Bank AS was 13.67. The lowest was 7.85. And the median was 10.49.


Lollands Bank AS  (OCSE:LOLB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Lollands Bank AS's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=872.00/75.61
=11.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Lollands Bank AS was 13.67. The lowest was 7.85. And the median was 10.49.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Lollands Bank AS E10 Related Terms


Lollands Bank AS E10 Historical Data

* Premium members only.

The historical data trend for Lollands Bank AS's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lollands Bank AS E10 Chart

Lollands Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.89 49.26 56.97 69.43 75.71

Lollands Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 72.10 73.35 74.84 75.71 75.61

Lollands Bank AS E10 Competitor Comparison

For the Banks - Regional subindustry, Lollands Bank AS's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lollands Bank AS Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lollands Bank AS's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Lollands Bank AS's Shiller PE Ratio falls into.


OCSE:LOLB
62GF Score
Lollands Bank AS OCSE:LOLB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lollands Bank AS E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Lollands Bank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=15.053/121.2000*121.2000
=15.053

Current CPI (Mar. 2026) = 121.2000.

Lollands Bank AS Quarterly Data

per share eps CPI Adj_EPS
201606 13.671 100.600 16.470
201609 16.278 100.200 19.690
201612 15.354 100.300 18.553
201703 18.703 101.200 22.399
201706 16.643 101.200 19.932
201709 15.313 101.800 18.231
201712 6.356 101.300 7.605
201803 15.063 101.700 17.951
201806 25.506 102.300 30.218
201809 11.786 102.400 13.950
201812 10.073 102.100 11.957
201903 14.881 102.900 17.527
201906 14.507 102.900 17.087
201909 9.799 102.900 11.542
201912 11.216 102.900 13.211
202003 3.696 103.300 4.336
202006 18.255 103.200 21.439
202009 18.387 103.500 21.531
202012 17.707 103.400 20.755
202103 13.343 104.300 15.505
202106 22.999 105.000 26.547
202109 12.340 105.800 14.136
202112 19.481 106.600 22.149
202203 15.094 109.900 16.646
202206 5.250 113.600 5.601
202209 10.003 116.400 10.415
202212 22.118 115.900 23.129
202303 23.505 117.300 24.286
202306 28.544 116.400 29.721
202309 21.481 117.400 22.176
202312 28.244 116.700 29.333
202403 23.365 118.400 23.918
202406 23.227 118.500 23.756
202409 28.767 118.900 29.323
202412 16.337 118.900 16.653
202503 21.377 120.200 21.555
202506 16.992 120.700 17.062
202509 16.578 121.600 16.523
202512 28.179 121.200 28.179
202603 15.053 121.200 15.053

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of kr75.61 mean?
Lollands Bank AS (OCSE:LOLB) has a E10 of kr75.61 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Lollands Bank AS and its competitors.
Is Lollands Bank AS's E10 too high?
Lollands Bank AS's current E10 is kr75.61. Overall, Lollands Bank AS has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lollands Bank AS's E10 compare to competitors?
Lollands Bank AS's E10 of kr75.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Lollands Bank AS and its competitors. Lollands Bank AS's current E10 is kr75.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lollands Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Lollands Bank AS (OCSE:LOLB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr593.52, compared to a current price of kr872.00 — trading 46.9% above its estimated fair value. The current E10 is kr75.61. Lollands Bank AS's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Lollands Bank AS (OCSE:LOLB), the current E10 is kr75.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lollands Bank AS (OCSE:LOLB) Overvalued in 2026?

Based on GuruFocus' analysis, Lollands Bank AS stock appears to be overvalued. The current stock price of kr872.00 is trading 46.9% above its estimated GF Value™ of kr593.52. GuruFocus considers Lollands Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:LOLB:

  • E10: kr75.61
  • GF Value™: kr593.52 vs. price of kr872.00 (46.9% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the OCSE:LOLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lollands Bank AS Business Description

Address Nybrogade 3, Nakskov, DNK, 4900
Lollands Bank AS is a regional bank. It is engaged in the provision of banking products and financial services to both private individuals and corporate clients. It also provides mortgage and insurance services to its clients. It has branches in Maribo, Nakskov, Nr. Alslev, Nykobing F., Rodbyhavn and Vordingborg.
62GF Score

Get the complete analysis for OCSE:LOLB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr872.00
Price
kr593.52
GF Value